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Shareable Asset Featured on...
Shareable Asset’s CEO, Mr. Kook Fei Wong opinionated his thought regarding Shareable Asset and the evolution of fintech in Entrepreneur.In this article, he shares overarching insight regarding Shareable Asset and its audacious move to build the next stage of fintech as well as to improve the lives of individuals.Learn More: http://bit.ly/2vLKxgtBy leveraging technology and blockchain, this start-up plans to continue the evolution of the financial services spaceThe recently launched Shareable Asset is a fintech firm that aims to provide a safe and secure investment platform that provides equal access to all investors which previously was only accessible to sophisticated and institutional investors. By subdividing expensive real estate ownership where each digitized security token represents fractional ownership, we aim to change the real estate investment landscape and present opportunities which are otherwise out of reach.Herein, all income streams generated by real estate assets will be distributed among investors, and at the end of an agreed holding period, assets will be divested with the aim of realizing capital gains. This development is the latest in a long history of growth and innovation in the fintech space.History of innovationIn the early second millennium, people thought of technology as a separate distinct standalone industry. Technology was separate, unique and altogether mostly foreign to businesses, industries and the financial system. It was the domain of major innovators such as Microsoft which invented operating systems and Google which invented and introduced search engines to the world. Fast forward 19 years, everything has changed. Instead of being viewed as a distinct industry, every company aspires to be a technology company — or at least incorporate technology — to improve its operational efficiency, or to change its inefficient way of conducting business.A similar dynamic is playing out in the financial services sector, which used to be an entirely distinct vertical market — the domain of banks, fund managers, payment processors, credit card issuers and insurance companies. Through innovation led by fintechs, the financial services industry is poised to become horizontal as well and permeate across the fractured barriers of the global economy.Many global banks have not set their sights nearly high enough in response to disruptive fintechs and technology. They have been very cautious, often playing a defensive role, with digital initiatives primarily designed to counter moves by actual or potential disruptors. Even banks that would like to be more aggressive find it difficult to know exactly what to do.Large banks, like many incumbents, have been inundated with new technologies and business opportunities, leaving them confused about where to focus and dissipating their resources. Most big global banks have the tools and advantages to push the boundaries of their existing business models but they are not incubators. They are certainly motivated but what hampers their progress is uncertainty about the optimal method to build on core strengths to create sustainable outcomes.In recent times, a number of global banks have entered into joint ventures with fintechs that fit nicely into their digital and technological push into the new world of finance. This will likely be the route global banks take going forward; to invest in fintechs that add value to their technological ambitions which will make an immediate impact to their operations.Hence, digital technology and big data/analytics are still poised to shake up the financial-services industry. Investors believe fintech start-ups will become a significant force in the future, valuing those in the US at $120 billion, or about 7 per cent, of the total equity of American banks, and increasing.Globally, nearly half the world is still unbanked or under-banked. Financial innovations such as mobile banking are including people into the formal financial system, often for the first time. It is estimated that by 2024 mobile financial services transactions in emerging markets are set to surpass $1tnIn conclusion, this fintech trend will only accelerate. More and more fintechs will be emerging globally, driven by three mutually reinforcing reasons: an evolution towards regulatory openness, a rise of fintech enablers and a growing global outlook and reach which is more cost efficient.Improving the lives of individualsDepending on the life stage and risk appetite of the investor, there are three main objectives of investment: safety, growth and income. Every investor invests with a specific objective in mind and each investment has its own unique set of benefits and risks. Initially, Shareable Asset intends to focus on real estate, an asset class which everyone is familiar with. Our priority and main objective is to identify real estate investment which strikes a fine balance among risk, income stream and potential capital appreciation.We hear and read too often, not just in Singapore but in other parts of Asia, the non-financial-literate investors losing their savings or retirement funds when a risky investment goes sour. Even the savvy and financial-literate investors could lose their principal sum when investing in risky schemes or when market conditions change.To build a dynamic and inclusive digital investment platform regulated by the Monetary Authority of Singapore, Shareable Asset adopts blockchain technology to document transaction and ownership, designed to be immutable, tamper-proof and democratic.As mentioned earlier with an initial focus on real estate, Shareable Asset eventually aims to disrupt and change the future of the debt and equity capital market landscape where our platform will provide innovative funding alternatives for all start-ups and established businesses in addition to tangible asset owners.With advanced technological capabilities, asset owners and investors will converge at the platform where fundraising will be efficient and frictionless. Investors will be able to explore a one-stop investment platform for opportunities which were previously only open to selective investors. Additionally, for asset and business owners, the platform in contrast to the traditional capital market fundraising method will be more cost-effective without the middlemen from financial institutions.Shareable Asset Featured on Entrepreneur: Building the Next Stage of Fintech, Shareable Asset was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
20. 02. 05
Shareable Asset Launch
Direct Ownership of Global Assets for Everyone, AnywhereDear Blue Whale Fan-mily,Blue Whale Global is happy to officially announce the launch of Shareable Asset, an asset tokenization platform where investors can easily, safely and transparently invest in asset-backed security tokens and use the platform to manage their portfolios.Shareable Asset will offer a breakthrough in the global real estate market scene by allowing owning global and fractional real estate made simple through tokenization.Through Shareable Asset, good returns and attractive investment of the few are now available to all.As an asset tokenization platform leader specialized in real estate, Shareable Asset will offer optimized value for investors, asset owners, and partners.InvestorsAccess to quality investments previously available only to selective investorsSimple direct fractional ownershipSecure global portfolio for fixed income productsAsset OwnersEfficient and cost-effective fundraising platformPartial asset divestment to maintain capital appreciation opportunityPartnersEarly mover advantage in security token industryRegulated digitized securities issuanceTo incorporate blockchain into operationsHow to subscribe✍️ to the newsletter“Login->Submit” on the top of the SA main page. Be always up-to-date with our exclusive and privileged news and updates. Please stay tuned for the opening of the full Shareable Asset site as well as the SA application.Shareable Asset InsightsShareable Asset Insight (http://www.Insight.shareableasset.com)It offers top priorities of knowledge expertise from the investment to fintech as well as real estate market trends to watch.http://www.insight.shareableasset.comThank you very much for supporting us! We appreciate your confidence in us and look forward to sharing our success with you.Shareable Asset Launch was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 12. 27
Shareable Asset: Pre-launch...
Sign up now to get Shareable Asset Ideas delivered to your inbox!Asset Tokenization Platform, Shareable AssetDear Blue Whale Fan-mily,We are pleased to introduce you the Blue Whale Group’s core business entity, Shareable Asset’s pre-launch site as in the below!Shareable Asset: https://www.shareableasset.com/Sign up now to get Shareable Asset Ideas delivered to your inbox!Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow the Blue Whale Global:Join Our TelegramTwitter @BlueWhaleFdnFacebookSubredditVisit Our WebsiteEmail: firstname.lastname@example.orgShareable Asset: Pre-launch Site was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 11. 25
Blue Whale ‘Quantum Jump’ w...
The Blue Whale Group’s core business entity, Shareable Assets Pte Ltd has received “in-principle approval” from the Monetary Authority of Singapore (MAS) to issue security tokens backed by real estate.In recognition of the excellence of the Proptech 3.0 business model using blockchain convergence technology, the Blue Whale Group’s core business entity, Shareable Assets Pte Ltd has received “in-principle approval” from the Monetary Authority of Singapore (MAS) to issue security tokens backed by real estate. The company plans to launch Shareable Asset, a real estate securitization platform in the first quarter of 2020, and thereafter there are plans to launch a security token exchange within 2020.With the ‘in-principle approval”, it is possible to explore other markets and products at a later stage but within the stipulated guidelines of the licence. The plan of the platform is eventually to be able to offer services like securitisation and fund raising for business and asset owners in order to compete with global financial institutions. The major difference compared to the traditional method of fundraising is cost efficiency, simple and transparent based on blockchain convergence technology. For example, in real estate, the platform could potentially be utilised to tokenize physical real estate in other major Asian countries like Japan and Hong Kong.In particular, Shareable Assets plan to appeal to global investors interested in the new digital world of finance and fintech. The platform eventually also plan to enable investors to trade their fractional legal rights or ownership in a borderless digital financial platform. Shareable Assets will be based in Singapore, a global fintech hub. In terms of cost, the platform will be a more cost efficient method to raise funds when compared to a REIT, as an example. The intention of the platform is to cast a wider net in terms of investor profile which will include retail and accredited investors. In addition, the platform utilizes the transparency of blockchain technology to sub-divide assets such as real estate into small units of ownership so that anyone can easily become the co-owner of the asset. Therefore, accessibility that lowers the barriers to entry of assets is important. Both demand-supply will enable them to streamline global asset trading and take advantage of convergence technologies.Although the platform has something in common with REITs in that even a small investor can invest in real estate products, but unlike the REITs structure, the platform allows investors to invest and divest individual assets.Upon meeting all the conditions of the licence, Shareable Assets intend to launch a number of real estate transactions in Singapore which we have started to work on.Lastly, in Korea, the company concluded mutual cooperation agreement that aims to actively cooperate with Incheon Free Economic Zone (IFEZ) as a blockchain hub city, and currently uses the vacancy and land in the free economic zone including Songdo. Collaboration with a focus is ongoing.Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow the Blue Whale Global:Join Our TelegramTwitter @BlueWhaleFdnFacebookSubredditVisit Our WebsiteEmail: email@example.comBlue Whale ‘Quantum Jump’ without borders with tokenisation of real estate activities was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 11. 19
Product Update: EZ Reward L...
Play your favourite game and win rewards! In commemoration of the Galaxy Note10 launch, stand a chance to win rewards (worth up to KRW 15 million), including Samsung Galaxy Note10 phones!Dear Blue Whale Fan-mily,Blue Whale Global is excited to officially initiate the exclusive launch campaign of EZ Reward, a reward-based game evaluation application for the Samsung Galaxy Apps platform. (Please download the application here.)In celebration of the simultaneous launch of the Galaxy Note10, this campaign will be exclusive for all Galaxy device users who download the app from the Galaxy store. Users will be required to download and utilise EZ Reward for a period of four weeks, starting from 22 August 2019, to validate their participation in the campaign.Participants will stand a chance to win up to 20 BWX for daily game evaluations done in the application. Other rewards include Starbucks gift vouchers (worth KRW 30,000) presented weekly to the top 20 reviewers, and Samsung Galaxy Note10 phones and Samsung Galaxy Buds awarded to the top 30 overall reviewers in the course of the event period. The total reward available to participants will be worth KRW 15 million.Based on the concept of “play games and earn rewards”, EZ Reward will be at the forefront of a reward-based mobile app technology revolution, which not only enriches the gaming experience by enabling mobile gamers to earn rewards during game play, but also develops an open and transparent network for the global mobile game ecosystem.Rewards will be automatically distributed to users who engage in game play on a Samsung Galaxy device and post a game evaluation via ratings. Users can then check the game ranking of top ratings and downloads within the application itself. All games, including indie games, will be evaluated fairly based on an algorithm of user satisfaction and recommendation, which will, in turn, provide significant data value to both users and game companies.EZ Reward will also introduce easier and more efficient digital asset transactions and a blockchain-based marketplace platform focusing on game assets, game distribution systems, community building and other services. This will not only establish unique channels of exposure and communication for the global game ecosystem, but it will also improve the ease of accessibility to blockchain technologies for the mass public.As one of the market leaders of the blockchain industry in South Korea, Blue Whale Global has recently completed the successful beta testing of a native digital wallet application, which connected an online community of buyers and users to a network of offline sellers and business partners. Blue Whale Global also launched a global asset-sharing ecosystem, Shareable Asset, which aims to provide crowdfunding and tokenization services for the fractional ownership of tangible assets via blockchain technology.Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow the Blue Whale Global:Join Our TelegramTwitter @BlueWhaleFdnFacebookSubredditVisit Our WebsiteEmail: firstname.lastname@example.orgProduct Update: EZ Reward Launch Campaign was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 08. 22
Blue Whale Team Interview #2
With Sai Reddy, Director of Shareable AssetDear Blue Whale Fan-mily,In lieu of our official launch of Shareable Asset, we would like to introduce our Director who has been working behind the scenes for the past nine months to shape the business vision of Shareable Asset and develop key growth strategies and plans.Blue Whale sits down and catches up with him.Sai Reddy, director of Shareable AssetSai Reddy has amassed a breadth of experience in fields ranging from programming, product growth, business development and strategy throughout his career.He began his entrepreneurial journey as the co-founder of CashTrack, a personal finance management application. Reddy handled all marketing and product development activities where he set up customer-focused frameworks, built avenues for monetization and successfully onboarded multiple partners.Prior to that, he has also led teams and projects in the tech and business development departments in major multinational corporations (MNCs) like Dairy Farm International Holdings, Cognizant, and SmartAnalyst. Reddy is also an active participant in the tech-focused startup scene and has worked as an advisor and technology evangelist for various blockchain-based startups like Harmony Protocol and Centareum. At present, he is one of the global ambassadors for Silicon Valley’s entrepreneurship program Draper University and volunteers regularly as a speaker and a mentor for digital accelerator Global Startup Ecosystem and Nanyang Technopreneurship Center.1. Can you give us a brief rundown on what your role at Shareable Asset entails?Reddy: Shareable Asset is a startup with a big vision to build a global, peer-to-peer, asset-backed tokenization and crowdfunding platform. Leading such a vision requires rigorous planning and strong execution.As a director at Shareable Asset, I am involved in end-to-end activities from building long-term strategies for business growth; forging partnerships; coordinating legal and governmental bodies for licensing and regulation; and marketing our fundraising efforts. At the moment, we are growing our team so I have been focusing more on planning and executing long-term strategies to acquire global users and deals with greater returns and promoting overall business growth through partnerships.2. Having worked at both large MNCs and startups, what are some key takeaways you’ve gained and how has that contributed to your experience heading Shareable Asset’s business development?Reddy: Both MNCs and startups have their own advantages and limitations. I find that while MNCs have resources, capital and market presence to constantly build products which disrupt their respective markets, they are also constrained by hierarchy, fixed processes and the need for stability. On the other hand, startups provide greater flexibility to take big leaps of change.But for any MNC or startup to be successful, I have observed that two common factors are very essential and those are to have a clear vision and a good team. This has led me to make constant efforts to build up a great team who is motivated to work towards a common vision from day one.3. Asset tokenization is an emerging industry in Singapore and Shareable Asset will be among the first batch of companies to spearhead this market. How does Shareable Asset set itself apart from current and future competitors?Reddy: While asset tokenization has been gaining traction in recent days, each corporate entity has their own specific focus. With Shareable Asset, we are specialised in real estate-backed tokens. The global real estate market stands tall today with a USD $300 trillion valuation, which is much bigger than most financial instruments and almost three and a half times the global GDP. Thus, there is definitely enough room for multiple players.However, at Shareable Asset, we are bounded by principles and strive to offer services of greater quality. By focusing on our customers as our top priority, we will always ensure that our customers are assured a certain standard of trust, opportunity and transparency and that our platform will feature projects with great returns and quality for users from all around the world.4. As a global asset-sharing platform, Shareable Asset taps on the peer-to-peer sharing economy model. What do you think will be some of the biggest developments for the sharing economy in the coming years? And where will asset tokenization stand in this progressive arc?Reddy: Peer-to-peer trades and exchanges have been a way of life for thousands of years but were simply not termed as such until recent times. With the advent of the Internet and revitalised globalisation, there were a lot of different industries which struggled to establish trust between peers and the answer to that problem came in the form of intermediaries like platforms, regulators and institutions (e.g. banks) to bridge that trust. However, over time, establishing that trust through those entities has become overly complicated and expensive and this has consequently led to the rebirth of these peer-to-peer ecosystems once again. And in this era of technological developments such as blockchain and AI, we begin to see the domination of these inexpensive and global peer-to-peer ecosystems across every industry.However, real estate is a very traditional industry. And so despite being one of the biggest industries with a USD $300 trillion-dollar market cap, the real estate market still faces limitations in fundraising opportunities. To date, it is challenging for a regular investor to own a piece of property in a country of his or her choice. The penetration of peer-to-peer ecosystems in real estate has also been insignificant, given the complexity and challenges of establishing the trust between stakeholders in the industry. However, Shareable Asset hopes to revolutionise that and build a peer-to-peer ecosystem for the real estate industry that is not only bigger and more stable than most other ecosystems around the globe, but is also transparent, secure and reliable.5. What is the vision for Shareable Asset that you hope to accomplish under your leadership?Reddy: I am always on the lookout to find good investment opportunities with higher returns. However, most of these opportunities impose limitations on individuals, either in the form of capital requirements or regional restrictions. But these should not be restricting factors – every individual deserves the right to good returns and global access to investments and ownership regardless of their investing power or locale. At Shareable Asset, we are building everyone a future of accessible investment opportunities with transparency, compliance and simplicity at a fractional cost.Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow the Blue Whale Global:Join Our TelegramTwitter @BlueWhaleFdnFacebookSubredditVisit Our WebsiteEmail: email@example.comBlue Whale Team Interview #2 was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 07. 26
Product Update: Launch of A...
Dear Blue Whale Fan-mily,Blue Whale Global is happy to officially announce the launch of our exclusive decentralised application (DApp) facilitating reward-based game evaluation, tentatively titled EZ Reward.Samsung Galaxy users can currently download EZ Reward at the Samsung Galaxy Apps store in South Korea. Users can look forward to the upcoming launch of EZ Reward at the Google Play store.Sample picture of game evaluation applicationThe application will allow users to earn rewards in the form of Blue Whale Global’s native token, BWX, via various participatory activities including game downloads, play time, recommendations and reviews. Users will be able to earn BWX by participating in fun game evaluations and giving direct feedback to game developers through the blockchain-based application.The pilot run of EZ Reward also seeks to develop an open and transparent network for the global indie game ecosystem. With the expansion of open user participation and a decentralised reward distribution according to the growth potential of these games, game developers are granted fairer opportunities to grow and flourish within the industry.Future application updates will also introduce easier and more efficient digital asset transactions and a blockchain-based marketplace platform focusing on game assets, game distribution systems, community building and other services. This will not only establish unique channels of exposure and communication for the global game ecosystem, but it will also improve the ease of accessibility to blockchain technologies for the mass public.Blue Whale Global will be in charge of leading this innovative collaboration between the blockchain industry and the gaming industry through the development of the required infrastructure with blockchain technology to facilitate application functions. This includes a blockchain-based network system for token rewards, contributions, distributions and transactions; enhanced gameplay interactivity for existing games; and the reformation of a user-driven game ecosystem.As one of the market leaders of the blockchain industry in South Korea, Blue Whale Global has recently completed the successful beta testing of a native digital wallet application, which connected an online community of buyers and users to a network of offline sellers and business partners. Blue Whale Global also launched a global asset-sharing ecosystem, Shareable Asset, which aims to provide crowdfunding and tokenization services for the fractional ownership of tangible assets via blockchain technology.Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow Blue Whale Global:Visit Our WebsiteJoin Our TelegramFacebookTwitterRedditEmail: firstname.lastname@example.orgProduct Update: Launch of App, EZ Reward was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 07. 01
Traditional VS Blockchain #1
Real Estate InvestmentsThe adoption of blockchain technologies has been notably gaining traction across various industries, including the notably traditional banking sector in South Korea, which up until recently took on a more welcoming approach to embrace the advent of such new technologies.In this series of Traditional VS Blockchain, we look at how blockchain can disrupt different industries by reforming traditional and oft-tedious processes, while boosting efficiency and productivity.The first industry which could significantly benefit from this digital transformation would be the global real estate market, where blockchain technology could help in revolutionising core operations, from the purchase of property to the execution of due diligence and title management.According to Yolande Barnes, head of the world research team at London-based real estate advisor, Savills, real estate is “the pre-eminent asset class which will be most impacted by global monetary conditions and investment activity and which, in turn, has the power to most impact national and international economies”. Savills’s report in 2017 stated that global real estate values totalled US$228 trillion, an increase of five per cent from the reported figure of US$217 trillion in 2016.However, despite this incredible potential, there have been several problems known to affect the industry and deter investors, which blockchain technology can help to overcome.Blockchain BenefitsAccessibility — By allowing fractional asset ownership and tokenization of real estate property, blockchain can effectively lower barriers to entry for investments and encourages better and equal global participation opportunities for property owners.Transparency — With immutable public ledgers, parties are able to transact directly with each other without the need of a trusted third party and the peer-to-peer distributed network will retain a secure and clear record of all transactions and proof of ownership.Flexibility — Fractional ownership also allows individuals to diversify and have more control over their portfolio and spread risks by owning various shares of several assets.Cost efficiency — Incurred costs are significantly lowered with the removal of intermediaries like brokers, transfer agents, registrars and clearing firms, benefiting both investors and property owners.Speed — With no more paperwork processes required, trade settlements and transactions can be completed instantly via blockchain technology.Blockchain Applications1. Real estate investingTraditionally, real estate investing requires large sums of capital and the engagement of expensive third parties, like fund managers. However, asset tokenisation can decentralise the process via blockchain technology and create potential for a property to have numerous co-owners — each having a stake in potential returns with their share of the property.2. Title managementTitle management processes are often paper-based and most property owners incur high legal fees to mitigate the high likelihood of errors and fraud of their documents. Blockchain can build immutable digital records of these property titles, effectively minimising time and effort during the process while making it transparent and secure.3. Financing & payment systemsTransactional processes including financing and payment can be slow and tedious due to the requirement of various documentation and intermediaries. Through the application of blockchain technology, these processes can be simplified with easily verifiable digital identities and immutable smart contract-based documents.4. Property managementWith most properties either being managed offline by agents, or online through different programs and platforms, property management can be overtly complicated and tedious. A single decentralised application or platform utilising blockchain-based smart contracts can conduct the same procedures in a more secure and efficient manner without any risk of fraud and corruption.5. Due diligence & financial evaluationManual verification procedures can require significant time and effort with the review of the physical paperwork and documentation and coordination of third-party service providers. With the digitization of identities on blockchain databases, which can include information like tenant profile and financial and legal status, the entire process can be streamlined, thus increasing efficiency and security while reducing costs and chances of manual errors.6. Property search processStoring and accessing property listings through multiple listing platforms can often cause data to be outdated, inaccurate or incomplete. However, blockchain technology can consolidate all of these listings on a single, decentralised database and the implementation of standardised processes can allow brokers and participants to have more control over their data.Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow Blue Whale Global:Visit Our WebsiteJoin Our TelegramFacebookTwitterRedditEmail: email@example.comTraditional VS Blockchain #1 was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 07. 01
Building BWN: Blue Whale X ...
Blue Whale Global and Rotary International signed a memorandum of understanding (MoU) to collaborate on the establishment of iHUB, a blockchain-enabled smart space for the development of the creative community and the inauguration of philanthropic initiatives.Located at the heart of a global smart city at Songdo, South Korea, iHUB will function as an innovation hub which facilitates the synergy of online and offline outreach and management for the creative community. Freelancers and creatives will also be able to access and participate in various dedicated programmes which would assist to increase their exposure and expand their networks.iHUB will also be utilised as the main locale for the collaborative inauguration of philanthropic initiatives. Key action plans range from social incubation programs and workshops for youths, public outreach and social solutions with local communities, and thought leadership talks and panel discussions for key opinion leaders.Blue Whale Global will be in charge of developing the digital and physical infrastructure of iHUB, which will see the integration of a native online platform providing marketing and customer relationship management systems with a multi-functional, shared space building. Blue Whale Global will also actively cooperate with Rotary International to co-host tailored events for target demographic groups and connect with both local and international institutional bodies for potential engagement and partnerships.“Through this partnership with iHUB, we hope to be able to initiate different stakeholders including schools, corporations and citizens, on philanthropic initiatives in this new age where assets and talents can be easily shared,” said an official representative from the Rotary International.“This collaboration gives us an opportunity to discover promising small and medium businesses in the social sector of South Korea and act as a springboard for these enterprises to advance in a global field,” said Mr. Will Lee, CEO of Blue Whale Global.From left to right: Mr. Will Lee (CEO of Blue Whale), Mr. David Chang Saeho (Governor of Rotary International District 3650), Mr. Subu Park (Succeeding Governor of Rotary International District 3650)Blue Whale Global also embarked on a partnership with Incheon Free Economic Zone Authority (IFEZ) to develop iHUB into a blockchain-based research and development hub at Songdo City, South Korea. The collaboration will include the development of an online-offline network platform which would facilitate digital services including rental of shared buildings, content production, and fractional distribution of ownership.iHUB is one of the core projects of Blue Whale Global and is poised to develop into a citizen-centered smart city with a collaborative consortium of companies and organisations across various industries such as finance, electronics and construction. As a scalable smart space platform, iHUB enables the liquidation of tangible assets through blockchain-based asset tokenization, providing an online-to-offline platform system that maximises the efficiency of asset trading and ownership transfer for users.Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow the Blue Whale Global:Join Our TelegramTwitter @BlueWhaleFdnFacebookSubredditVisit Our WebsiteEmail: firstname.lastname@example.orgBuilding BWN: Blue Whale X Rotary International was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
19. 06. 20
Innovating in The Sharing E...
Innovating in the Sharing Economy: A Sequel to Parasite?By Will LeeAs a South Korean, I was proud to see award-winning film director Bong Joon-Ho make groundbreaking history with his latest dramatic thriller film, Parasite, by being the first director of his nationality to win the prestigious Palme d’Or at the Cannes Film Festival in 72 years of festival history.A thrilling and satirical suspense drama which follows the brazen story of a poor four-membered family infiltrating a rich household, some film critics have noted that Bong’s latest film almost feels like a resentful declaration of surrender to the status quo of patrician caste and mounting societal aspirations. Parasite displayed withering commentary of the lower class — those who do not have financial wealth become “parasites” in society and must be pushed out.I felt that the various themes raised in the film echo existing issues in our society today, an example being the ongoing turmoil between Korean taxi drivers and ride-sharing service providers. These are not problems caused by new technologies, but issues regarding societal perspectives on the sharing economy. It is clearly necessary to innovate, but is it right to encourage the development of new technologies and industries to shatter and destroy existing structures? Do people view taxi drivers as expendable manpower now that they are no longer the ones driving the personal transportation industry? If we follow this train of thought and apply this logic literally, we will eventually come to the dire conclusion that when artificial intelligence exceeds human capabilities, our humanity too must be dismissed.However, I choose to believe that artificial intelligence should exist as a tool to enrich and enhance the qualitative value of human existence. With the introduction of innovative business models like the sharing economy and the fostering of new technologies like artificial intelligence and blockchain, we can create a world where individuals do not need predetermined conditions to feel a true sense of ownership in society.However, the current concept of ownership is one rife with social conflicts and inequity due to class differences. When I see “ownership” being determined in nominal values throughout my life in school, the military and the workplace, I found that it isolated people in a rigid, black-and-white framework which pigeonholed them into categories of “people who have it” and “people who do not have it” and limited their freedom to grow.Years of deliberation on my discomfort about this nominal sense of ownership led me to ask: “Is it possible to create a society where every individual can both have ownership and grow at the same time?” I went abroad in search of an answer upon completing my military service and after gathering extensive experiences from UK, New York, San Francisco and Singapore, I finally found my solution in artificial intelligence and blockchain technology.One aspect of this solution is to utilise blockchain technology to simplify and divide the ownership of large assets, such as real estate, to allow more people to have easier access to asset ownership. A good illustration of this solution would be our present partnership with Incheon Free Economic Zone Authority (IFEZ) for future research and development collaborations for a blockchain hub city. The objective of our collaboration is to create a global hub to not only establish a competitive, incubator environment for entrepreneurs, but to also attract foreign investors from countries like Singapore to Incheon and South Korea. This physical hub would also allow these participants to have fractional ownership of the building via blockchain technology, based on their contributions and operational results.To expand and promote this idea for startups and small and medium enterprises primed for new and innovative industries, I also had the opportunity to meet many government officials and share new ideas and perspectives with them. At one of the recent meetings, I was asked about the potential of the sharing economy and this was my response:“Gyeongnidan-gil at Itaewon, Seoul was once considered the role model of our local economy. Passionate entrepreneurs came together to reform an ordinary residential neighbourhood into a bustling hub of food and entertainment and attracted visitors and tourists from all over the world. However, what is happening at the moment is that these same individuals who have contributed to the newfound popularity of the area are unable to fully reap the benefits of their efforts. The influx of visitors led to rising rental prices with these businesses being kicked out due to their inability to keep up with the rent hike, while landlords of the area enjoy their increasing profits. This vicious cycle caused by gentrification can be solved by blockchain technology by giving business owners a small stake of ownership in the area that they are hosting their business. This will allow them to break out of the shackles of skyrocketing rental fees and focus on their contributions to the local economy.”Later that evening, after concluding the meeting and watching Bong’s film, Parasite, I reflected on these thoughts and wanted to wrap up this article with the following questions:Do people who do not fit into swiftly changing structures, like taxi drivers, deserve an opportunity to keep up? Or are they condemned to be “parasites” where they must be pushed out due to their inefficiencies and lack of innovation? Instead, can we all not try to grow towards adopting more humane innovations and utility of technology, where everyone is granted equal chances to grow?Thank you so much for supporting our project! We appreciate your confidence in us and we look forward to share our success with you.Learn more and follow the Blue Whale Global:Join Our TelegramTwitter @BlueWhaleFdnFacebookSubredditVisit Our WebsiteEmail: email@example.comInnovating in The Sharing Economy: A Sequel to Parasite? was originally published in Blue Whale Global on Medium, where people are continuing the conversation by highlighting and responding to this story.
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