Akropolis

비공식적 금융에 적합한 도메인 특화 금융 프로토콜

home link http://akropolis.io

reference material

Community

Market
1.75 KRW
Exchanges that listed the coin
1
Symbol
AKRO
Dapp
To be released
Project introduction

아크로폴리스는 연기금과 사회보장제도의 구조적 문제를 분산 경제 시스템을 통해 해결하고자 시작된 금융 인프라 제공 프로토콜입니다. 아크로폴리스 프로젝트는 정부, 은행, 별도의 재정 기관에 의존하지 않고 분산 네트워크를 통해 기본 금융 서비스 (저축, 투자, 사화 보험) 등의 부분을 제공하기 위해 설계된 프로토콜을 구축하는 것을 목표로 시작되었습니다. 아크로폴리스는 Polkadot, ChinaX, Maker DAO, Aergo와 같은 여러 팀들과 파트너십을 맺었습니다.

Executives and partners

Ana Andria

Founder

Kate Kurbanova

Co-Founder

Alex Maz

Technology Lead

Peter Robertson

Pensions & Insurance

Alex Koz

Blockchain R&D

MakerDAO

ChainX

Medium

CryptoDiffer AMA Recap

Akropolis recently had an AMA with the CryptoDiffer team, and it was such a nice session that once again, we decided to compile the most interesting questions in an article.The questions have been classified into sections for easier reading and understanding.GeneralQ — What types of problems is Akropolis trying to solve?A — We want to give people an opportunity to save and get access to cheap uncollateralized loans. Uncollateralized lending is one of the basic things that help people in developing countries to increase their quality of life (e.g. Grameen bank). But this type of lending has high risks and it is not yet implemented in the DeFi ecosystem. We solve this problem by the creation of community incentives for correct risk evaluation — and build a product that can be seen as a community bank.Q — How do you plan to explain such technical topics to a wider audience? How do you plan to show the world that your product is not just another useless blockchain solution to a non-existing problem?A — In very simple terms, the problem that we are addressing at a fundamental level is how can people exchange value/enter financial transactions without using banking system and the problems that come with its design: ability to control the money supply and therefore dilute your savings; interbank lending system resulting in a financial crisis in the US affecting fundamentally sound economies in other countries.So the problem we are addressing: how do you prevent consequences of the crisis of 2007/08 for ordinary people? When you savings/pensions evaporate through inflation or government default, when because of the run on banks you can’t take your remaining funds from the bank, and when you can’t get a loan or get access to any kind of credit because your regional bank has been funded through the interbank lending system and is now de facto not able to perform?A distributed ledger, removal of operational costs and intermediaries go a long way towards that.Q — Don’t you think old and new blockchain projects constantly promise or offer the same things to users, customers, companies?A — We think that the crypto field is evolving rapidly. Many financial services have appeared in the last 1–1.5 years. Of course, many projects develop similar products, aim to solve the same problems. But competition is a good thing as it gives additional incentives for the industry to grow.DeFi & AdoptionQ — Your main direction is DeFi. Will it have any significant role in crypto adoption? How do you see the future of it?A — There are billions of people without access to basic financial services. But most of them have smartphones (or at least phones) that can be used as a mean to access DeFi services. So yes, we think that DeFi will be one of the boosts for crypto adoption.Q — DeFi is a concept that has been mentioned a lot recently when blockchain projects started to build protocols and applications to support DeFi. So, does AKRO have any competitors in this field? Are there differences in your team visions and missions about DeFi compared to other projects in this field?A — Our product has two main use-cases — collective investments and uncollateralized lending.Any lending? credit service in DeFi (such as Maker, Compound) or investment service such as Melon could be seen as our competitors. However, there is a significant difference between Akropolis and other DeFi services — our vision is more community-based. Members of AFOco-op decide where to invest their assets (unlike finance management delegating in Melon), and who receive loans and under what conditions (which helps us solve the important problem of uncollateralized lending in DeFi).Q — Most people learned about the name AKRO relatively recently. What are the biggest obstacles to mass adaptation of this solution (product)?A — The main obstacle would be the same as for most crypto teams/products out there — to use it properly, a user should already be familiar with crypto basics. So in this sense, adoption will depend on crypto industry adoption in general. We think that this user acquisition from outside crypto is one of the key problems in the whole crypto industry which can be solved only by joining forces with other projects — this is one of the reasons for our collaborations with such well-known projects as Maker, Polkadot, etc.ProductQ — If a person from the community who borrows money tries to leave without paying it back to the lender… How Akropolis will resolve this issue? As there is no credit score system so how much one can borrow (maximum or minimum limits) in Akropolis?A — We are implementing a credit scoring system analog through a staking model — 3rd parties (network keepers) can stake for participants and thus create a public rating of reliable borrowers. More details can be found here: https://wiki.akropolis.io/tokenomics/. Network keepers are rewarded in case of a correct risk assessment (they receive a part of the interest that the borrower pays) and are punished otherwise (their stake is being slashed).Q — We have seen Akropolis recently launched its first AFO governance module. So what positive effect does this have on the development of the entire project? Will more governance modules be published in the future?A — We tested the basic hypothesis of the DAO work. We realized that there is a need to implement some additional features (such as ragequit). In addition, the limitations of AragonOS became apparent to us. Now we are working on our own DAO framework — AkropolisOS and on improving governance mechanisms in the DAO. Please follow our updates — we will share more in the near future.Q — If the target users are unbanked, are we talking about this project focused on third world countries? Which countries could benefit from this project?A — First of all, we focus on DeFi users who want to get a loan without 150% collateral. But in the future we think our product will be interesting to emerging markets — for example, Akropolis Network can replace Chamas and other community alternatives to the banking system.Q — How safe is Akropolis? Is it enough to make users safe, reduce the risk of losing money and personal information?A — First of all, Akropolis does not store private user data, so it could not be stolen from Akropolis.Second of all, Akropolis is non-custodial solution. All financial operations (such as lending, investments etc) are done on-chain via smart-contracts. This way only AFO users can decide what they will do with their investments.This being said, crypto industry is still in its infancy in terms of development. Nobody is protected from vulnerabilities and hacker attacks. To prevent this we will do a full security audit with trusted auditors.Q — What are the advantages of C2FC and what is its place in Akropolis ecosystem? Why use the C2FC token for the Cashflow Relay and not the AKRO token?A — The C2FC is a digital token (ERC721), which acts as an automatically executed right to claim a defined part of the future cashflow that arrives at the issuer Ethereum address within a given time frame.The advantages of C2FC are in the following features:Direct debit initialization by the senderAbility to realize escrow logic for payments receiverAbility to transfer ownership to receive recurring payments: transferred to another personTokens are composable and can be grouped into a portfolio according to predefined characteristicsAn already operating business or an individual who has regular income payments and needs additional liquidity can issue C2FC for defined future periods and trade them at the marketplace. It looks like exchanging future cashflows for “money now” by selling discounted C2FC or borrowing funds, using C2FC as collateral. This allows creating cashflow financing application for DeFi.Q — What’s AkropolisOS and how it will help developers to efficiently build DAO/DeFi apps? How is AkropolisOS better than the existing solution built on AragonOS ? & what are the advantages of choosing AkropolisOS?A — AkropolisOS is a framework (set of libraries) for building a DAO. We took inspiration from OpenZeppelin SDK which modular architecture proved to be one of the best practices in the market for creating building blocks from which you can assemble smart contracts customized for specific tasks.It will allow any developer to quickly build a DAO with the properties he needs. AragonOS works as a platform that sets certain rules and restrictions for all DAOs running on it. This leads to certain limitations that complicate the development process.I think it's worth pointing out that the current Instanbul upgrade would not have the same debilitating impact on AkropolisOS vs AragonOS (exactly because of its architecture).Q — I see you have a collaborative relationship with MakerDAO, how do they help you in your project? And are you planning to partner with other stablecoins?A — We cooperate with stablecoins to provide the possibility to save and invest money in stable currency regardless of geographic positions and local currency of our users. And we are happy with our relationships and will continue to work closely with MakerDAO (more news out soon), they are by far one of the most supportive and responsive teams in the ecosystem.We plan to cooperate with more stablecoins, but only with reliable and trusted ones as we don’t want to expose our users to legal and financial risks.For the full AMA transcript please check CryptoDiffer article — https://cryptodiffer.com/news/akropolis-ama-recapFor more general questions and answers you can always visit our FAQ at https://wiki.akropolis.io/FAQ/Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Reach out through email team@akropolis.io or via Telegram.CryptoDiffer AMA Recap was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 10. 18

Joining the Messari Disclos...

The Messari platform strives for standardization of metrics, asset classification, and data for blockchain projects. This means that all projects that have voluntarily decided to join the platform and its Disclosure Registry, make their data and metrics available in an easy-to-read form, for everyone wishing to access it.Akropolis subscribes to the methodology that Messari is proposing and has joined the registry, alongside with projects such as 0x, Gnosis, Cosmos, Airswap, Streamr, Zcash, MakerDAO and others.Our Disclosure for AKRO and the project can be already found online on the Messari Website. Messari will be updating the disclosure as Akropolis evolves, so you will be able to always find an external source verifying our progress and token.We also recently held an AMA with Messari team where we shared our development updates, future plans and much more — you can check it here.What is Messari? Messari’s mission is to promote transparency and smarter decision making in the crypto economy. The company provides curated insights, markets data, and research tools that help investors, regulators, and the general public make sense of this revolutionary new asset class. Participating projects are voluntarily disclosing basic information regarding their token design, supply details, technology audits, official communication channels, and relevant team members, investors, and advisors. These profiles can then be freely accessed industry-wide, providing a reliable, standardized resource to industry participants that is nonexistent today. Such basic data standards can facilitate diligence processes for crypto service providers like exchanges and wallets, retail and professional investors, and regulators alike.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialJoining the Messari Disclosure Registry: what it means for AKRO and the project was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 09. 26

Joining the Messari Disclos...

The Messari platform strives for standardization of metrics, asset classification, and data for blockchain projects. This means that all projects that have voluntarily decided to join the platform and its Disclosure Registry, make their data and metrics available in an easy-to-read form, for everyone wishing to access it.Akropolis subscribes to the methodology that Messari is proposing and has joined the registry, alongside with projects such as 0x, Gnosis, Cosmos, Airswap, Streamr, Zcash, MakerDAO and others.Our Disclosure for AKRO and the project can be already found online on the Messari Website. Messari will be updating the disclosure as Akropolis evolves, so you will be able to always find an external source verifying our progress and token.We also recently held an AMA with Messari team where we shared our development updates, future plans and much more — you can check it here.What is Messari? Messari’s mission is to promote transparency and smarter decision making in the crypto economy. The company provides curated insights, markets data, and research tools that help investors, regulators, and the general public make sense of this revolutionary new asset class. Participating projects are voluntarily disclosing basic information regarding their token design, supply details, technology audits, official communication channels, and relevant team members, investors, and advisors. These profiles can then be freely accessed industry-wide, providing a reliable, standardized resource to industry participants that is nonexistent today. Such basic data standards can facilitate diligence processes for crypto service providers like exchanges and wallets, retail and professional investors, and regulators alike.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialJoining the Messari Disclosure Registry: what it means for AKRO and the project was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 09. 26

Akropolis开发进度更新:2019年八月

Akropolis development progress update: August 2019Hello, here is our development progress update for August. Our team has been very busy over the past few weeks — as we mentioned in a recent article, we showcased Akropolis and Polkahub during the DOTCon , Web3 Summit , Dappcon , and ETHBerlinZwei . and ETHBerlinZwei conferences. In addition to sharing experience with the blockchain industry and other DeFi projects, we continue to rebuild community-driven financial stacks to replace existing financial infrastructure. Our development work is focused on Ethereum because its ecosystem leadership and DeFi stack are the best composability, and our research and development on Substrate enables consensus protocols to access a variety of financial products in the Web3 ecosystem and assets.Development progress on EthereumFollowing the release of the DAO governance module in June , the development of the Ethereum-based agreement focused on providing users with a more user-friendly graphical interface. The main work focuses on two things:• Create a simple and simple framework for DAO management (AkropolisOS), because from a development perspective, existing solutions based on AragonOS are time consuming – the integration of various DeFi applications takes a lot of time (and sometimes It cannot be implemented because of the different test environments).• Added the ability to get product users up and running quickly.So why do we need Akropolis OS?您可能知道,现在已经有很多现有的DAO框架,例如AragonOS(我们之前实际使用过),DAOstack等。但是,我们发现现有的解决方案很麻烦,因为他们试图一次性解决所有问题并且架构太过于复杂。反过来,这通常导致需要大量的时间来配置这些框架 — 如果您在配置上花费的时间多于构建,那么为什么甚至使用这样的框架?这就是为什么我们决定开始使用我们自己的轻量级和模块化框架 — AkropolisOS。 DeFi通常被称为金融领域的乐高积木,因此我们决定为开发人员提供他们自己的积木 — 帮助他们开发。我们从OpenZeppelin SDK中获取灵感,模块化体系结构已经被证明是构建块市场的最佳实践之一,您可以从中构建针对特定任务的定制化的智能合约。AkropolisOS将允许使用DeFi协议支持构建DAO管理平台。开发人员将能够快速设置具有不同逻辑结构的DAO — 让我们看一下核心模块:• Core — DAO工厂(一组创建基本DAO的合约)• Permissions — 用于管理DAO中访问权限的一组合约,例如,加入DAO的规定。•Tokenomics — 用于实现不同基于令牌的DAO的一组合同(例如,Ryan Zurrer的绑定曲线模型)。• Voting — DAO决策的一套合约。• Finance — 与他们建立DAO账户和运营的一系列合约(存,取)。• Lending — DAO内部社会保险/社会信用模型实施的一系列合约。•DeFi — 统一界面,用于管理与集成DyDx等DeFi协议。这样的框架将使工程师能够更快,更方便地开发产品 — 有了这个,我们的目标是在今年年底主网上线。我们在Web3峰会上展示了AkropolisOS并在那里介绍了它的主要功能 — 并且很乐意与所有感兴趣的人分享更多内容!关于fiat-on-ramps我们已经在Kovan测试网络中实现了与fiat-on-ramps-Wyre的集成。但正如我们上面所说 — AragonOS框架在开发选项和集成方面不是很友好 — 我们的testnet Governance模块目前在Rinkeby testnet上。为了将Wyre集成完全合并到我们的测试网中,我们需要完成AkropolisOS的开发并从Rinkeby迁移到Kovan — 我们预计它将在10月份完成,同时我们产品的Alpha版本。Substrate开发正如我们在之前的更新中所说,我们一直致力于在AkropolisChain路线图之后开发Argos v.0.1版本。令人激动地消息 — 由于我们Substrate的开发进度提前了!因此,我们决定发布了原定于今年12月推出的Corinth版本,而不是原定计划的Argos版本,这一版本包括Argos和Corinth的所有功能。我们禁用了旧版本的AkropolisOS链节点并推出了一个新的测试网 -在这个新的测试网中,我们添加了DAO管理和Staking功能:•创建DAO,设置其最大成员数和投票周期(目前这是数字是固定的,将在未来版本中添加自定义功能)。•在DAO中添加和删除用户,增加公正的申请流程以及通过提交申请离开DAO的能力。•投票表决可以提供透明,安全的资产管理方式。•存入/取出资金(正在测试AKRO通证)。未来将增加基金管理功能 — 您将能够共同投资各种资产,获得社会信用或保险。•节点股权(在测试模式下工作)。正如我们在之前的更新中所提到的,我们正积极致力于添加节点股权 — 我们将尽快为所有人开放此功能。据我们所知,我们的DAO是Substate上的第一个落地项目,我们将继续为其开发新的功能,以便以后人们可以使用我们的框架在Substrate上创建DAO。您可以使用http://wallet.akropolis.io/上的简单UI界面测试所有这些功能,并在此处查找说明手册。此外,为了增强用户体验,我们开始研究Polkadot的浏览器扩展 — 更多内容如下。Polkadot浏览器扩展我们的主要工作之一是创建一个简单的用户使用界面,它将方便用户使用我们的产品。同时我们需要一些配套工具 — 例如,类似于MetaMask的浏览器插件。提高这些产品的用户体验可能需要很长时间,提供简单的用户使用界面至少第一步。 Polkadot团队有自己的插件 — Polkadot-js,然而,它缺乏一些重要的功能,据Parity团队称,他们不打算提供进一步的扩展功能。现有的Polkadot-js接口只允许用户连接到一组有限的链上,但是不允许用户直接发送交易或质押通证等。简而言之,它只能用于在交易时候进行签名。我们需要更多的工具来支持我们的开发(我们认为Polkadot生态系统中的其他团队也有类似的情况),我们认为有必要类似Metamask这种的插件添加到浏览器扩展中。因此,我们在Polkadot已有工具的基础上来拓展他们的功能。Polkadot目前的UI / UX可以让你做类似的事情,但它有自己的 “痛点” — 你需要创建一个密钥库文件,每个操作都需要你填写你的密码,这样你才能解密密钥库,最后发送/签名 — 有人会说这对于用户来说太过复杂。On the other hand, our Polkadot browser extension will be similar to Metamask — you only need a password to unlock your wallet, it will extract all the information about the different chains and automatically populate the required parameters (similar to your choice of different When testing the network) Metamask). Currently, all parameters are fixed, and we will register all Substrate projects in the future to automate and provide a smoother user experience. Polkahub, which we introduced in the previous development update and shown on DOTCon, can provide this functionality — and stay tuned for more updates!Major updateMajor update — Our development is going on, it's faster than we originally thought. We are developing Ethereum as planned and hope to release the initial product by the end of the year – as AkropolisOS advances, it will be much easier for us to develop work for us and for other teams that we want to build on. Our Substrate progress is also faster than our previous opportunity (thanks to our development team and the convenient development environment created by the Polkadot team), we are excited about the upcoming stuff - proof of rights agreement, fully operational browser extension, PolkaHub and many more.Of course, we can't do this without the continued support of the community and the DeFi community. We look forward to community feedback, cyber hacking and help us by finding errors. We will release a bug bounty program for this - more details will be released later, so stay tuned!Official website: https://akropolis.io/White paper: https://wiki.akropolis.io/whitepaper/Medium: https://medium.com/akropolisGithub: https://github.com/akropolisioTwitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialAkropolis开发进度更新:2019年八月 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 09. 17

Akropolis Development Updat...

Hello and welcome to our latest development update. The past weeks were quite busy for our team — as mentioned in one of our latest posts, we spent a week in Berlin presenting Akropolis and Polkahub at DOTCon, Web3 Summit, Dappcon, and ETHBerlinZwei.In addition to sharing experience with other projects in blockchain industry and DeFi, we continued our work on the rebuilding community-driven financial stack as an alternative to existing financial infrastructure. Our development work is focused on Ethereum because of its ecosystem lead and composability of its DeFi stack, while our R&D development on Substrate serves to enable the protocol to get access to various financial products and assets in Web3 ecosystem.Ethereum DevelopmentFollowing the release of the DAO Governance module back in June, development of the Ethereum-based protocol has focused on providing users with a user-friendly experience. In this regard, the main work is focused on two things:creating an easy and simple framework for DAO management (AkropolisOS), as the existing solution built on AragonOS is extremely time-consuming from the development point of view — integration of various DeFi applications takes a lot of time (and sometimes is not possible due to different testnets).Adding fiat-on-ramp functionality for the simplified onboarding of product users.So why do we need Akropolis OS?As you may know, there is a lot of existing DAO frameworks already, such as AragonOS (which we actually used before), DAOstack, etc. However, we found existing solutions to be cumbersome as they are trying to solve everything at once and have far too complex architecture. This, in turn, often leads to time-consuming customization of the framework for the specific product features — and if you spent more time on customization than building, why even use such a framework?This is why we decided to start working on our own light and modular framework — AkropolisOS. DeFi is usually referred to as money legos, so we decided to give developers their own building legos — but for the development of their DAOs. We took inspiration from OpenZeppelin SDK which modular architecture proved to be one of the best practices in the market for creating building blocks from which you can assemble smart contracts customized for specific tasks.AkropolisOS will allow building DAO management platforms with DeFi protocol support. Developers will be able to quickly set up DAOs with different logic structure — let’s have a look at the core modules:Core — the DAO factory (a set of contracts for creating a basic DAO)Permissions — a set of contracts for managing access rights in the DAO, for example, the policy of joining the DAO.Tokenomics — a set of contracts for implementing different token-based DAOs (for example, Ryan Zurrer’s bonding curve model).Voting — a set of contracts for decision making in DAO.Finance — a set of contracts for building DAO accounts and operations with them (deposits, withdraws).Lending — a set of contracts for social insurance / social credit models implementation inside DAO.DeFi — unified interface for managing integrations with DeFi protocols like Compound, DyDx, and others.Such a framework will allow us to work on our product faster and more conveniently — with this, we’re aiming to deliver our product on mainnet until the end of the year.We have presented AkropolisOS at Web3 Summit and shared its main features there — and will be glad to share more with all interested people!And what about fiat-on-ramps?We have implemented an integration with the fiat-on-ramp — Wyre — in the Kovan testnet. But as we told above — AragonOS framework is not very friendly in terms of development options and integrations — and our testnet Governance module is on the Rinkeby testnet at the moment. To merge Wyre integration into our testnet fully, we will need to complete the development of AkropolisOS and move from Rinkeby to Kovan — we expect it to be ready in October, alongside with the Alpha release of our product.Substrate DevelopmentAs we have told in our previous update, we have been working on implementing the Argos v.0.1 Release following our AkropolisChain Roadmap.And we have some exciting news — our development on Substrate is ahead of schedule! Therefore, instead of the Argos release, we are now launching the Corinth Release which was scheduled for December previously — and it includes all functionalities from both Argos and Corinth Releases.We disabled the old version of the AkropolisOS chain node and launched a new testnet — you’re welcome to try it. In this new testnet, we have added DAO management and Staking functionalities:Creating a DAO, setting up its maximum number of members and duration of voting cycles (hard-coded at the moment and will be customizable in the future releases).Adding and excluding users from the DAO as it provides both the fair application process and ability to leave the DAO by submitting a proposal.Voting for proposals will give you a transparent and safe way of asset managementDepositing / Withdrawing funds (test AKRO tokens at the moment). Fund management functionality will be added in the future — and you will be able to do joint investments in various assets, get social credit or insurance.Stake over the node (working in the test mode). As we mentioned in our previous updates, we are actively working on staking — and we will be opening this feature for everyone soon. If you want to participate in the test staking, please fill out this form.To the best of our knowledge, our DAO implementation is one of the first of its kind on Substate and we are going to increase its features and functionalities so that anyone who wishes to do so, can later use our framework to create DAOs on Substrate.You can test all this functionality using a simple UI interface at http://wallet.akropolis.io/ and find the manual here.Also, to enhance UX, we began working on our browser extension for Polkadot — more on it below.Polkadot Browser ExtensionOne of our main focuses is creating a simple UX which will provide smooth onboarding of users to our product. And we need a convenient infrastructure for this — for example, something similar to MetaMask as a browser extension. Debates about it being “user-friendly” can take long hours, but we need it as the first step to provide a simple UX. Polkadot team offers its own extension — Polkadot-js, however, it lacks some important functions and, according to the Parity team, they don’t plan to expand functionality further.The existing Polkadot-js extension allows you to connect to a limited set of chains and does not allow you to send transactions directly or stake tokens, etc. Simply put, it can be used only for signing transactions. As we need much more than that for our development (and we imagine, that other teams in Polkadot ecosystem too), we decided that it was necessary to add the familiar Metamask-style set of operations to the browser extension. Thus we forked the existing Polkadot extension to expand its functionality.Current UI/UX of Polkadot allows you to do similar things but it has its own “pain points” — you will need to create a keystore file, and each transaction will require you to fill your password so that you can decrypt the keystore and finally send/sign it — one would say that it’s too much for a simple user.Our Polkadot browser extension, on the other hand, will work similar to Metamask — you will need only a password to unlock your wallet, and it will pull all information about different chains and fill needed parameters automatically (similar to when you choose different testnets in Metamask). At the moment, all parameters are hard-coded, but we will, of course, need a registry of all Substrate projects in the future for the proper automatization and smoother user and dev experience. Polkahub which we introduced in the previous development update and which we presented on DOTCon could provide such registry — so stay tuned for more updates!So, what was it all about? Main takeawaysThe main update here — our development is ongoing and it’s faster than we initially thought it would be. We’re on schedule with our Ethereum development and want to ship the initial product by the end of the year — with AkropolisOS underway it will be a much simpler job not only for us but also for other teams who would want to build on it. Our Substrate development is ahead of time (thanks to our development team and development-friendly environment created by Polkadot team) and we’re excited to what is yet to come — public staking, fully operational browser extension, PolkaHub and more.And of course, we couldn’t have done it without the ongoing support of our community — and DeFi community in general. We are looking forward to community feedback, network hacking and help us by finding bugs. We will be releasing a bug bounty program for this — more details will be published later, so stay tuned for updates!Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Reach out through email team@akropolis.io or via Telegram.Akropolis Development Update: August 2019 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 09. 11

Increasing Transparency — A...

Increasing Transparency — Akropolis on XangleDear Akropolis Community,As you know, we value our community very much and post different updates and announcements frequently so that everyone is up to date and can follow our journey.To this end, we recently posted an article on our scheduled token move to timelock and vesting smart contracts (you can find it here), as well as added all the addresses of those smart contracts to our wiki so anyone can verify by themselves.All the contracts went through an exhaustive audit — you can check the Certik audit here and the MixBytes audit here.Enabling the audience access to project-related information should be paramount for any blockchain project, and we are committed to providing such information for a vast majority of people, be it our community members or people who just found out about us and want to know more.As we are currently focusing efforts on Asian marketing and building community there — we decided to join the Xangle transparency initiative and provide updates about Akropolis to the communities and exchanges in Asia through the platform.You can find our Xangle profile with the most relevant and up to date information here. Go check it!Xangle, a crypto asset disclosure platform that provides comprehensive information on projects, will be one of our partners into the Asian market. You can find out more about Xangle here.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialIncreasing Transparency — Akropolis on Xangle was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 20

Quest 3.0 — creative wizard...

Quest 3.0 — creative wizards and the road aheadDear Akropolitans,It’s been two weeks since our creative content challenge has ended! As usual, we are working on many fronts right now — development, marketing, preparation for the Berlin Blockchain Week, and more, plus, we remember we still have winners to announce for our Quest — and it’s time to do so!Do you remember the activity rewards from the point system? Tonight we are ready to announce the winners — and it turns out — there would be more winners than expected!The total rewards fund for the activity rewards is the same — but we played with it a little and redistributed to reward participants more :)So, without further ado — let’s begin:Video wizardsWe will be short here — we’re absolutely blown away by the video Alexis made, and we’re in love with María Esperanza! If you ever wondered what the situation is right now in Venezuela and some insights about crypto adoption there, watch their video:https://medium.com/media/c56ee3e43b99e59e588dcb2fdb6132f8/hrefNext place goes to @SignifiedPuma with his two explanatory videos about Akropolis — thank you! You can check them here and here.The third place goes to @Zn1949 — we really loved your art, this calls for a team DYI session! :)https://medium.com/media/8b2c7bc058fd6f2a6c52a015a5c85169/href@haritcoin takes the fourth place, @Cryptovo took the fifth one aaaaaand @Samilbayraktar, @chibi0908 and @dungmmo took the 6, 7 and 8 places (in no specific order) — congratulations!Article magiciansThe first place again goes to Alexis — not only he did tons of recaps, but he also wrote a piece on our quest and even took an interview with Chief Quest Officer Ross! You can check it here.Second place goes to Arborea — thank you for the insights about community building — and for posing our Community Quest as one of the best ways to step up the game with community engagement! Go check it here.And the third place goes to Jeremy with his piece on Akropolis and DeFi :)We can’t agree more!GIF masters and Sticker Banksies@JackBlackiswack: everyone already knows that you’re a true meme master, but we want to emphasize it even more and name you the Meme Crusader! You have taken the first place in both Stickers and GIF contests.@TeaT63, thank you for all your submissions! Making something from scratch takes time (we know it!) and you take the other 1st place in Stickers contest and the second place in the GIFs :)Look at what @iambaltimora made! His stickers are now used in unofficial Akropolis community for traders — and we totally love them! Legit second place for the stickers contest.Next comes Chibi (@chibi0908) — and takes the third place both with stickers and Gifs — they’re pretty funny :)Tung (@tungpham253) took 4th place in both contests with his chicken stickers and Akro BTC GIF :)And the fifth place for the stickers contest goes to Wolf (@nmduc1809) — man, why didn’t you shared them earlier? So cute!That’s all for now, but fear not and stay tuned as we’re already thinking about future quests! Improving the content, quality and user experience with each quest is truly hard — but we want to make it yet again. What do you think about team play? Or maybe some new challenges in the most unexpected places? Or did you like the community round when you were the ones who created the riddles? Share your ideas with us — every feedback matters!P.S. Points will be updated in the spreadsheet and bot later :)All the best,Akropolis TeamQuest 3.0 — creative wizards and the road ahead was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 18

Next Stop: Berlin! Meet the...

We’ve just wrapped up our Asian tour and are already ready for the next big thing! Our bags are packed, and we’re heading over to Berlin — our agendas are packed and we are looking forward to meeting fellow projects, coders and community members.If you happen to be in Berlin for blockchain week and are interested in our product or learning more on the intersection between informal economies and blockchain, governance, DAOs or DeFi, hit us up at team@akropolis.io or just write to @Sidzuka in Telegram!First off, on August 18th at the awesome Funkhaus Berlin, our CTO Alex Maz and our dev Alex Gnat will be presenting Polkahub, our project proposing a PaaS-like service for easy node deployment and maintenance in Polkadot, at DOTCon, the one-stop-shop mini-conference for all things Polkadot Network.If you are interested in learning more about PolkaHub, check this out — https://github.com/w3f/Web3-collaboration/pull/117.Our CEO & Founder Ana will be speaking at the ETHBerlinZwei conference on August 21st in the auditorium opposite to Dappcon’s at the Technical University of Berlin — for a realistic take on what goes on in the ecosystem: DAOs, we started nothing: lessons for DAO design and governance from co-operatives and mutuals throughout centuries of collaboration.ETHBerlinZwei is a conference and hackathon by the Department of Decentralization, headed by our comms advisor María Paula, and the essence of their conference is offering a much-needed reality check to the community, mixed with a poignant sense of humor, real-world awareness, and memes.Another event we are looking forward to is Dappcon. Ana will be speaking here on August 22nd, presenting Decoupling from the Legacy Financial System: benefits from Finance-oriented DAOs. This talk will walk users through all the issues identified by Akropolis in the legacy financial system, and how introducing blockchain solutions and cryptocurrencies can help users regaining control of their finances to mitigate the impact of financial crises in the lives of individuals.But that’s not all — we’ll prove our serious skin in the game for ETHBerlinZwei, where our tech team will be hacking the nights away. After winning the Coinlist&0x hackathon with C2FC, we were hungry for more. The tech team loves hackathons, challenges, and building under pressure — so ETHBerlinZwei will be our next challenge.So, one more time — if you are in Berlin, reach out. We surely have something to share with you. And for the wider community — root for the Akropolis Hacking Team!https://medium.com/media/d43c29e81c9958323c0f6777b68dadd2/hrefNext Stop: Berlin! Meet the Akropolis team at the Berlin Blockchain Week was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 15

중요 공지사항: 토큰 물량 이동 안내 (부가 설정...

안녕하세요, 아크로폴리스 커뮤니티 여러분.항상 그래왔듯이 아크로폴리스는 완전한 투명성을 약속하고 모든 요소 하나하나 커뮤니티 여러분들께 알려왔습니다.오늘은 AKRO 토큰 분배를 위한 락업과 귀속을 특징으로 하는 스마트 컨트랙트로 토큰 이동을 진행할 것을 알려드리고자 합니다.AKRO 토큰 보유자분들은 이에 대해 어떠한 부가적인 설정이나 행동이 필요하지 않다는 것을 먼저 전해드립니다. 위 토큰 이동은 그저 여느 프로젝트와 마찬가지로 토큰의 분배와 관련하여 계획된 사항입니다.저희는 프로젝트의 장기간 성공에 대해 약속드리며 위 계획된 토큰 이동은 프리세일, 팀, 어드바이저, 그리고 재단을 위해 설정된 락업과 귀속 스케줄에 맞춰서 완료될 예정입니다.후오비도 마찬가지로 저희 사용자들의 만족도와 안전을 위해 협업하고 있다는 부분을 확신 시켜드리고자 동일한 성명을 낼 예정입니다항상 저희는 여러분들이 안전하고 타 스캠의 가능성에 대해 유의의 말씀을 드립니다. 해당 저희 토큰 이동은 기술적인 요인에 의한 것임을 전합니다. 아크로폴리스의 스마트 컨트랙트는 보안성을 첫째로 우선시하기 위해 철저한 감사를 거쳤습니다. 저희 사용자들이 아크로폴리스는 항상 최고의 관심과 최고의 시장 기준에 따라 운영하고 있다는 확신을 드리기 위해서입니다.아래의 감사 결과를 확인 부탁드립니다아래 내용은 스마트 컨트랙트들의 주소이며 얼만큼의 토큰량이 이동되는지 나타낸 표입니다.참고: 460,000,000개의 토큰 (총 공급량의 11.5%)는 후오비 글로벌 거래소 상장과 함께 분배되었습니다. (후오비 프라임 — 8%, 재단 — 3.5%)보다 자세한 사항은 아래 아크로폴리스 wiki 페이지에서 참고 부탁드립니다.언제든지 문의사항이 있다면 부담 없이 문의하세요. 저희는 24시간 운영합니다.감사합니다.아크로폴리스에 대해 더 자세히 알고 싶다면:Website: https://akropolis.io/Wiki: https://wiki.akropolis.io/tokendetails/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_official중요 공지사항: 토큰 물량 이동 안내 (부가 설정 및 행동 필요 없음) was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 08

公告:计划中的令牌移动 — 无需任何操作

公告:计划中的令牌移动 — 无需任何操作亲爱得社群成员与往常一样,Akropolis致力于完全透明,并在每一件事情发生之前,提前告知社区。今天,我们想通知您,我们将在不同的阶段在我们的智能合约中进行令牌移动,合约中将直观得表现出AKRO的释放锁定期和用途。这样通过智能合约的方式,完善我们令牌的释放和社区的监督。我们的令牌持有者绝对不需要采取任何行动。这只是一个简单的计划和可控制的令牌转移— 使用智能合约所仓是不少项目为了保证项目透明和可持续的发展通用的手段。我们致力于项目的长期成功,这个计划中的令牌移动是我们为团队、顾问和基金会锁定和兑现计划的一部分.火币网将发布同样的声明,以确保我们是一致的,并共同努力,以确保我们的用户满意和安全与往常一样,我们想提醒您保持安全,并提防可能的骗局。 这只是出于技术原因。 我们的合约经过全面审核,以确保安全第一,因此,我们的用户可以放心,我们的运营符合他们的最佳利益和最高行业标准。Please check our audit results here.以下是我们将使用的智能合约的地址以及移动到那里的令牌数量更多详细信息-请访问我们的wiki页面与令牌发布全面解析。谢谢-如果您有任何问题,请随时与我们联系。我们随时为您服务加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_official公告:计划中的令牌移动 — 无需任何操作 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

Important Announcement: SCH...

Important Announcement: SCHEDULED token movement — no action requiredDear Akropolis community,As always, Akropolis is committed to full transparency, and to informing our community first in every single matter.Today we would like to inform you that we will be conducting token movements in different tranches to our smart contracts featuring timelocks & vesting for AKRO token release.There is absolutely no action required from any of our token holders. This is simply a scheduled and controlled movement — normal in any kind of project that is tied to a token.We are committed to the project’s long term success, and this scheduled token move is part our lock up and vesting schedule for pre-sale, team, advisors and the Foundation.Huobi will be issuing this same statement for you to make sure we are aligned and working together to ensure that our users are satisfied and safe.As always, we would like to remind you to stay safe and beware of possible scams. This token move is only for technical reasons. Our contracts have been THOROUGHLY audited to ensure security comes first, so our users can rest assured that we operate on their best interests and highest industry standards.Please check our audit results here.Here are the addresses of the smart contracts we will be using with the number of tokens moved there.For more details — please visit our wiki page to see the full break-down on token release.Thank you — and feel free to contact us if you have any questions. We are 24/7 at your service.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialImportant Announcement: SCHEDULED token movement — no action required was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

AKRO通证经济学入门 — 第二章:全览AKRO通证模型

AKRO通证经济学入门 — 第二章:全览AKRO通证模型在我们博客推送的系列文章 — — 《AKRO通证经济学入门》的第一章中,我们阐释了AKRO是如何在AKRO Chain中被用于验证区块的。第二章中,我们将更加深入,全面了解AKRO可以在AKRO Chain中做到哪些事。Akropolis的主要目的是提供一种产品,该产品可以帮助数百万人民参与到线上和线下社群中,如DAO,合作社,共同体以及储蓄组织等。我们正在构建一个协议层,以保证多方金融合作,面向社群的储蓄、投资以及社会保障的安全进行。然而,优质产品的发布并非(Akropolis)实用案例的全部,我们还必须令其尽可能地具备可拓展性与可交互性,使其能尽可能多的与众多网络/协议以及数字资产交互。Akropolis MVP的第一版以及加密资产原语“C2FC”已经在以太坊生态系统中发布。但使用以太坊作为基础链不能为我们的产品提供足够的可拓展性与可交互性,尽管以太坊具备相当的优势,但我们知道,基于以太坊构建的产品仅能适合早期用户以及活跃的Akropolis社区成员用于测试产品业务逻辑。因此,Akropolis项目未来的计划是拥有自己的定制链 — — Akro Chain,我们将使用Substrate架构来构造它。也正因此,AKRO通证模型的设计也将随着时间推移而变化。如第一章所述,我们需要区块验证人运行dPoS(授权权益证明)共识来保证Akro Chain的安全性。验证人的总量是有限的,任何AKRO持有人都能通过将通证授权(给验证人)来为网络安全做出贡献。主网发布时,每一代(轮)共识都将指定30个验证人,每一轮将存在大约30分钟,成为一个验证人的最小抵押门槛是1,000,000(一百万)个AKRO通证。当然,节点不一定需要拥有1,000,000个通证,节点可以通过授权(delegation)行为从社区中汇集通证。当节点准备以“候选节点”成为验证人时,其初始抵押门槛则为100,000(十万)个AKRO。为了激励验证人,我们考虑了两种方案:网络运行的最初几年里拥有高通胀率,或给予除了铸造新币以外的其他奖励来源。比特币,以太坊以及其他项目都是基于通胀模型来吸引矿工。在我们的案例中,我们尚未见到使用通胀模型的意义,因此除了基本的网络交易费用以外,我们还在产品中推行了一笔额外的费用(费用相对较低),其名为“服务成本”(cost of service)“服务成本”是一项特殊的费用,适用于Akropolis生态系统中的特定业务。这项费用有两个目的:一、基于提供额外收入的方案(上文中提到的除铸币外的收入)为验证人提供必须的激励 — — 这项收入将随着网络的增长而增长。二、促使AFO以验证人或授权人(delegators)身份参与到网络共识中,每个AFO都能通过验证人或通证授权工作(Token delegation)来获取利润,以补偿其被收取的费用(即AFO所花费的服务成本),如果某个AFO的质押通证数量相对较大,它甚至可以从通证授权中为其成员赚取额外的奖励,而非仅仅配平“服务成本”的支出。因为我们深知AFO是我们网络(或网络服务端)的基本组成单位,所以让网络共识由大量的网络内成员参与而非几个“巨鲸”通证持有者独裁就显得很有必要了。社区信任与治理机制的逻辑是:每个AFO都能使用通证,将AKRO授权给验证人作为抵押品来吸引借贷。如果AFO不需要融资,它也能在社区信任模型(Community trust model)下使用通证,将“抵押”的权利授权给其他AFO并获得作为稳定费用的奖励。Akropolis网络中关键变量的值将由AKRO持有者在治理进程中定义。我们使用MakerDAO投票进程作为投票模型的参考,主要的治理机制同MakerDAO,新增了对通证设计的提案,与之前提到特性一样,都和Akro Chain共识有关。Akro Chain的共识算法Akro Chain将以公链的形式发布,并在dPoS共识算法的基础上运行。我们构建Akro Chain的目的是通过通证授权行为来令验证人的决策受AKRO持有者影响,让AKRO持有者的呼声更有价值。dPoS的运转机制基于轮次变更(朝代更迭),每一轮都将选择新的验证人,我们推行dPos共识的规则如下:1、 网络中的验证人总量将限制为指定数量,主网发布时,网络将有30个验证人插槽(根据质押数量由多到少排列,选取前30个节点)2、 对于质押通证的门槛,成为验证人将需要1,000,000个AKRO,节点至少需要100,000个AKRO,剩下的部分可以从社区成员处获取(通过授权行为delegation)3、 每个AKRO持有者都能将其通证授权给特定的验证人,并获取该验证人的部分奖励。验证人也将对其提供的服务收取维护费用。4、 如果某个节点离线,链同步失败,那么它将不会收到奖励,并且将从(质押数量)前30的列表中剔除。5、 如果节点存在不实行为或欺诈行为,其质押的通证将会被销毁。6、 每一轮共识都会将前30个节点定义为验证人,轮次变更的时间为30分钟。本文所提到的所有参数值,比如验证人总量,维护费用,轮次变更时间等,最初都由开发团队设定。在主网发布后,所有的参数都能通过AKRO持有者按治理进程进行变更。目前,我们团队正根据上述的设计逻辑致力于Akro Chain的开发与相关生态系统的集成。还请各位继续关注我们Akropolis社区!加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_officialAKRO通证经济学入门 — 第二章:全览AKRO通证模型 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

为De-Fi(去中心化金融)选择合适预言机的重要性:C...

不论何种Web3项目,对于数据透明性与来源可靠性的需求都是其架构的核心。为此,Akropolis宣布将集成Chainlink,后者是De-Fi首选的预言机。Akropolis的架构模型提议创建AFO(Autonomous Financial Organizations,自治金融组织),他就像DAO一样,由彼此相互信任并希望利用集体的力量来实施金融操作的个体组成。目前,金融集成(的程度)受制于DeFi协议以及交易(局限性),但根据我们的长期计划,尤其是在部署Akropolis Chain以允许网络拓展并(加强)互操作性后,一些金融操作将有必要和传统金融机构例如银行,信用卡发行商,保险公司等建立联系。“大约在8个月前,那个时候我们正在改进项目方向与架构,我们就开始思考集成预言机,尤其是Chainlink(的必要性)。现在,当我们将MVP在Ethereum网络中发布并致力于在Substrate上部署我们自己的链时,Akropolis已进入一个更加稳定的阶段。在看到Chainlink于预言机领域的开拓性进展后,选择Chainlink是自然而然地。我们很高兴能有机会与如此优秀的团队进行合作,这也是朝着Web3愿景前进的助推力。”Akropolis的CTO(首席技术官)Alex Maz如是说到。我们已普遍意识到,任何机构都有篡改和滥用数据的倾向。对于Akropolis而言,AFO在未来将需要同(金融)机构进行去信任方式地合作,而确保合作能成功的方式便是使用区块链预言机。Chainlink,由于其链的不可预测性和设计模型的健壮性,以及大家对其在预言机领域中领导地位的认可,Akropolis选择Chainlink在是在所难免的。与Chainlink合作,Akropolis将在以下两个实用场景中获益:1、 法币入口(Fiat onramps):验证来自法币入口所集成的数据,将可以推动创建像ramp.network这样的服务,令我们的用户可以使用稳定币(法币)交易加密资产。2、 银行整合(Bank integration):目前我们的合作方只能管理加密资产账户。然而,如果能集成银行(如通过区块链来签署交易,以管理托管账户),将能令AFO们能充分发挥其金融潜力。在实际应用中,Akropolis设想了多种场景,这些场景都存在对互操作性和预言机的需求:l 场景A:法国兴业银行(Societe Generale)已在以太坊公链上发行了1亿欧元的资产担保债券(Covered bond),一中国企业集团在NEO上发行了2.5亿人民币的主权债券sovereign bond)(译注:主权债券在中国大陆严格来说只由财政部/政府发行,绝大多数企业是发不了的,这里可能指的是狭义上的“国企“ — — 即五大行以及人民银行组成的集体)。作为一名管理共同体/DAO的资产经理/财务主管,你将能管理来自多个区块链的资产组合。债券息票将根据底层协议进行管理,并通过一组公链转接桥导向共同体/DAO来支付利息。l 场景B:Clearbanc(clearbanc.com))已有一个经过验证的商务模型,该模型可以在合适的时候迁移至链上。想象一下,不同的业务可以建立在不同的开源协议之上:去中心化交易所(Dexes)、广告网络(AD Networks)、数据市场(Data Marketplaces)等。C2FC为此类业务提供了融资机会而不需其主体出售股份。C2FC的实用化也为融资提供了公共流动性,例如0x,其为交易所提供了公共流动性。上述两种场景下,我们能发现多个数据来源,比如法国兴业银行(或其他银行)、中国企业集团以及Clearbanc。但是,如何在不同的环境下验证这些来源提供的数据的可靠性与准确性?为此,使用Chainlink的预言机来处理各种环境中的链下数据是必需的。我们非常期待(和Chainlink合作而产生的)这种全新集成与信任关系。我们深知,不论是现在,还是未来Akropolis成为独立公链时,Chainlink都是Akropolis的最优选择。Akropolis选择将预言机集成至协议中,也意味着我们选择了透明与公平,以及一个用户可以看见机构运行方式和社会更能抵御金融危机的未来。关于AkropolisAkropolis为大规模可拓展的、良好协调的以及透明的非正式经济提供平台与工具包。通过我们综合的、用户友好的、完备的平台,Akropolis允许并为用户建立、拓宽以及专业化非正式金融组织赋能。我们充分利用传统金融系统的精华,以技术重设传统金融,令其能适应更广泛、更包容和无国界的用户群。主页:https://akropolis.io/关于ChainlinkChainlink是一个去中心化的预言机网络,其允许智能合约安全的访问链下数据源、网页API和传统的银行支付体系。Chainlink被Gartner等领先独立调研公司评为顶级区块链技术公司之一。Chainlink以向大型企业(谷歌和SWIFT)和领先的智能合约开发团队提供高安全性和高可靠性的预言机而闻名。想要了解Chianlink,请关注Chain.link(主页)推特:https://twitter.com/chainlink电报:https://t.me/chainlinkofficial开发者文档:https://docs.chain.linkDiscord技术频道:https://discord.gg/FGNyjhF微信: ChainlinkOfficial微博: https://weibo.com/chainlinkofficial币乎: https://bihu.com/people/1869894547QQ群: 6135525加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_official为De-Fi(去中心化金融)选择合适预言机的重要性:Chainlink与Akropolis was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

在今天构建明天的产品:QIWI 区块链技术首席执行官:...

在Akropolis,我们相信只有通过开放的合作与共赢才能实现更公平和去中心化的未来。有无数的有才华的公司和团队建立一流的产品,我们已准备好为更美好的未来创造与学习,分享并建立资源的途径。QIWI Blockchain Technologies(QBT)是QIWI的区块链/ DLT部门,为公司和行业开发提供解决方案,并以端到端的方式将这些解决方案集成到全球基础设施中:从(设计)基于区块链的特定用例提案到测试,推动MVP应用和行业应用。作为俄罗斯最著名的金融科技公司之一,纳斯达克上市的QIWI(市值为12亿美元(纳斯达克股票代码:QIWI))已经成功赢得了作为支付服务供应商的赞誉,从最初的终端设施,到现在他们的已经完善的线上钱包。QIWI自2013年上市以来,经营着俄罗斯和另外22个国家的市场,其中包括乌克兰,哈萨克斯坦,塔吉克斯坦,摩尔多瓦,中国,阿根廷,印度,塞尔维亚,拉脱维亚,南非等国家。 Qiwi的子公司QBT成立于2017年3月,注资达1亿卢布(160万美元),用于开发内部区块链产品。Alexey Arkhipov在新兴技术方面一直站在俄罗斯的最前沿. Arkhipov是一位有远见的人,一直在寻找新的技术垂直领域来进行研究和实施,并为用户提供解决方案,Arkhipov在2016年成立了QIWI区块链技术有限公司,并成为这一成功事迹背后的主导力量。Alexey拥有着9年以上领导QIWI(公司)的完美记录,结合对金融技能和新兴技术的百折不挠的研究,(他成功)塑造了QIWI和其职业生涯的成功。他始终处于技术进步的最前沿,对区块链技术情有独钟,Arkhipov一直领导并参与多项计划,如FinTech协会和Masterchain平台(由俄罗斯银行支持 — 作为分布式负责人)我们采访了Alexey有关他的个人事迹,他对区块链未来的看法以及他对参与Akropolis的想法。你迄今为止(人生中)最重要的里程碑是什么?到目前为止,我所取得的最重要的里程碑是:- 让QIWI在纳斯达克上市并进行IPO(首次公开募集)(被视为“俄罗斯PayPal”)- 建立QIWI区块链技术基金会- 设计并公开我们的协作管理系统- 在FinTech协会内发布Masterchain DLT平台QIWI一直在快速稳定地扩张 公司的下一步是什么?在QIWI 区块链技术有限公司中,我们专注于emertech(新兴技术),现在着力于三个方面。首先是高级IT开发,我们正在为第1,2层客户创建emertech解决方案,这需要顶级的IT开发能力。我很自豪我们拥有市场上最好的团队之一。其次是我们有自己的产品,如Lepta和Workinize。 最后则是设计必需的新的管理系统。我们认为emertech是一个高速且具有竞争力的市场。在QIWI 区块链技术有限公司中,我们明白保持节奏和保持竞争力的同时,公司还应具有灵活的管理系统,允许员工在不同的时间情况和条件下运转,计划,执行和领导。因此,我们在公司实施了一个新的协作结构,并且已经看到了其工作的结果。至于QIWI,我认为该公司正在走向多业务生态系统的道路上,其中包括传统支付技术和新兴科技技术。有时它们是互操作的并且相互促进,有时它们也作为不同细分市场的独立市场组成单位。是什么引发了您对比特币的兴趣?引起我最大兴趣的点是加密货币所带来的价值创造和人际互动的新方式。在QIWI于2013年成功通过IPO后,我开始研究未来几年(可能出现的)下一次重大飞跃的机会。 我们在QIWI进行了一些加密技术测试,并决定开放QBT,并将我们的研究成果带到现实市场。在我开始学习比特币之后,我想知道加密货币可能给传统市场系统带来什么影响,它可能带来什么类型的价值,它可能推出什么类型的价值交换,它可能解决什么样的问题,以及它可能带来什么样的业务? 以及此类的许多其他问题。现在俄罗斯如何看待分布式技术?我认为俄罗斯市场相当热情,并且跟上了高速发展的步伐。第一个官方DLT平台Masterchain — 由俄罗斯领先的银行所应用的商业案例,为实际业务带来了价值,并由俄罗斯最重要的监管机构俄罗斯银行建立和审批。尽管如此,市场仍有足够的空间来为社会带来新的价值产品。在过去的2–3年中,主要是技术导向的项目在市场上占主导地位 — 它们是一流的,毋庸置疑,但它们也主要是为IT专业人士创建的。 因此,我们在IT和金融科技领域有“相当的市场(WOW)”,然而大众对加密货币和代币却只有非常基本的了解。现在是时候推动技术导向社会(的产品)了,即被称为“终端用户主导的应用”的情况。我期望基于新兴技术的有价值的产品和生态系统能繁荣昌盛。至于一级企业及其需求,现在需要更复杂的解决方案,包括区块链,物联网和人工智能。竞争将不仅在IT开发中出现,在IT创造力方面的竞争也将大大增长。你为什么在所有项目中选择Akropolis来作为顾问?我觉得有三点。 首先,该项目希望解决真正的社区问题,而不仅仅是创建技术。 科技在这里是次要的,但并非不重要。 其次,AFO的概念非常有趣,它拥有庞大的市场,并且可能在针对新兴和无银行用户的市场成为传统金融机构的强大竞争对手。 最后则是有着丰富的经验并且专注于产品本身的团队。加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_official在今天构建明天的产品:QIWI 区块链技术首席执行官:Alexey Arkhipov,成为新的Akropolis顾问 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

AKRO通证经济学入门— 第一章:验证奖励

AKRO社区的朋友们,大家好。与Huobi Global度过了忙碌的一周后,我们回到了技术更新的工作中。长期以来,团队一直在研究如何寻求一种完美的通证模型,而现在,是时候向您阐述AKRO所能做到的事情,以及你能(通过参与网络活动)获得的奖励了。在这篇文章中,我们将主要介绍AKRO的“质押”(Staking)特性。Akropolis的原生通证AKRO可被用作“锁定”(质押)行为,AKRO也是用户参与到AkroChain的DPoS共识的前提。AKRO是激励机制(运作)的燃料,旨在令用户参与到组成网络的基本行为中 — — 换句话说,让AFO们参与到区块验证当中。除此之外,AKRO还具备以下功能:参与网络治理,成为抵押品以吸引贷款行为等,我们将在博客上的系列文章第二章中阐释上述功能。让我们回到主题“验证”:每个AKRO通证的持有者都能参与到验证的过程中,或者将通证委托给其他验证人来获得部分奖励。它是怎么工作的?AKRO通证将经由“验证人“来参与到AkroChain的共识中,每个验证人都需要锁定/质押相当数量的AKRO通证。最小抵押量是自动设定的,因此只有预设数量的节点才能验证网络,(超出数量的)其他节点则成为提名人。验证人的初始数量由Akropolis团队来设定,通证持有者也可以发起投票来更改数量。AFO与验证行为我们认为AFO们是Akropolis网络的核心,基于这个理念,我们希望能激励AFO们成为我们链(AkroChain)的验证人。为了实现这个目标,我们必须为验证人提供充足的奖励,以激励他们活跃于我们的网络中。因此,我们决定对AFO内的多数操作设置“手续费“(取决于Akropolis的服务成本)来为验证人提供足够的奖励,这笔费用的具体数量由(相关)治理进程来决定。所以,在Akropolis网络中充当验证者的每个AFO都将获得转账费+部分手续费(服务成本)的奖励,手续费(后者)由网络中的所有AFO支付。因此,如果AFO是一个活跃的验证人,它可以通过参与到区块验证来减少手续费消耗甚至为其成员赚取额外的资金。相应的,任何未参与区块验证的AKRO持有者将无利可图。在市场层(Market layer)中,也可以部分销毁(AFO抵押的)通证来减少AFO债务违约的情况。所有的AKRO持有者都能参与到区块打包中来,打包区块的奖励是账本层(Ledger layer)交易费与手续费的总和,以及从为防止验证者不实行为而在市场层中被销毁之通证中收取的(部分)费用。当然,上述的一切都还只是“暂定“ — — 请记住到目前为止我们仅仅讨论了验证行为以及区块打包和相关奖励,并且仅评估了参与共识行为下的情况。在下一章中,我们将阐述AKRO通证的持有者如何质押他们的通证,并以此参与到网络的其他激励活动当中,比如参与治理,担保抵押(Staking to signal trust)和其他有趣的功能等。加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_officialAKRO通证经济学入门— 第一章:验证奖励 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

BlockVC宣布支持Akropolis项目 — 将长...

BlockVC宣布支持Akropolis项目 — — 将长期致力于推动区块链技术的大规模应用Akropolis中文社区 7月18日2019年7月16日,BlockVC在中国,北京的一场Meet-up上宣布了其对Akropolis项目和AKRO Token的长期合作承诺。(BlockVC)作为顶级的加密资产风险基金,总共管理者超过25000BTC的资产。BlockVC和DeFi协议一直有着密切的合作,目前基金已和(Akropolis)项目协定了一轮重大投资。Akropolis将于今日(7月16日)于Huobi Prime上上线其代币 — — AKRO。Akropolis旨在为集体储蓄与投资建立一种具有互操作性的架构。通过为人们提供基础设施,协助人们建立属于自己的自治金融组织(Autonomous Financial Organizations AFO),并允许AFO进行投资、储蓄,向其成员提供社会保障,为DeFi同现实世界之信贷和金融提供商合作赋能。“很高兴我们能获得BlockVC的支持,我们对BlockVC的长期愿景,以及其灵活而又专业的行事风格印象深刻” — — Ana Andria, Akropolis CEO兼创始人BlockVC的精选投资组合包括Republic, Perlin, NuCypher, RSK, Celer, QTUM等项目。作为顶级投资公司,BlockVC除了专注于咨询,研究与投资服务外,还通过路演与其他活动来拓宽人们对相关项目的认知。关于BlockVC该投资机构的宗旨是“让区块链成为主流”,解释了其投资组合的方向。BlockVC的投资方向覆盖区块链生态中的基础公链,应用协议和金融服务等。形成了多元化的生态体系,并为机构合作伙伴提供长期的资本服务支持。BlockVC全球投资项目超150个,已披露投资约60个,管理规模超过5亿美金,全球员工超过100人。关于Akropolis超过半数的世界资产由养老金所有,目前全球养老金赤字是全球GDP的3被,相当于47万亿美元。Akropolis的目标是建立一个协议,该协议将能够创建一个分布式金融网络,该网络由成员自主的金融组织所构成,旨在通过分布式网络来提供基本的金融服务(储蓄,投资和社会保障),避免对政府,银行以及其他金融机构的依赖,以此达到在金融危机时能有效对冲相关风险。Akropolis致力于不可知论平台与特定领域链的相关工作,同Polkadot, ChainX, MakerDAO, POA有亲密合作关系。Akropolis团队的重要工作之一是对(网络)互操作性进行研究和开发并支持相关生态 — — 如在Polkadot中运行验证者节点,构建Akropolis平行链,以及成为ChainX的验证者节点。加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_officialBlockVC宣布支持Akropolis项目 — 将长期致力于推动区块链技术的大规模应用 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

实现金融自由的第一步:Akropolis推出首个Tes...

Akropolis中文社区 7月9日我们的团队很高兴地宣布推出Testnet AFO治理模块,从现在开始,允许所有Akropolis用户创建社区所有的组织,在未来 — 当我们在主网中全面运营时 — 他们将能够存储 ,交易,借入,借出和与各种DeFi协议互动 — 最终收回对自己财务的控制。AFO(自治金融组织)是一个DAO,旨在为其成员实现目标,并扩大其在财务方面的可能性。重要说明:这是一个Testnet版本. 这意味着所使用的ETH /令牌都不能用于交换真实资产 — 此外,请不要发送/交易真实的ETH或任何其他ERC-20。Akropolis正在Rinkeby以太坊测试链上进行测试,我们仍然需要对主网进行大量工作,以确保在那里您确实可以投资实际资产。下面,您将找到有关创建测试组织的说明和指南,以及您将能够在此AFO模块中测试的功能。将来,您将能够将所有这些用于真正的数字资产 — 但首先要确保熟悉平台,这样当它准备好发布时,您将成为Akropolis AFO专家。易于操作— 简单:设置AFO所需的唯一要求是一个支持测试网络的以太坊钱包 — 目前,先使用Metamask — 然后邀请那些你决定合作的人。— 透明度和安全性:所有撤资,投资决策和其他财务操作都需要得到大多数AFO成员的批准。— 公平申请流程:通过投票决定向组织添加新成员。任何成员都可以创建投票 — 无论是接受新成员,撤回资金还是您认为相关的任何决定。用户可以自由发表意见并将他们的想法提交给AFO。创建一个AFO注意:请确保始终为Rinkeby测试网络启用Metamask!在Akropolis协议中创建AFO简单易行:1.设置Metamask以太坊钱包。2.从顶部菜单中选择“Rinkeby Test Network”和网络(黄点表示Rinkeby)。3. 按照步骤向Rinkeby申请资金。4.申请测试DAI令牌 — 请填写此表,我们将每天发送测试DAI。5.检查资金是否在您的Rinkeby钱包中。6.考虑适合您组织的名称,并设置财务目标。之后,您只需要在几分钟内签署几个测试事务,这样您的组织就已经创建好了,您可以对其进行测试。基金管理Akropolis AFO是您与伙伴共同实现财务目标的机会。例如,在单独存入资金后,您可以将现在的联合资金发送到Compound,并通过成为借款人来积累被动收入(目前利息约为8%)。请注意,您还将使用Compound Testnet,它也仅使用测试的DAI — 不要尝试将实际DAI发送到Compound Testnet。此外,该组织的任何成员都可以获得社会信用/社会保险:所需要的只是按时缴纳,在测试期后,您将能够从AFO成员那里获得贷款/保险。您现在也可以测试此功能。简而言之,“Akropolis 协议”能够创建一个由成员所有的金融组织组成的分布式金融网络,旨在通过分布式网络提供基本金融服务(储蓄,投资,社会保险)三件式,而不依赖政府,银行 或其他传统金融机构。下一步是什么?目前,我们正在建立在以太坊区块链之上作为测试平台,我们可以在该平台上展示Akropolis协议的功能,特性和潜力,以及评估第一个测试阶段可能产生的益处,挑战和其他垂直领域。另一方面,我们的开发团队的另一个重点是Akropolis 链。在Polkadot上实施我们的协议作为分支将使我们不仅可以向以太网用户开放投资,储蓄,贷款工具,还可以访问整个Web3生态系统。通过Polkadot协议互连的Akropolis链也将能够无缝地与其他区块链互操作并解决可扩展性问题,从而改善当前DAO遭受的链式投票的高成本。我们期待着我们的社区加入我们 — 一如既往地感谢您的支持。感谢您的反馈,扫码加入我们加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书: https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_official实现金融自由的第一步:Akropolis推出首个Testnet AFO治理模块 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

Akropolis 宣布与MakerDAO合作: 运用...

Akropolis中文社区 7月12日Akropolis 正式宣布与MakerDAO合作,双方共同运用科技,创建抵御通货膨胀和经济危机的屏障。Akropolis 提出了一个伟大的构想:为不论身处世界哪个角落的人构建一个更加高效,公平,便利的金融系统。通过建立用户自有的金融组织并且将这些组织与银行间的借贷系统分割开来,从而实现抵御通货膨胀和系统风险的目地。Akropolis现阶段的目标是建立当前养老金和社会供养体系的替代方案。在全球,目前的社会养老金系统负债超过47万亿美元。如果我们能提供低成本的金融基础设施然后在上面开发出低风险且可以满足大部分人需要的基本金融产品,人们就可以摆脱过度依赖于政府提供养老和救助转而渐渐实现自食其力,同时整个社会的经济活力也会慢慢被激发出来。来自MakerDAO 的 DAI 就是一种新型去中心化的且可接受多元抵押品的借贷工具。稳定币,特别是反通胀稳定币,多种资产抵押对于任何新金融工具或协议的应用都至关重要。基于其设计,多种资产抵押Dai完全符合这种新金融协议的要求,同时具有急需的稳定性,透明度和可信度,引领了这种新经济模式的增长。经过广泛的研究,这一团队发现几百年间最具洞察力的金融组建像:互助会,合作社,肯尼亚小微储蓄组等等,因为这些组织对全球银行体系的依赖程度有限所以他们才能更好的抵御经济动荡。Akropolis的目标用户来自于通胀率超过20%的国家,这些国家其特点是缺乏根深蒂固的传统金融基础设施,缺乏基本的移动通信服务,也没有关于数字货币的相关法令。在这些国家Dai是一个完美的解决方案。MakerDAO的首席执行官兼联合创始人Rune Christensen说:“与Akropolis合作为通胀率高的国家和DAI开启了一个全新的时代” “我们希望通过使用DAI这种去中心化和无偏见的货币为全世界人民创造新的选择。”“我们对与Maker的合作感到非常兴奋,从最初的互动开始,团队一直非常的专业,我们期待将Dai融入我们的产品中。” — Ana Andria,Akropolis创始人兼首席执行官。关于Akropolis:通过其功能全面,用户友好的系统,Akropolis为可扩展,协调良好且透明的非正规经济提供了一个平台,使人们能够建立,扩展和专业化非传统金融机构。Akropolis重新设计传统的财务系统和技术,使其适应更广泛,更具包容性和无国界的用户群。关于MakerDAO:Dai是世界上第一种无偏见货币。与传统货币不同,它不受地缘政治不稳定影响。戴是领先的去中心话的,资产证券化的稳定币 — 目前在以太坊上运行。戴用区块链的优点扩展了传统货币的力量:它可以自由地发送给他人,用作商品和服务的支付,或者作为储蓄长期持有。加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书:https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_officialAkropolis 宣布与MakerDAO合作: 运用科技,创建抵御通货膨胀和经济危机的屏障 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

可互操作的去中心化金融: Akropolis、Chai...

Akropolis中文社区 7月7日去中心化交易所、借贷协议、金融衍生品、支付渠道以及它们与链上管理的结合,正在区块链生态系统中蓬勃发展。促进已有协议的互操作性、匿名的消息传递和可延展性,以及每个月出现的新协议,是每个项目都应该考虑的一个里程碑,以便拓展这种新的金融系统前景。ChainX正在构建一个基于Substrate的金融区块链,它将成为波卡生态系统中的Parachain — — 不过是以跨链和匿名的方式构建的。它的目标是连通基于以太坊的去中心化交易所和其他区块链生态系统中的Dapp。目前,ChainX已经建成了比特币桥和自己的去中心化交易所。通过它,任何区块链都可以连接到ChainX。作为一个Parachain, ChainX通过创建前面提到的桥,实现区块链之间的跨链通信和资产转移。另一方面,Akropolis正在构建一个协议,它提出了一个自治的、独立的、完全可互操作的(包括网络内部和外部 — — 其他协议和区块链) 组织集群。Akropolis能够利用基于以太坊的去中心化金融协议,类似比特币闪电网络的支付渠道,还有诸如ZCash或Grin这些保护隐私的加密资产来发展以Akropolis为基础的自治金融组织的潜力。MakerDAO正在构建一个优秀的金融体系,能够将用户从传统金融机构中分离出来,它已经锁定了超过4.54亿美元的ETH和CDP。DAO的稳定货币DAI已成为任何金融协议不可或缺的关键组件,同时也有助于吸引更多的用户,因为它降低了人们对加密资产波动性的恐惧。Akropolis相信应该提供低成本的金融基础设施,以最小的风险提供基本的金融产品。来自MakerDAO的稳定币Dai,因其具备多样化的抵押物而备受大众期待,对这一点至关重要。现在,想象一下,如果所有这些工具和协议能够相互连接并运行,创建一个巨大的金融中心 — — 大到能够一步一步地推翻银行、信贷机构和政府。这是区块链技术应该达到的最终目标。波卡是一个异构多链框架,能够在很大程度上帮助实现这一点。通过波卡完成区块链的互联,我们构建的协议的可延展性将会显著增长,可以实现更廉价的交易,也会得到更广泛的应用。你们当中有多少人考虑通过银行为自己的存款获取利息? 现在,你们当中又有多少人通过一个5分钟的程序将资产锁定在一个借贷平台上,并且每分钟都能够赚取利息?这种简单的思维方式表明,我们已经开始与传统金融制度脱钩。去中心化金融并不关心用户的真实信用评分。你的收入只取决于你选择的平台和你决定投入使用的资产数量。在每个协议背后的技术人员手中,发展一个生态系统并促进其茁壮成长是一项极其重要的任务。我们需要认识到,在通往去中心化金融道路上迈出的每一步都意味着从旧的金融体系中解放出来。加入中文社群, 请扫下方二维码官方网站:https://akropolis.io/白皮书: https://wiki.akropolis.io/whitepaper/Medium:https://medium.com/akropolisGithub:https://github.com/akropolisioTwitter:https://twitter.com/akropolisioTelegram:https://t.me/akropolis_official可互操作的去中心化金融: Akropolis、ChainX和Polkadot联手开拓全新金融体系 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

Akropolis与ChainX达成战略合作 共建跨链...

Akropolis中文社区 , 20/06/2019Akropolis于今日达成与ChainX的战略合作,共建Polkadot生态系统下的分布式金融与跨链互通体系。Akropolis和ChainX的历史有许多共同之处。两个团队都走了一条相似的道路。从早期第一次token销售之前,就都致力于与Web3 基金会,尤其是Polkadot协议的生态建设。自2019年1月以来,Akropolis团队投入了超过600小时的研发工作。Akropolis工作都属于分布式金融(DeFi)领域。DeFi以支持金融原语的可互操作和最小化信任框架而闻名。这种新型的金融工具消除了原先的中介机构,与传统金融业相比大幅降低了成本。ChainX和Akropolis的合作是为了在Polkadot的生态系统中垂直推进资产管理与去中心化化金融产业。随着Substrate的发展,这两个团队将合作支持Parity、Polkadot以及Web3生态系统中的其他项目。随着Polkadot Parachain架构的成熟,ChainX的去中心化交易所将连接到Polkadot的中继链上,继而连接到所有的Parachain子链。Akropolis计划使用ChainX在Parachain之间交换价值。去中心化的交易和其他金融操作正是Akropolis协议运行的关键 — — ChainX与Akropolis是一次完美的结合。Akropolis认为ChainX在Polkadot上一贯的高质量工作将对以协议为中心而形成的生态系统至关重要。这个团队从第一天起就是一个生态贡献者,我们非常高兴能与他们合作。为了开始支持ChainX的工作,我们在它们的Parachain中运行了一个验证节点。我们将与ChainX合作,研究有关权益、治理以及Akropolis项目对Polkadot前景和Polkahub的支持” — — AlexMaz (Akropolis首席技术官)。ChainX和Akropolis也致力于改善开发人员的体验和应用普及。这意味着,Polkahub将成为一个关键点: 这是一个平台即服务(PaaS),服务于Substrate节点,类似Heroku。Polkahub的目标是创建一个便于管理的容器系统 — — 开发人员将能够在不依赖运维的情况下,一键部署和运行不同的Parachain应用程序。Polkahub支持自动更新、资源管理以及其他运行节点所必需的功能。此外,它还提供了一组模板,可以方便地启动Parachain。ChainX创始人岳利鹏:“我们希望通过Akropolis和ChainX的共同努力,越来越多的开发人员会投入到Polkadot的生态系统中。在不给新用户带来不必要开销的同时充分利用Akropolis和ChainX Parachain提供的特性。”关于ChainXChainX是Web3-Polkadot 生态中的一个跨链虚拟资产金融区块链。ChainX已经完成了比特币的搭桥和去中心化交易所的开发,预计BCH、LTC、ZEC 的搭桥也将很快完成,因为他们都使用了类似的POW 共识机制和UTXO的交易形式。ChainX将于2019年五月推出,并将继续研究以太坊和其他POS区块链上的跨链技术。关于Akropolis世界上有一半的资产归养老基金所有。 全球养老金赤字目前占全球GDP的3倍或47万亿美元。 Akropolis的目标是建立一个协议,该协议能够创建一个分布式金融网络,该网络由成员所有的金融组织组成,旨在通过分布式网络提供基本金融服务(储蓄,投资,社会保险)三件套而不依赖于政府,银行或其他传统金融机构。 结果:在发生金融危机时,抵御全球蔓延风险。扫描二维码 加入AKRO社群Akropolis与ChainX达成战略合作 共建跨链与去中心化金融 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 08. 06

Akropolis Development Update

Hi, Akropolis Community! It’s time for our development update!Smart contractsIn the previous months, we worked on the audit and deployment . You can find the token code in the repository, as well as the results of the audit https://github.com/akropolisio/AkropolisToken/tree/master/audit.In addition, we are now conducting a vesting contract audit (repo) and in the near future, we will be able to allocate the tokens to the vesting contracts so that the overall process of vesting is transparent and fair.Akropolis ChainOur development work on the AkroChain continues. Our efforts are nowadays directed towards the Akropolis node implementation and the implementation of the “cost of service” model. According to this model, there will be a set of different types of transactions in our parachain, and each type of transaction will have a certain “cost of service” fees. The Cost of service will be defined via voting of AKRO tokenholders and its set up to guarantee the best ratio between the security of network and cost of transactions.Another direction of our work is the implementation of staking. Our research is focused on how to optimally implement the functionality of the selection of validators, delegation of tokens and distribution of remuneration.Besides working on the node and staking, the work on User Interface implementation so that users can interact with our network has started. In a not so distant future, we’ll reveal the design of the portal for staking and wallet. This means that in Argos (upcoming) release you can make transactions in AkroChain through a simple and convenient web interface, as simple as using most DeFi applications on Ethereum.PolkaHubWhile we were working on the Akropolis node, we encountered a problem: the frequent updates to Substrate, changing dependencies led to the fact that maintaining the nodes was rather labor-intensive.Therefore, we decided to create a tool that would automate DevOps for validators and parachain and dApp developers. As this issue is common to all the parachains, so we decided to make a universal tool for the Polkadot ecosystem. There are 3 possible use cases/users of PolkaHub:Parachain developers can use our Solution for building serverless public node infrastructure.The simplest way to deploy it is with the git command. The parachain developer publishes to PolkaHub information about his parachain — the IP address of the public node, the API specification, and so on, then all the information needed for dApp developers will be in one place, simplifying the onboarding of dApp developers to parachains.dApp developers can use the public node infrastructure powered by PolkaHub: find information, connect to public node, call contracts and so on via RPC/API/Sockets.Currently, Polkadot telemetry shows a large number of testnets. But there is no single hub in which you can find out information about required network version, its specification, ip address to connect to it. If you are a dApp developer, you would have to spend a lot of time gathering all this information.Validators can use PolkaHub for easy node deployment.The buildpack prepared by parachain developers will be loaded into our marketplace. Anyone who wants to become a validator can enter the marketplace, choose an image and deploy it. That way we create an abstraction layer for node deployment for validators.RoadmapBelow is our updated roadmap, where you can see our Akropolis Chain milestones. As Substrate evolves, this roadmap will do the same. Additionally, as we are currently building a chain to bid for a parachain slot in Polkadot, and the protocol is not launched yet, so our development roadmap will also be changing due to this. Because of that everything is highly dependent on Polkadot roadmap and ecosystem development.Thank you for your ongoing support — we could not have done this without our community. And stay tuned for more updates!Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialAkropolis Development Update was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 30

Themes, trends, highlights:...

Today, we want to share the highlights of Akropolis Community Quest 3. TL;DR — our community is awesome!Quest 1 was awesome, Quest 2 was epic, Quest 3 was legendary. — @thebillionetRound 5, Question 2 — ‘What do you like about the project [Akropolis] the most?’Most common answer: The team and people.Answer no.2: The community and the Quest.We feel honored and delighted about the engagement of the Akro community in the Quest, and Quest 3 showed once again how valuable it is to bring everyone together on hard challenges and open questions that widen our joint awareness of where the project is and should be going.As in previous Quests, the challenges touched on a broad set of concepts that are crucial to the development of the Akropolis network. Starting with more general crypto questions, the rounds touched on DeFi, DAOs, Web3 and much more, and it was a pleasure to see the depth of thought the participants put into their responses, showing a strong value overlap with the project mission.While the markets are still volatile and we never want to discourage healthy critique of the path we and the wider crypto world are taking, one of the most heartening aspects is that the optimistic voices about crypto’s future outstripped the skeptic beliefs by 2:1.The enthusiasm also speaks from the many comments that celebrate the growth of DeFi. Many pointed out the benefits of greater access and the potential for a more equitable global financial system. Two comparisons capture the vision of the community particularly well.DeFi is to finance what the Internet was and is for communication, the next step in freeing humanity. Crypt0mataIt will have the same impact as the open-sourced software that completely disrupted the field. — @Orig2gOn the same theme, participants were hopeful about the opportunities that DAOs can create for the bottom-up management of many different systems in society. Many supported further integration of DAOs into corporate structures with collaborative decision-making and cleverly designed incentives to ensure effective cooperation. Some even suggested replacing most or all government functions through collaboratively managed entities. While those are brave goals, we hope the enthusiasm means our goal of introducing DAOs as organizational structures for savings groups and AFOs is very achievable with this community on our side.We also asked participants what Web3 meant to them, and as with the other topics, we found a strong overlap between our mission and the values in our community. The most common emphasis was on increased privacy and security, and the notion of taking back control — whether over data, identity or financial assets.Across all answers and all questions, one topic crystallized as the most crucial advantage of the decentralized approach that Akro and DeFi represent: transparency. In the context of the Akropolis network, three key benefits of transparency stand out: better governance, the sustainability of collective intelligence, and the attraction it holds for many of the existing collaborative informal economy organizations to join the network.The decentralized rules provide convenience, simplicity, and transparency for financial management. — @leolara84The most fascinating round of responses emerged from the challenge to tell a story about the informal economy in the participants’ home country. From Russia, Romania, Vietnam, India, the Netherlands and many more nations all over the world, our community members provided rich descriptions of a vast variety of informal job settings, all with their issues of illegality, lack of state services or simply convenience and local support.Most stories concerned small entrepreneurs or personal service providers from small markets, construction and agriculture or domestic workers. Tales of immigrants seeking a new and better life and resorting to hard work in the informal economy also abound. It is inspiring to hear all these stories and think about the possibility of enabling better access to financial systems and pensions solutions that the current global financial system entirely ignores.INS Ecosystem (now Insolar), November 2017. I was looking for pools to entice to enter our project with a large investment, with a bonus. Met an African guy who said he and his group of investors were interested, he said he was going to advertise it to everyone and hold a meeting soon. I was curious — so I asked him, what he meant by that, and he said he was going to announce it on the RADIO… — @unsaid90One example of informal economy I am actually part of but wasn’t thinking about […] until now is the residential complex I live in. There are about 5000 people living here. We have a couple of Facebook groups for residents only and we exchange both products and services. I just finished eating a delicious tomato salad as we speak. :) People sell from vegetables to clothes, cleaning and beauty services. Fairs are also organized periodically. The only thing missing is using a cryptocurrency, as we still use fiat. — Adina DucaBuilding on all this hope and excitement, the Quest responses also offered a lot of valuable feedback to Akropolis for the future design of its network.Firstly, people raised more foundational concerns about the importance of thinking deeply about the design of DAO governance systems, ensuring that transparency is built into the structures as much as possible, as it holds so much benefit in ensuring fair, sustainable collective decision-making.Secondly, they also emphasized the need to optimize the technical infrastructure, ensuring a combination of privacy, security, and speed in ways that the current Ethereum-based DeFi world is not yet able to support. Projects commonly pointed out as crucial for progress for a better web3.0 include Polkadot and ChainX.Potentially the most crucial theme to emerge from the responses is usability and spreading awareness. To succeed, Akropolis will rely on growing a large community of users who can take advantage of the new financial reality. Two perspectives stand out that show the challenges that lie ahead.DeFi applications can especially be useful in countries in development but these countries tend to be dominated by the greed of power, manipulation of the masses and even terror, and new transparent applications will not go in the same direction of leaders in charge of these issues. Everything can be made to make people scared about using such solutions for reasons that are not reasonable. — AlexisThe imagination of people is far too limited and applications fail to retain users meaningfully. — Daryl LauAlthough the many responses on the previous questions make us hopeful that our core community’s imagination is strong and far-reaching, the focus on growing awareness is always good to keep in mind. In the end, that’s why the Quest is so useful and important!We thank our amazing community for all the insightful responses and hope that everyone had as much fun and took as much value from these exercises as we did. We look forward to the next Quests and growing the network together.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioThemes, trends, highlights: the best of Akropolis Community Quest 3 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 29

Facts and Figures of our Hu...

We are reaching out in order to provide first-hand information about our Huobi Prime Launch and set the facts straight, in order to preserve our community and the transparency of our token distribution.We are not foreign to the rumors around this event and have been monitoring our international community 24/7 to be able to provide all clarifications needed. Akropolis would like to address the rumors we have identified during the past several days that have been pervading the Chinese community, caused by an unannounced move of 320mn of AKRO tokens between internal Huobi wallets.The rumors of the Akropolis team or presale participants having sold their tokens are completely unfounded and false: all tokens are locked according to the schedule that we published in this Medium article. Please feel free to check the transactions and movement of the AKRO tokens on Etherscan.It has additionally come to our attention that several exchanges claimed to list AKRO. Please note that 11.5% of the total token supply trading on Huobi now and all other tokens are locked. AKRO withdrawal function on Huobi is disabled hence there is no way those exchanges can list real AKRO tokens.Lastly, it is important to highlight that whilst Akropolis is building on Substrate (framework created by Parity Technologies), will be participating as validator in the Kusama testnet, and contributing to the Polkadot ecosystem through development of infrastructure-level solutions (e.g. PolkaHub), we are not and have never represented to be a project of Polkadot (which is an open-source protocol) or that of the Web3 Foundation. Akropolis is a project on its own, and the AkroChain is our own project built using the Polkadot technology developed by Parity.We would like to ask our community for collaboration on spreading this message in order to prevent false information from tarnishing our project, our team, and others. Thank you in advance for your support — you can always reach out to our community managers in our WeChat and Telegram channels.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioFacts and Figures of our Huobi Prime Launch was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 28

The AKRO Tokenomics 101: Pa...

The AKRO Tokenomics 101: Part II — the full scope of the AKRO token modelIn the first part of our blogpost series, the AKRO tokenomics 101 we explained how AKRO would be used to validate blocks in the AKRO chain. Let us dig deeper in this second installment, and understand in full what AKRO can do within the AkroChain.The main goal of Akropolis is to deliver a product that will serve millions of people taking part in online and offline communities, such as DAOs, cooperatives, mutuals and savings groups. We are building a protocol layer for secure mutual financial cooperation, community-based savings, investments, and social security services. However, releasing good products is not only about the use-case: we have to make them scalable and interoperable with as many networks/protocols and digital assets as possible.The first version of Akropolis MVP and crypto-financial primitive C2FC were released in the Ethereum ecosystem. But, using Ethereum as a basic blockchain layer cannot provide the scalability and interoperability for our product. Despite all the advantages of Ethereum, we understand, that our Ethereum-based product releases can be used only on public testing of business logic by early adopters and active members of the Akropolis community. Therefore, a future milestone of our project is to have a domain-specific chain, the AkroChain — which we are building using the Substrate framework. Therefore, our AKRO token model design will evolve over time.As mentioned in the first installment, we need to ensure the security of the AkroChain by enabling dPoS consensus run by block validators. The number of validators is finite and any AKRO holder can contribute to the network security by token delegation. At the network launch, there will be 30 validators that are defined for every epoch (round). Each round will take approximately 30 minutes. The minimum stake for became a validator is 1,000,000 AKRO tokens. However, the node is not required to acquire 1,000,000 tokens — they can be pooled from the community by token delegation. When it comes to launching a node-candidate for validator positions, only 100,000 AKRO will be required as an initial stake.To incentivize validators, we have considered two possibilities: high inflation during the first years of the network operation or granting them other sources of rewards, besides minting new coins. Projects such as Bitcoin, Ethereum and many others are based on the inflationary model to attract miners. In our case, we don’t see the point to use this model and therefore we implemented an additional (albeit relatively low) fee into our product, besides the basic network commission for transactions: the “cost of service”.The cost of service is a special fee applied to selected operations in the Akropolis ecosystem. This fee is implemented with two goals: the first goal is to provide the necessary incentives to network validators based on additional income — which will increase with network growth. The second one is to motivate AFOs to take part in the network consensus as validators or delegators. Every AFO can compensate the charged fees by earning rewards from the validators’ work (or from tokens delegation). If the token stake of certain AFO is relatively large, it can even earn additional rewards for its members on the delegation, and not only compensate for the “cost of service” fee. As we consider AFO as the elementary unit of our network (or network host), it is important to make network consensus run by a large set of the internal actors rather than several “whale” token holders.The logic of community trust and governance mechanics: every AFO could use tokens, delegated to a validator as collateral for attracting loans. If the AFO doesn’t need financing, it can use tokens in the Community trust model and delegate “collateral” rights to another AFO, receiving the stability fee as a reward. The values of key network variables are defined by AKRO holders in the governance process. For the reference of the voting model, we used the MakerDAO approach. The principal governance mechanics remains the same. The proposed update of token design adds mechanics, related to the AkroChain consensus to the previously proposed features.The Consensus algorithm of the AkroChainThe AkroChain will be launched as a public blockchain and operate based on dPOS consensus algorithm. The choice of building the AkroChain has as goal to make the voice of each AKRO holder valuable by granting the possibility to influence the decisions on validators selection by token delegation. The mechanics of dPOS is based on epochs (or rounds). For each round, a new set of validators is selected. The principal rules of our dPOS implementation are presented below:The set of validators in the network will be limited by a certain number. At the network launch, there will be 30 validators slots (30 top nodes sorted by the stake size);The minimal number of tokens, required to become validator is 1,000,000 AKRO. The node has to own 100,000 tokens while the remaining part can be attracted from community members (delegation);Each AKRO holder can delegate their tokens to a selected validator, receiving part of his reward. Validators charge maintenance fees for his services;If the node’s offline, failed the chain synchronization — no reward will be granted to it and it shall be dropped from the top-30 list;In the case of dishonest/fraudulent activity of a node, its stake will be slashed;The set of top-30 validators is defined for every round. Round time is set as 30 minutes.The values of all mentioned parameters such as a number of validators, maintenance fee, round time are initially defined by the development team. After the network launch, all parameters can be changed in the governance process by voting.At the moment, our team is working on the AkroChain implementation and relevant integrations into the ecosystem according to logic, mentioned above. Stay tuned, our fellow Akropolis community!Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioThe AKRO Tokenomics 101: Part II — the full scope of the AKRO token model was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 26

The importance of choosing ...

The need for data transparency and reliable sources is core to the architecture of any Web3 project. To this end, Akropolis is announcing its integration of Chainlink, the prime oracle choice for DeFi.Akropolis’ model proposes the creation of AFOs (Autonomous Financial Organizations), run like DAOs, that are generated by people who trust each other and would like to leverage their power as a group to conduct financial operations. For the time being, the financial integrations are subject to DeFi protocols and trading. However, according to our long term plan, especially after deploying the Akropolis Chain to allow scaling and interoperability, some of these financial operations will require an interface with traditional financial institutions such as banks, credit issuers, insurers, and others.“We started thinking about integrating oracles, and most specifically Chainlink, around 8 months ago when we revised our projects’ direction and architecture. We have now reached a more stable phase where we launched our MVP into the Ethereum Network and are working towards our own chain on Substrate. After seeing Chainlink’s trailblazing advancements in the oracle space, the choice of Chainlink was natural. We are happy to have the opportunity to work alongside such a great team that is also building towards the Web3 vision,” said Alex Maz, Akropolis’ CTO.We are widely aware that any institution is prone to data tampering and misuse. At Akropolis, AFOs in the future will need to work in a trustless way with institutions, and the only way to secure this is via the use of blockchain oracles. Chainlink, due to its chain-agnostic nature and robust model, as well as being considered the best in the space, is Akropolis’ clear choice for these situations.There are two core use-cases where Akropolis will substantially benefit from Chainlink:Fiat onramps: Verifying data from Fiat onramp integrations, which might also lead to creating services like Ramp for onboarding our users to crypto through stablecoins.Banks integration: Currently, our co-ops can manage only crypto accounts. However, being able to integrate banks (management of escrow accounts via signing transactions in the blockchain) enables the AFOs to expand to their full potential.In more practical terms, Akropolis has envisioned several scenarios in which both interoperability and the need for oracles are present:Illustrative Scenario A: Societe Generale has issued a EUR100 million covered bond on a public Ethereum blockchain. A Chinese conglomerate issued a RMB250 million sovereign bond on NEO. As an asset manager / treasurer of a mutual/DAO, you will be able to manage a portfolio of assets from multiple chains. Bond’s coupon payments are routed through a set of chain bridges to mutual/DAO, governed on the underlying protocol.Illustrative Scenario B: Clearbanc has an existing validated business model which in due course can be ported on-chain. Imagine that different businesses are built on different open-source protocols: DEXes, Ad Networks, Data Marketplaces. C2FC provides the opportunity to finance such businesses without selling a share. The implementation of C2FC provides shared liquidity for fundraising as well as 0x — shared liquidity for exchanges.In both illustrative scenarios, we spot various data sources such as Societe Generale (or any other bank, for instance), the Chinese conglomerate and Clearbanc. But, how can one prove the data’s reliability and veracity in each instance? As such, the need for Chainlink's oracles when dealing with off-chain data in all these situations is clear.We look forward to this new integration and trust that we have found in Chainlink the best option for the Akropolis protocol both today and for the future when Akropolis becomes its own chain. The choice of integrating oracles within the protocol is a choice for transparency, fairness and a future where users will be able to see how institutions behave and for a society to becomie more resilient to financial crises overall.About AkropolisAkropolis provides a platform and toolkit for largely scalable, well-coordinated and transparent informal economies. Akropolis empowers and enables people to build, scale and professionalize informal financial organizations via our comprehensive, user-friendly and complete platform. We take the best of legacy financial systems and through technology, re-engineer them to adapt them to a wider, more inclusive and borderless user base. Learn more by visiting the Akropolis website, Twitter or Telegram.About Chainlink:Chainlink is a decentralized oracle network that enables smart contracts to securely access off-chain data feeds, web APIs, and traditional bank payments. Chainlink is consistently selected as one of the top blockchain technologies by leading independent research firms such as Gartner. It is well known for providing highly secure and reliable oracles to large enterprises (Google and SWIFT) and leading smart contract development teams.Learn more by visiting the Chainlink website, Twitter or Telegram. If you’re a developer, visit the developer documentation or join the technical discussion on Discord.The importance of choosing the right oracles for Decentralized Finance: Chainlink and Akropolis was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 25

Building the products of to...

Building the products of tomorrow, today: Alexey Arkhipov, QIWI Blockchain Technologies CEO is the new Akropolis advisorAt Akropolis, we believe that a fairer and decentralized future can only be achieved through open coordination and collaboration. There are myriads of talented companies and teams building top notch products and we are ready to generate avenues to learn, share, and build resources for a better future.QIWI Blockchain Technologies (QBT) is the Blockchain/DLT arm of QIWI, developing solutions for companies and industries and integrating these into global infrastructures, in an end-to-end manner: from blockchain-based proposals for specific use-cases to testing, MVP implementation and industry implementation.As one of the most prominent fintech companies in Russia, the NASDAQ-listed QIWI with a market cap of 1,2bn USD (NASDAQ: $QIWI) has managed to earn a reputation as payment providers, first via terminal, and nowadays via their online wallet as well. QIWI is a publicly traded company since 2013, operating markets of Russia and 22 more countries, including Ukraine, Kazakhstan, Tajikistan, Moldova, China, Argentina, India, Serbia, Latvia, South Africa. Qiwi’s subsidiary QBT was launched in March 2017 with 100 million rubles in funding ($1.6 million) to develop internal blockchain products .Alexey Arkhipov has been at the forefront of advocacy in Russia with regards to emerging technologies. A visionary, always on the lookout for new technological verticals to research and implement to provide solutions to users, Arkhipov set up QIWI Blockchain Technologies in 2016 and the leading force behind this success story. Alexey has an impeccable track record of 9+ years of leadership in QIWI combined with finance skills and an insatiable interest for emerging technologies which has shaped the success of both QIWI and his career. Always at the forefront of technological advancements, he has a soft spot for blockchain technologies, Arkhipov has been leading and participating in several initiatives as the FinTech Association and Masterchain platform (supported by the Bank of Russia — as the Head of Distributed Ledger Technology Unit).We interviewed Alexey about his trajectory, hopes for the future of blockchain and his involvement with Akropolis.What are your biggest milestones to date?The most significant milestones I have achieved so far are:· IPO with QIWI on NASDAQ (deemed as “Russian PayPal”)· Establishing the QIWI Blockchain Technologies Foundation· Implementation and launch of our collaborative management system· Launching the Masterchain DLT platform within the FinTech AssociationQIWI has been expanding fast and steadily. What’s next for the company?At QIWI Blockchain Technologies, we are focusing on emertech (emerging technologies) and nowadays focusing on three tracks. The first one is the high-level IT development track, where we are creating emertech solutions for Tier-1,2 clients, which requires top IT-development capabilities. I’m proud that we have one of the best teams on the market working on it.Then we have our own products such as Lepta and Workinize. Our last but not least track entails new management systems.We consider emertech as a high-speed and competitive market. At QIWI BT we understand that keeping the tempo and staying competitive means that the company should also obtain a flexible management system that allows employees to act, plan, execute and take leadership in diverse time frames and conditions. Therefore, we implemented a new collaborative structure in the company and are already seeing the results of its work.As for QIWI, I think the corporation is well on the way to the multi-business ecosystem, which includes traditional payment technologies and emerging tech businesses at the same time. Sometimes these are interoperable and contribute to each other, and other times they stand as a separate market unit for different market segments.What sparked your interest in Bitcoin?The features that sparked my interest the most are the new ways of value creation and people interaction that cryptocurrencies enable. After QIWI successfully went through the IPO in 2013 I started researching towards our next big leap in the coming years. We made some crypto-technology tests in QIWI and decided to open QBT to bring our findings to the real-life markets.After I started learning about bitcoin I was wondering what effects cryptocurrencies might bring to the traditional market systems, what type of values it may bring, what type of value exchange it may launch, what kind of problems it may solve, and what businesses it may bring, among many other questions.My intuition and belief that Bitcoin was destined to make an impact encouraged me to keep on believing.How’s Russia looking at decentralized technologies nowadays?I think the Russian market is rather welcoming and keeps up with the high speed development. The first official DLT platform — Masterchain — where leading Russian banks implement their business cases that bring value to real business, is built and approved by the most prominent regulator in the country, the Bank of Russia.Still, the market has space for new products that will bring value to society. During the previous 2–3 years, mainly tech-to-tech projects prevailed in the market — they were top-notch, no questions here, but they were also created mainly for IT-professionals. So, we had WOW in IT and fintech areas while mass-market had only a very basic understanding of cryptocurrencies and tokens.Now it is time for tech-to-social, or wide end-user adoption as some would like to call it. I expect an increased number of valuable products and ecosystems based on emerging technologies.As for Tier-1 corporates and their demands, nowadays more complex solutions that include blockchain, IoT and AI simultaneously are required. The competition will grow not only in IT-development but in IT-creativity as well.Why did you choose Akropolis, from all projects, to advise?I will point out three factors. First, the project wants to solve real community issues, not just create the technology. Tech is secondary here however of great importance. Second, the AFO concept is quite interesting with a large addressable market and a possible strong competitor against traditional financial institutions mainly on emerging and unbanked markets. The last, but not least main deciding factor is the experienced team which is highly dedicated to the product itself.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioBuilding the products of tomorrow, today: Alexey Arkhipov, QIWI BT CEO is the new Akropolis advisor was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 24

The AKRO tokenomics 101: Pa...

The AKRO tokenomics 101: Part I — validation rewardsHello AKRO community! After a busy week with Huobi Global, we’re back with our technical updates. The team has been researching to find the perfect token model for a long time, and it’s time to start explaining everything you can do with your AKRO, and the rewards you can get for your network activities. In this installment, we will introduce the staking feature of the AKRO.Akropolis native token (AKRO) is used for bonding (staking), and is required for user participation in the AkroChain consensus which works as DPoS.AKRO is the fuel of the incentive mechanism designed to get users to participate in elementary units of the network — in short, AFOs taking part in block validation. Other functions of AKRO token are participation in the network governance and use as collateral in case of attracting a loan, but we will describe them in a second installment of this blogpost series.Back to the validation: every holder of AKRO tokens can participate in the validation process or delegate tokens to any other validator and earn a part of the corresponding reward.How does this work?AKRO is used for participation in the AkroChain consensus as a validator. Each validator needs to bond (stake) tokens. The minimal stake is defined automatically so that only predefined number of nodes validates the network, others stand as nominators. The initial number of validators is established by the Akropolis team and can be changed by token holders’ vote.AFOs and Validation:We consider AFOs as an core unit of our network. Based on this, we want to motivate AFOs to be validators of our chain. To achieve this, we have to provide sufficient rewards for our validators, in order to motivate their activity in the network. Therefore we decided to implement a fee (cost of our service) for the majority of operations inside the AFOs to provide sufficient rewards for the validators. This fee is variable, and its value is determined in the governance process.So, each AFO that also acts as a validator in the Akropolis network would receive transaction fees + part of all fees (cost of service), that is paid by all AFOs in the network.Thus, if AFO is an active validator, it can reduce commissions and even earn additional money to its members by participation in blocks validating. In opposite, any AKRO holder, who is not participating in block validation has zero profits. On the market layer tokens can be partially slashed in case of default on debt taken by AFO.All AKRO holders can participate in block production. The reward for block producers is a sum of the transaction commissions on the ledger layer and commissions, charged on the market layer In the case of dishonest behavior of validator, tokens are slashed.This is all for now — please remember that so far, we have only covered validation and block production and its subsequent rewards, and evaluated scenarios for the participation in consensus.In the next blogpost, we will explain how AKRO token holders can stake their tokens and access other incentives in the network, by taking part in governance, staking to signal trust, and other exciting functionalities.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioThe AKRO tokenomics 101: Part I — validation rewards was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 23

BlockVC announces its suppo...

BlockVC announces its support for project Akropolis — long term commitment towards large scale adoption of blockchain technologiesBlockVC has announced today in a meet-up in Beijing, China, their long term commitment towards the Akropolis project and token, AKRO. The top tier crypto asset venture fund, has over 25,000 BTC in assets under management. BlockVC has been working in close collaboration with the DeFi protocol and now sealed a material investment in the project.Akropolis, set to launch its AKRO token today on Huobi Prime, is building an interoperable framework for group savings and investments. By providing the infrastructure for people to build their own Autonomous Financial Organizations, and allowing these to invest, save, and give their members social insurance, leveraging both DeFi and real-world credit, loans, and other financial service providers.“We are delighted to have secured the support of BlockVC and have been impressed with their long-term vision, flexible and professional approach”- Ana Andria, Akropolis CEO and Founder.BlockVC’s carefully curated portfolio includes projects like Republic, Perlin, NuCypher, RSK, Celer and QTUM. The top tier investment firm is focused on advising, researching and investing, in addition to raising awareness on the projects through educational roadshows and other events.About BlockVC: The investment firm’s motto “bring blockchain into mainstream” explains the direction of their portfolio. BlockVC’s direction covers public chain infrastructure, protocol application layer financial services in the blockchain ecosystem.Forming a diverse ecosystem and providing long-term capital support for institutional partners. BlockVC has over 150 global investment projects and an underlying exposure to 60 projects, with more than $500 million in management and 100 employees worldwide. More info here.About Akropolis: Half of all the assets in the world are owned by pension funds. The global pensions deficit currently standing at 3x global GDP or $47 trillion. Akropolis set out with the objective to build a protocol that enables creation of a distributed financial network comprising member-owned financial organisations designed to step in to provide the trifecta of basic financial services (savings, investments, social insurance) through a distributed network without reliance on governments, banks or other legacy financial institutions. Result: resilience to global contagion risks in the event of a financial crisis. Akropolis is committed to platform agnosticism and domain-specific chains, cementing partnerships with Polkadot and ChainX, MakerDAO, and POA.A significant part of the team effort is directed towards interoperability research and development, and supporting ecosystems — eg. running validator nodes in Polkadot, building the Akropolis Parachain, and ChainX validator nodes.More info about Akropolis here.BlockVC announces its support for project Akropolis — long term commitment towards large scale… was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 16

Akropolis (AKRO) to launch ...

TLDR: NONE, THIS IS IMPORTANT. READ THE WHOLE THING.Hello everyone! We are glad to announce that we will be launching AKRO on Huobi Global as part of the exchange’s Prime program starting at 20:00 (GMT+8) on July 16, 2019.Akropolis has analyzed every option for distributing our tokens and learnt a lot about what to do, and what not to do. If in the end, the users are satisfied, we hope our example can help others looking to do a fair token distribution.Through this article, we will explain to newcomers and our community how Akropolis works, why have we decided to launch our token on Huobi Prime, what you need to do, what you DON’T need to do, and more. Most importantly, we will focus on something that is a core priority for the Akropolis project: responsibility, due diligence and conducting a fair, well-coordinated and measured Launch.First off: what is Huobi Prime?Huobi has prepared a really good article on the matter — we recommend digging into it!During a specific period of time (after the Huobi Prime Countdown is up), users will be able to buy AKRO in the platform. Before the countdown is up, you will be able to see a lot of information about Akropolis and our token, AKRO in the platform. If anticipation is killing you, we have you covered! There is plenty of up to date information in our wiki — dig in!Our team has always considered that the correct launch and distribution of our token is an important step. Huobi Prime launches are different from traditional launch platforms insofar at it combines wide token distribution and an additional layer of validation and due diligence provided by Huobi’s team. It is as important for a project to work with the right partner that understands and supports it token, as it is for Huobi to select legitimate, committed and promising projects to work with.We believe we have all the necessary characteristics to be an excellent fit for a Huobi Prime launch for the following reasons:Real-world use case, validated product-market fit, large total addressable market.It is a Social impact-project.Viable token model modeled on MakerDAO, with a token that cannot be replaced with a stablecoin.An ongoing partnership with Polkadot — and ChainX within the Polkadot ecosystem. We are committed to build the new DeFi interoperable landscape and contribute to both the Polkadot Protocol with our products and lowering the barriers of entry of new developers for the whole ecosystem.Favorable unlock schedule demonstrated long-term commitment on behalf of the team (team and advisory tokens first unlock in July 2020).Finally, we consider the Prime Global AKRO launch as a perfect mechanism to widely distribute our token to ensure robust governance functionality at the protocol level.Why did Akropolis (AKRO) choose Huobi Prime?We are committed to helping them by putting our team to work on conducting a fair and responsible coin launch. We believe that Huobi is one of the most promising platforms for projects wanting to do this, and are happy to be working with such a diligent team.“Huobi Prime is different from similar coin launch platforms; they combine the best elements of larger token distribution mechanisms and an additional layer of validation and due diligence provided by the exchange” said Kate Kurbanova, Co-Founder of Akropolis. “We are happy to collaborate with Huobi Prime and look forward to continuing to develop our platform to help provide our users access to financial infrastructure.”Most importantly, Huobi Prime has the following benefits:All coins purchased through Huobi Prime are immediately deposited into User’s accounts and are tradable on Huobi Global against Huobi Token (HT), their native token.No need to wait for presales or similar delays.Rigorous screening and selection processes to ensure only premium projects that have yet to be listed on any major exchange are included.Early access to premium coins.Access for both big and small players. Huobi Prime is open to average users, not just professionals or VIPs.In order to mitigate periods of extreme volatility when the market opens, and to reduce the risk of adverse impacts on users, Huobi Prime has also added a period of tiered price limits.What do we need from you, in order for you to join Huobi Global Prime AKRO launch?This is getting easier and more direct with every answer: we need you to do your own due diligence on the project! We want you to ask all the questions you have, read what we do, how we do it.Moreover, our moderators will be with you 24/7 to answer all your questions. We are building tools to help you break free from legacy financial systems that have let the world down. Come join the revolution.“Okay, we get it! You really mean it when you say you are responsible! Now tell us how to participate!”The quintessential checklist:Read our materialsDecide on your investment responsibly, DYORJoin the Huobi Prime Global Launch for AKRO, follow their steps and feel free to reach us for any inquiries!Once again, thank you for your support — we look forward to connecting with all our token holders and building the new financial paradigm together!About Akropolis: Half of all the assets in the world are owned by pension funds. The global pensions deficit currently standing at 3x global GDP or $47 trillion. Akropolis set out with the objective to build a protocol that enables the creation of a distributed financial network comprising member-owned financial organisations designed to step in to provide the trifecta of basic financial services (savings, investments, social insurance) through a distributed network without reliance on governments, banks or other legacy financial institutions. Result: resilience to global contagion risks in the event of a financial crisis.Akropolis is committed to platform agnosticism and domain-specific chains, cementing partnerships with several players across different chains, such as Polkadot and ChainX, MakerDAO, and POA.A significant part of the team effort is directed towards interoperability research and development, and supporting ecosystems — eg. running validator nodes in Polkadot, building the Akropolis Parachain, and ChainX validator nodes.More info about Akropolis here.Akropolis (AKRO) to launch on Huobi Prime: the why, the how and the what was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 15

Akropolis + Dai: creating s...

MakerDAO and Akropolis share the same goal: contribute to ushering in a more efficient, fairer, accessible financial system for all, regardless of geography. Our mission is to enable the creation of user-owned financial organizations resilient to inflation and systemic shocks, through separating these from the interbank lending system.Akropolis set out with the objective to build an alternative to the current pensions and social provision, currently representing a debt of over US$47 trillion. In the environment where people move from initial over-reliance on the state to increased self-reliance, the solution to economic resilience lies in the provision of low-cost financial infrastructure that delivers basic financial products with minimal contagion risks. Dai, from MakerDAO, especially the much anticipated multi-collateral Dai, is mission-critical to this.Stablecoins, especially counter-inflationary stablecoins incl. multi-collateral ones are vital to adoption of any new financial tool or protocol. By its design, multi-collateral Dai fits perfectly into the protocol and adds a much needed layer of stability, transparency and trustworthiness, while conducting limitless financial operations to grow this informal economy.After extensive research, the team found the most valuable insights in centuries-old community run financial organizations, including ROSCAs, Co-ops, Kenyan Chamas, etc. These organizations, which have limited dependency on the global banking system, have proved to be more resilient to economic turmoil.Akropolis’ target use cases are countries with high inflation countries in excess of 20%p.a., characterised by absence of deeply entrenched legacy financial infrastructure, nascent fiat/crypto rails and accessible distribution network, typically via mobile operators. Dai is a perfect solution.“Working with Akropolis unlocks a completely new opportunity for people in countries with high inflation and another powerful use case for Dai” said Rune Christensen, CEO and co-founder of MakerDAO. “Our hope is that access to a decentralized and unbiased currency through Akropolis will create new options for people around the world.”“We are excited about our integration with Maker, the team has been incredibly supportive and professional from the very first interaction, and we look forward to integrating Dai into our product.” — Ana Andria, Akropolis Founder and CEO.About Akropolis: Akropolis provides a platform and toolkit for scalable, well-coordinated and transparent informal economies. Akropolis empowers and enables people to build, scale and professionalize informal financial organizations via our comprehensive, user-friendly and complete platform. We take the best of legacy financial systems and through technology, re-engineer them to adapt them to a wider, more inclusive and borderless user base. More info here.About Dai: Dai is the world’s first unbiased currency. Unlike traditional currencies, it’s impervious to geopolitical instability and manipulation. Dai is the leading decentralized, asset-backed, stablecoin — currently on Ethereum, DAI is built to be blockchain agnostic.Dai extends the power of traditional currency with the benefits of the blockchain: it can be freely sent to others, used as payments for goods and services, or held as long-term savings. Click here for more.Akropolis + Dai: creating safeguards against inflation and economic crises through technology was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 11

Interoperable DeFi: Akropol...

Interoperable DeFi: Akropolis, ChainX and Polkadot broadening the spectrum of the new financial systemDEXes, borrowing/lending protocols, derivatives, payment channels, and their combination with on-chain governance have been blooming in the Blockchain Ecosystem.Facilitating the interoperation, agnostic messaging and scalability of the already existing protocols, and the new ones surfacing on a monthly basis — is a milestone that every project should consider in order to empower this new financial landscape.ChainX is building a financial blockchain based on Substrate set to become a parachain in the Polkadot ecosystem — however built in an interchain and agnostic fashion. It aims to bridge the gap between Ethereum-based DEXes and other dApps in other blockchain ecosystems. Currently, ChainX has built a BTC bridge and their own on-chain Decentralized Exchange. Through it, any chain can have asset interoperability if connected to ChainX. As a Parachain, ChainX allows for inter-blockchain communication and asset transfer, by creating the aforementioned bridges.On the other hand, Akropolis is building a protocol which proposes a constellation of autonomous, independent, however fully interoperable (within the network and outside — with other protocols and chains) organizations. Being able to leverage ethereum-based DeFi protocols, payment channels as Bitcoin’s Lightning Network, and, for instance, privacy-preserving crypto assets as ZCash or Grin; will widen the potential of the Autonomous Financial Organizations built on Akropolis.Maker DAO’s building an outstanding financial system, able to decouple users from traditional institutions, having already locked more than 454M USD in ETH in CDPs. DAI, Maker DAO’s stable coin, has become a key component for any financial protocol while contributing to capturing users due to the reduction of the fear of adoption of crypto-assets for their volatility. Akropolis believes in the provision of the low-cost financial infrastructure that delivers basic financial products with minimal contagion risks. DAI, from MakerDAO, especially the much anticipated multi-collateral DAI, is mission-critical to this.Now, imagine if all these tools and protocols could interconnect and operate, creating an immense hub — so large that step by step would be able to grow robust enough to dethrone banks, credit institutions, and governments. This is the ultimate goal blockchain technologies should have. Polkadot is a heterogeneous multichain framework able to help substantially in achieving this. By interconnecting blockchains through the Polkadot hub, the scaling potential of the protocols we build will grow astronomically, and by leveraging cheaper transactions, wider adoption will follow.How many of you, have considered gaining interest for your savings through a bank? Now, how many of you have locked your assets into a lending platform, through a 5-minute process and are earning interest minute by minute?This simple thought exercise indicates that we have already begun decoupling from traditional institutions. Decentralized Finance doesn’t care about the users’ real-world credit score. Your earnings depend only on your platform choice and the number of assets you decide to “put to work”.Growing this ecosystem and fomenting its robustness and growth is an incredibly important task — in the hands of the technologists behind every protocol. We need to be aware that every step forward towards the growth of DeFi means a step forward towards the emancipation from the legacy financial system.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioInteroperable DeFi: Akropolis, ChainX and Polkadot broadening the spectrum of the new financial… was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 10

Akropolis Community Prime A...

Dear Akropolis Community,We will never stop emphasizing how much we value our community — you’re our friends and a true inspiration to be better every day! You all also know our love for the Community Quest and educational activities — and as we keep seeing, you love it too 🙂Thus, we decided to reward the best out of the best of our quest participants — please read below!As you know, we designed a point system for Akropolis Community Quest 3 — and this is a good chance to test it with a real challenge — how to allocate the prizes when each one of you is so cool, supportive and intelligent?We decided to proceed as follows:After completion of all quest activities, we will publish a spreadsheet with all the participants and the total points they received during the quest.The first ten places will receive an allocation of a 4,000 HT trading cap.Places from 11th to 20th will receive an allocation of a 3,000 HT trading cap.The third wave (21st-30th) will receive an allocation of a 2,000 HT trading cap.Everyone below 30th place will receive an allocation of 1,000 HT trading cap if they have collected at least 150 points during the quest or up to 110 people.Remember, all activities count — articles, videos, stickers, GIFs — you can check the full list here.What are the deadlines?The Akropolis Community Quest 3 will end on July 13, 23:59 UTC, so you will have to submit your work before this. And another update for those who really don’t want Quest to end — we will have two additional rounds, on July 9 and July 12 👀What does the allocation for Huobi Prime mean?Simply put, it gives you the ability to take part in the Prime launch of Akropolis — even if you haven’t been holding the required amount of Huobi Tokens since May 22.For example, if you have a trading cap of 2,000 HT, you have the right to take part in the Prime launch and place orders of up to 2,000 HT.P.S. Please note that it is not a Huobi Token giveaway, as well as it is not a USDT giveaway. We are just providing the ability to participate in the offering without a previous HT holding period.So the last question is — what we need from you if you want to participate?Please make sure that you read carefully and understand everything.You need to have at least 150 points to be eligible to receive an allocation — please refer to our points system and list of activities to find out how to get them.You need an account on Huobi Global exchange, with KYC in place. For more information about creating an account on Huobi and KYC please refer to this article.You will need to fill a specific form (which will be posted on July 13th) and provide us with your UID (unique identification number) on Huobi Global exchange. You will need to provide it no later than July 14, 18:00 UTC.Your CAP will be updated before Huobi Prime 4 launches on July 16.Don’t have a Huobi Global account? Register here: https://www.hbg.com/en-us/register/Can’t find your Huobi Global UID? Check it here: https://huobiglobal.zendesk.com/hc/en-us/articles/360000196181-How-do-I-find-my-UID-You can also win trading quota by participating in Huobi Global Activities, rules are here.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}☎️Calling Crypto Twitter - can you hear me? Get 1,000 $HT trading cap on Prime 4⃣! 🔥Complete these task &amp; get your shot: https://t.co/KINZTPnwxn #Primed4Prime4 $HT #Crypto #Contest — @HuobiGlobalfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}This is pretty much it, if you have any questions or suggestions — feel free to go to our Telegram and ping @Sidzuka there or write to us directly via team@akropolis.io.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioAkropolis Community Prime Allocation was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 09

Token Metrics, Token Swap A...

Dear Akropolis community,As you know, last year we had a successful private pre-sale which was followed by a lot of development, technical and product research. We have always believed that a public launch would be one of the best and fairest ways to distribute tokens, so we were delighted to have our approach supported by Huobi Global and their Prime platform, which will culminate in a Huobi Prime Launch on July 16. Please note that we are not conducting any private sales prior to the Huobi Prime launch — be aware of scammers. For more details, please head to the detailed instructions provided on the Huobi website here.Conducting a Public Launch means that we needed to amend the existing token metrics to make the token distribution fair for all members of our community. Huobi Prime Launch offers a powerful way of raising awareness of the project, building up our presence in China, by far the most important market in our industry, and continue supporting broader Polkadot ecosystem worldwide.The updated figures are below:Community initiativesFor our Quest, ambassador programs and regional marketing campaigns participants, the terms are as follows:For Quest participants — you will need to pass KYC to receive your tokens. If you already did — there is nothing to do anymore, if not — please contact us via team@akropolis.io.For Bounty and regional marketing campaign participants — we set up a page on our website, where you will need to agree to Terms&Conditions and submit ETH address which you provided alongside with registration for the corresponding campaigns.Token Swap AnnouncementIn order to simplify the token swap procedure and eliminate any potential instances of fraud during the oldAKT to newAKT token swap, we decided to change the token ticker to an easy to remember AKRO.Please note that the old AKT smart contract has been deprecated. AKRO is governed by this smart contract and reflects the current token metrics.We’re in direct and constant contact with our ECA holders and will update them on the matter.We understand some of our tokens were resold. In case you are a pool participant, you will need to do the following for a successful token swap:Go to our websiteAgree to the Terms and ConditionsInsert the original contribution’s ETH address (where you hold old AKT tokens)Click “Submit”… That’s it!You will receive your AKRO to the same ETH address according to the vesting schedule provided above.Thank you for your ongoing support!The webpage for the token swap will be published next week. Detailed coverage of the token swap will be propagated across all our social media channels, however you can always reach out to our core team members directly through our official channels: @tomboytrader, @sidzuka or via email — team@akropolis.io.Token Metrics, Token Swap Announcement and Instructions was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 08

Building Akropolis on Polka...

Building Akropolis on Polkadot — Pt. IThe Akropolis project subscribes and builds towards achieving the Web 3.0 vision, working on contributing to create an alternative financial infrastructure, designed to help people claim back and be the masters of their future financial security without reliance on banks, governments, or financial institutions.Akropolis’ solution is designed to provide a robust alternative in the event of a large-scale financial crisis and a wide institutional collapse, involving a run on banks, consequent retracement of depositor protection schemes, bankruptcy of pension funds, and rising inflation eroding private savings as a result of multiple rounds of quantitative easing.The Akropolis protocol is designed to enable free, quick and easy set up, management, and cross-exchange of value and data between informal or natively digital financial organizations be they community groups, co-operatives, or DAOs. In short, people can save, insure, issue credit without reliance on banks or financial institutions. Along with these features, the users get de-facto transparency and fairer funds distribution facilitated by the technology.What are we currently doing on Polkadot?Our activities:Launching the Akropolis parachain.Running a Validator Node on Alexander testnet.The team is currently researching application of zk-znarks and LayerX to ensure privacy of financial transactions within the parachain.We are actively participating in Polkadot ecosystem — you can check one of our proposals — Polkahub, a platform for easy node deployment.What is our product composed of?The architecture of our protocol, as a TCP/IP construction, is structured in several layers, each of which is responsible for a separate function. You can find more about each module on our wiki.Currently, our payment processing kernel (C2FC) is deployed on our parachain on Substrate.What is C2FC?Any financial transaction can be abstracted as an exchange of cashflows. This is why we created a financial primitive called “Commitments to Future Cashflows” or “C2FC” that reduces the complexity of the protocol design by encapsulating in a single token smart contracta seamless transfer, exchange, batching or trading of cashflowsan ability to be linked to and emitted by any economic agentC2FC processes subscriptions to and redemptions of capital while maintaining an immutable trail of payments. This cashflow-based approach allows to build core financial products with near-infinite variability:Investment products (saving accounts, pension accounts)Credit products (revenue-collateralized / income-collateralized loans)Social credit / group savings / social or mutual insuranceThe first implementation of C2FC on Ethereum as cashflowrelay won the 2nd prize at a global 0x+Coinlist hackathon.Below is a description of our Polkadot implementation.Why Polkadot?Polkadot is often described as “internet of blockchains” and can be presented as an airport with parachains aka gates. Gates are interconnected between each other so this airport hub creates connectivity between different destinations:This clear analogy can be applied to blockchains, interconnected by Polkadot. The novel crypto-financial primitive C2FC that was recently developed will provide a powerful financial tool for all “airlines,” renting gates. We can imagine it as something like“inter-airline ticket purchase and exchange system”. This means that all Dapps and networks, based on blockchains, interconnected via Polkadot can use C2FC to create, account, transfer and aggregate debts. This amplifies Polkadot’s network effect and simplifies the creation of financial applications (the majority of known finance products are related somehow to debts — which can be created using C2FC framework). Additionally, this interoperable tool, built on Polkadot makes a contribution to the overall value of Polkadot ecosystem. As a consequence, the value captured by DOT tokens will become greater.We believe the future will contain multiple domain-specific blockchains. Our product vision assumes a blockchain-agnostic ruleset, able to interact with any cryptoasset running on any blockchain. Interoperability becomes important for the medium-term product vision. With this in mind, Akropolis has turned towards exploring Polkadot and its ecosystem.Cross-chain functionality afforded by Polkadot will be able to offer ecosystem-wide access, exchange and trading of cashflow-based products and services on our parachain. By way of illustration, let’s consider two simple scenarios below:Illustrative Scenario A: Societe Generale has issued a EUR100 million covered bond on a public Ethereum blockchain. A Chinese conglomerate issued a RMB250 million sovereign bond on NEO. As an asset manager / treasurer of a mutual/DAO, you will be able to manage a portfolio of assets from multiple chains. Bond’s coupon payments are routed through a set of Polkadot bridges to mutual/DAO, governed on Polkadot.Illustrative Scenario B: Clearbanc has an existing validated business model which in due course can be ported on-chain. Imagine that different businesses are built on different open-source protocols: DEXes, Ad Networks, Data Marketplaces. C2FC provides the opportunity to finance such businesses without selling a share. The implementation of C2FC on Polkadot provides shared liquidity for fundraising as well as 0x — shared liquidity for exchanges.Polkadot ImplementationAkropolis chain consists of several services, including:Registrar: This public-facing service contains all the business logic and external functions associated with creating, issuing and redeeming C2FC. The Registrar orchestrates interactions between other services. The Registrar stores all issued C2FCs.Factory: This service contains the template for a specific type of C2FC and facilitates the creation of all C2FC tokens. Creators can mint C2FC tokens by calling the Registrar’s create function and supplying the Factory address and required parameters.C2FC Token: This token represents a unique Commitment to future cashflows. Each C2FC token is created by a Factory and is tracked by the Registrar. The C2FC token keeps track of all transactions under commitments.The flow is formalized as follows:Issuer sends command to Registrar to issue new C2FC token.Registrar passes arguments to Factory to issue new token.Factory deploys new C2FC token with provided parameters.Factory returns to Registrar the new C2FC id.Registrar records C2FC id in it’s mapping of all tracked C2FCs.Registrar returns to issuer id of new C2FC token.Akropolis parachain on Substrate is launched, you can check it at Polkadot telemetry. C2FC creation is in beta mode at the moment. You can check the code for C2FC chain here.Challenges & SolutionsOne of the main problems we encountered when designing the AkropolisChain is the lack of testing tools that allowed both dapp/chain integration and unit tests. It would be great to have tools like Truffle or Ganache for efficient development flow. Thanks to Web3 Foundation, which already are working on it: W3F recently allocated a grant for the ChainHammer project, for benchmarking and performance testing. We are very pleased to look how quickly and actively the ecosystem of Polkadot is developing and how quickly new missing elements of the ecosystem appear. Our team is also actively involved in the development of the ecosystem. Here is our proposal — develop PolkaHub: PaaS with one-click services for deploying and running different parachain nodes. Other suggestions are:1. Develop tools for unit and integration testing dApps built on Polkadot/Substrate.2. Develop tools for measuring dapp/chain performance. Looking forward to MixBytes Tank.Akropolis Next StepsAdd staking functionality (collateral), once C2FC is settled, the staked tokens are released (this helps build skin-in-the-game).Become an active contributor to the Polkadot core tech: the Polkadot ecosystem is at a very early stage, needing basic tools and infrastructure apps: Infura analogs, browser, and mobile wallets, testing tools.We firmly believe that building more tools for Polkadot will subsequently bring in more developers. This will result in more products built, enabling other developers to be onboarded to the Polkadot ecosystem.We are committed to continuing the research and development in Polkadot and look forward to generating wider accessibility for new developers, and ecosystem expansion. We hope you enjoyed the first part of our series “Akropolis in Polkadot” — stay tuned for more!Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioBuilding Akropolis on Polkadot — Pt. I was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 04

Akropolis To Launch On Huob...

Jul 16 20:00 (GMT+8)Dear Akropolis Community,We are pleased to announce that Akropolis token AKT will be launched on Huobi Global, a leading digital assets exchange, through Huobi Prime, Huobi’s pioneering launch platform for emerging premium coins, on July 16, 2019 at 20:00 (GMT+8).We’re looking forward to your participation! Just sign up at https://www.hbg.com (Only use this link! Beware of scam sites). Our community team is available on Telegram to answer any questions. More information will be shared shortly.Make sure you check the telegram handles of the people helping you. Only @sidzuka, @tomboytrader and @victordymov will be assisting you — any other person claiming to be part of the Akropolis team might not be legitimate. Stay safe!Pre-Sale Contributors: Important NoticeHuobi Global and Akropolis have been working around the clock on our token metrics that at the same time, are in accordance with the best interest of the previously distributed (locked) token holders.To achieve this, we will be conducting a Token Swap, the possibility of which was discussed and agreed upon with our ECA holders before tokens were distributed in January 2019 via signing supplementary agreements. More details on this to follow shortly.We have already started contacting our Early Contribution Agreement holders to provide them with further information.We will be publishing a user-friendly step-by-step token swap guide before the Huobi Prime Launch.If you have any questions regarding the token swap don’t hesitate to contact @tomboytrader or @Sidzuka via Telegram.Once again — stay safe. Always make sure you’re talking to real Akropolis representatives.Thank you for your support! Onward!Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioLearn more about Huobi Global:Website: https://www.hbg.comTwitter : https://twitter.com/HuobiGlobalTelegram (English): https://t.me/huobiglobalofficialAkropolis To Launch On Huobi Prime was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 02

Akropolis launches the firs...

The first step towards financial freedom: Akropolis launches the first Testnet AFO Governance ModuleOur team is pleased to announce the launch of the Testnet AFO Governance Module, allowing, from now on, all Akropolis users to create community-owned organization, where in the future — when we are fully operational in Mainnet — they will be able to save, transact, borrow, lend, and interact with various DeFi protocols — finally taking back the control of their own finances.An AFO (Autonomous Financial Organization) is a DAO, which is created for its members to achieve their goals, and expand their possibilities in terms of finances.IMPORTANT: This is a Testnet version. This means that none of the ETH/Tokens used can be exchanged for real assets — additionally, please NEVER send/transact with real ETH or any other ERC-20. Akropolis is being tested on the Rinkeby Ethereum Testnet and we still need to work a lot towards mainnet, where you will indeed be able to invest real assets.Below, you will find descriptions and guides for creating your test organization and the functionalities you will be able to test in this AFO module. In the future, you will be able to use all of this with real digital assets — but first make sure to familiarize yourself with the platform, so when it’s ready to launch, you will be an Akropolis AFO expert.Easy to operateSimple: the only requirement needed to set up your AFO is an Ethereum wallet that supports testnets — for the time being, Metamask — and later invite those people you decide to cooperate with.Transparency and security: all withdrawals, investment decisions, and other financial operations need to be approved by the majority of the AFO members.Fair application process: the decision to add new members to a organization is made by voting.Any member can create a vote -whether it’s for accepting new members, withdraw funds, or any decision you deem relevant. Users can speak their minds freely and submit their ideas to the AFO.Creating an AFONOTE: please make sure always to have Metamask enabled for the Rinkeby Test Network!Creating an AFO in the Akropolis Protocol is simple and easy-:Set up your Metamask Ethereum wallet.Select “Rinkeby Test Network” from the top menu with the networks (yellow dot indicates Rinkeby).Request funds to the Rinkeby Faucet, follow their steps.Request Test DAI tokens — please fill up this form, we will be sending test DAI on a daily basis.Check the funds are in your Rinkeby Wallet.Think which name suits your organization, and set the financial goals.After that, you only will need to sign a couple of test transactions, and in some minutes, voilá! Your organization will have been created, and you will already be able to put it to test.Fund managementAn Akropolis AFO is your opportunity to achieve financial goals together with your peers. After depositing funds individually, for instance, you can send the now joint funds to Compound and accumulate passive income by becoming borrowers (currently the interest is around 8%).Please note you will also be using Compound Testnet, which also uses test DAI only — do not try to send real DAI to Compound Testnet.In addition, any member of the organization can get access to social credit / social insurance: all that is needed is to make contributions on time and after the test period you will be able to get a loan / insurance from members of the AFO. You can also test this feature now.In short, the Akropolis Protocol enables the creation of a distributed financial network comprising member-owned financial organizations designed to step in to provide the trifecta of basic financial services (savings, investments, social insurance) through a distributed network without reliance on governments, banks or other legacy financial institutions.What‘s next?Currently we are building on top of the Ethereum blockchain as a test platform on which we can demonstrate the capabilities, features and potential of the Akropolis Protocol, as well as assessing benefits, challenges and other verticals that might arise from this first testing stage.On the other side of the spectrum, a further focus of our development team is the Akropolis Chain. Implementing our protocol as a parachain on Polkadot will allow us to open access to our users not only to investment, savings, loan tools on Ethereum but also to the whole Web3 ecosystem. The Akropolis chain, interconnected by the Polkadot protocol, will also be able to interoperate with other blockchains seamlessly and solve scalability issues, improving, for instance, the high costs of onchain voting that the current DAOs suffer from.We are looking forward to our community joining us — thank you, as always, for the support.Your feedback is key, please join us.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialDo you have any questions? Please ask by email! team@akropolis.ioAkropolis launches the first Testnet AFO Governance Module was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 07. 01

Akropolis and ChainX partne...

Akropolis and ChainX partnership: decentralized finance and cross-chain interoperability for the Web3 ecosystemAkropolis and ChainX’s histories have many common threads. Both teams have led a similar path, contributing and following Web3 Foundation and most specifically, the Polkadot protocol since the early days before the first token sale. The Akropolis team has additionally been, to date, dedicating over 600 man-hours of R&D and development effort since January 2019.Both teams’ work falls within the Decentralized Finance (DeFi) sphere. DeFi is known for enabling interoperable financial primitives and trust-minimizing frameworks enabling novel financial instruments, new forms of disintermediation and substantial cost reduction compared to legacy finance.The partnership between ChainX and Akropolis is meant to advance the asset management / Decentralized Finance vertical within the Polkadot ecosystem. As Substrate evolves, the two teams will cooperate to support the efforts of both Parity, Polkadot and other parties involved in the Web3 ecosystem.As the Polkadot parachain architecture becomes more mature, ChainX’s DEX will be connected to the Polkadot relay chain, therefore connecting to all parachains. Akropolis plans to use ChainX to exchange value. Decentralized trading and other financial operations are core to the functioning of the Akropolis Protocol — and ChainX is the perfect match within the Polkadot protocol.“Akropolis believes that ChainX’s consistent and top quality work on Polkadot will be essential for the ecosystem forming around the protocol. This team has been a contributor from Day 1 and we are extremely glad to partner with them. To start supporting ChainX, we are running a validator node in their parachain. Together with ChainX we will cooperate in research with regards to staking, governance and Akropolis’ project to support the Polkadot vision, Polkahub” — Alex Maz, CTO, AkropolisChainX and Akropolis are also committed towards the improvement of developer experience and adoption growth. For this means, Polkahub will be a key focus: this is a Platform-as-a-Service (PaaS) for Substrate Nodes similar to Heroku . Polkahub’s goal is to create a managed container system — where developers will be able to deploy and run different parachains in “one click” and without relying on DevOps. Polkahub enables the automation of updates, resource management, and other features needed to run nodes. Furthermore, it offers a set of templates for easy parachain launching.We hope that through the combined efforts of Akropolis and ChainX, developer adoption in the Polkadot ecosystem will be able to grow faster and without unnecessary overhead for the newcomers, while leveraging the features that both the Akropolis and ChainX parachains will provide.About Akropolis: Half of all the assets in the world are owned by pension funds. The global pensions deficit currently standing at 3x global GDP or $47 trillion. Akropolis set out with the objective to build a protocol that enables creation of a distributed financial network comprising member-owned financial organizations designed to step in to provide the trifecta of basic financial services (savings, investments, social insurance) through a distributed network without reliance on governments, banks or other legacy financial institutions. Result: resilience to global contagion risks in the event of a financial crisis. More info here.About ChainX: ChainX is an inter-chain crypto-asset financial blockchain in Web3-Polkadot ecology. ChainX has completed the development of light-client BTC bridge and a fully on-chain DEX. ChainX had launched at May 2019 as the first released Polkadot eco-chain based on Substrate. ChainX will continue to relay Ethereum and other POS chains. Learn more here.Akropolis and ChainX partnership was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 06. 20

Akropolis Quest — Registrat...

Quest — Registrations Are OpenDear Akropolis community,As was announced last week, we will be starting a new Community Quest soon! Today we bring news including dates, registration, testing, and community initiatives — all (or almost all 👀) will be revealed in this post, so read on further.Navigating the Quest: what’s it about?What do you know about DeFi? And about DAOs? We put together a handful of topics to help you understand Akropolis and the crypto space in general. Would you like to show your friends that you are a seasoned veteran of the cryptoverse? Then join us!You already know the drill if you’ve participated before in our community activities, but for all the newcomers — here is a small tl;dr :You will need to complete 4 tasks to win the round. First, you must share your opinion on the given theme, then there’s a quiz, after which you must solve a puzzle, and to close it off there’s a brain-crashing word hunt! You think it’s easy? Think again!You have three hours to complete the first task. Take your time to think about your answer as much as you want. But, starting from the second task, you’re competing not only in knowledge but also in speed with other quest participants — so get those fingers ready!The total prize pool for this quest stands at $100,000 — here are more details!The quest will reward the top 40 winners daily, with up to 9,000$ of prizes allocated for each round. A point-based system which we’re introducing for this quest will also dish out additional rewards for the winners of flash quizzes, word hunts and more.For those who want to show their creativity or just generally are better with creating memes and spreading the word, we have additional prizes that are sure to tickle your fancy — check the wiki page for more details on that!https://medium.com/media/dec50b1dbd692176a82653af37568ce6/hrefSo.. when should we be ready to deep dive into the Quest?The journey begins on June 15th, get ready to take part in one of the most awaited community experiences in the cryptosphere.Registrations are open! Join in now and show us what you’ve got!*unfortunately, people from certain countries like US are not eligible to participate. To see the full list of the prohibited countries please check our T&C.Akropolis Quest — Registrations Are Open was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 06. 08

Explaining Akropolis v0.2

https://medium.com/media/fd79cf06b9516552c04de7018a32c64d/hrefThis post provides a detailed description of the product that the Akropolis team is currently working on now. Akropolis Network is a digital creation and management service for private savings funds. It aims to connect informal savings mechanisms, which operate in all developing countries for centuries, with DeFi and Web3 Technologies.Imagine a world where people would be able to financially operate and cooperate in a secure and trustless way: Akropolis enables people to kickstart and run their own Autonomous Financial Organizations (AFOs). With AFOs, they can request internal loans, or external ones from credit institutions, other AFOs, or new financial operatives. Whether the user is an already established, up and running cooperative; an informal savings group with a common goal, or an individual seeking financial assistance for a particular objective, Akropolis makes it possible for individuals to connect with each other and to regain control of their finances. On the Akropolis network, members can create or join small circles of trust that open up possibilities for global financial cooperation thanks to blockchain technologies.One of them is Walter Kim. Walter is a freelance architect, father of two, with an established career and growing social circle. In the last couple of months, however, he was facing certain issues with his employer — a construction company — resulting in a delay of his payments. Although he always has a “safety cushion” of funds for emergencies, his bank account was draining slowly from day-to-day expenses to support his young family.As a parent, Walter wants the best education possible for his children, and he thinks this should start as early as possible. Therefore, he had decided to enroll his two children in a bilingual private school — as the local public schools don’t offer the possibility to learn foreign languages at early ages.When soliciting credit from banks and traditional credit providers, these rejected his requests for the loan for different reasons — no stable income, no stable employer, or they simply thought that kids education is not important enough or can’t provide a “return on investment”. He tried to tell them that he is awaiting a big paycheck from his current employer in no later than three months’ time, but this was too risky for the institutions to accept and proceed with the loan. As school enrollment deadlines could not be moved, and the tuition payment period was due in a month — Walter needed to think of new options.He recalled hearing from a colleague about informal savings groups that can help their members get loans, insurance, and investments, facilitated by the Akropolis mobile platform. Walter decided to ask for an introduction and try his luck in receiving a loan through this option.After a quick introduction from his colleague who was already part of the savings group, he got admitted into it.After a going through a few, simple steps to set up his account, Walter opened a tab to check all the most important information about the cooperative he wanted to join — how many people there are and their financial goals — the core information. While going through it, he noticed that in order to receive a loan, he would need to make regular contributions throughout the month to prove his reliability. What an incredible new possibility! Much simpler than trying to negotiate with different banks. He checked the system features and found a fast fiat-on-off-ramp, Wyre, to make his contributions to the group.On a weekly schedule, Walter started making contributions of 50$, and after a month, he saw that was finally able to request a loan from the savings group.After creating a request, the members of the co-op checked what Walter wanted to use the funds for. They also reviewed his commitment to the community based on regular contributions. To Walter’s relief, the majority voted “yes” for him. When the voting period ended, Walter received a notification that funds were transferred to his account.And that’s the story of one architect that was able to pay for his kids’ education via a reliable novel way of interacting with like-minded individuals.Does this story resonate on you? Have you ever been rejected by a bank or any other traditional institution when you asked for a loan, wanted to invest in something or simply wanted to get access to insurance? Share it with us — and we’ll be happy to help you build an organization that can achieve your goals, and much more.What’s next?The Akropolis Protocol aims to be a full-fledged alternative for the traditional financial system. The vision is to offer much more than taking out loans. Our further work is focused on the following areas:— A wide range of earnings opportunities opening up through the integration with DeFi — decentralized finance — services:Investments in crypto-asset portfolios (Set, Melonport);Investments in traditional financial assets (like tokenized S&P500 index, implemented by Uma protocol);Crypto lending (Compound, Dharma);Crypto liquidity provision for bZx Protocol, dYdX;— The possibility to create legal entities (via Akropolis’ integration with Consensys’ OpenLaw);— The possibility to create an interoperable network between AFOs and external third parties, where value (e.g. co-investments, loans, trade) can be exchanged freely in a fast, secure and transparent trust-minimized way.The work on the implementation of these added functionalities is underway and progressing fast — we will keep you informed about our updates.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialExplaining Akropolis v0.2 was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 06. 06

Akropolis Community Update

Dear Akropolis community,Today, we want to share some of our plans for the Summer!Akropolis Quest 3We hope you are well-prepared and eager to start this new community journey: we’re announcing a new iteration of the Akropolis Quest!Are you up for challenging your knowledge of the Finance, DeFi, DAOs, and Blockchain space? Would you like to show your friends that you indeed practice what you preach when you say “I’m in it for the tech”? Then this brainy adventure is for you.The Quest will take you through various tasks, quizzes and riddles to find hidden words over the course of 6 rounds, while in between we will have flash challenges and content competitions with total prize pool up to 100,000$ worth of rewards. For this quest, we will be introducing a point-based system that is meant to prize the most acute minds of all and where every action will be counted.The journey will begin in June, get ready to take part in one of the most awaited community experiences in the cryptosphere. We will be sharing more info about the quest process and prizes in the following weeks!Token unlock and distributionWe are working on it. Please know that this is one of our top priorities. Final dates will be announced during the quest, as well as exciting announcements on technical progress, biz-dev, and marketing news.Please stay tuned and patient — we are aware we are slightly delayed but it’s because we are making sure to look after the interests of our community as a whole.With regards to the participants of previous quests — rewards will be distributed at the same time as the rewards from this upcoming one. Same goes to our ambassador campaign participants :)Community building and marketingAs we are moving closer to our MVP release, we will be gearing up our marketing with a focus on Asia — Korea, China, and Vietnam. Our co-founder, Kate Kurbanova, is now in Korea with our Asian marketing and product partners working to build a stronger local community and strengthen relations in the region. Write to us via team@akropolis.io or in Telegram if you want to arrange a meeting with her.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}Korea is so crypto native — @tomboytraderfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Ana is in another part of the globe now — she is Toronto, preparing to speak and judge CryptoChicks hackathon alongside Vitalik Buterin, Vlad Zamfir, Ryan Zurrer from #Web3Foundation, Ben Goertzel from Singularity & more!body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}Ana Andrianova of @akropolisio will take to the stage at the #CryptoChicks Toronto Hackathon + Conference May 31 - June 02 to discuss the Real-world applications: lessons for DAO design and governance from co-operatives and mutuals. You won't want to miss this! #CCHack2019 — @crypto_chicksfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}We will also share some sneak peeks from our development process in the coming days — stay tuned!Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialAkropolis Community Update was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 05. 31

Akropolis Development Update

We are happy to share with you our latest Development Update, and our plans for the future.TL;DR: Having delved into R&D with institutions and pension fund professionals, we returned full circle to the organization types that have been used for centuries: informal financial organizations, such as chamas, co-ops, and others. Read more in our recent post.Based on our market and user research, we came to the conclusion that there was an existing use-case we could tap into, and on-board into DeFi with the right tools. So we set out to build a new financial infrastructure resistant to the future global financial crisis.We migrated the development work to a modular approach, in order to be able to incorporate new nascent Web3 technologies without unnecessary development overhead. This approach dramatically optimizes and streamlines the development of new components and adapt them into the existing modules. Below you will be able to find updates on the modules we are currently focused on.The Akropolis Network development is on track and has been going on in accordance to the roadmap specified in the new Whitepaper.Our updates, classified by product development areas:1. Creation of the backbone for financial transactionsThe C2FC financial primitive was designed and implemented on our platform CashflowRelay for exchanging/selling financial obligations. Currently, financial commitments are created and administered by individuals. In the next iteration of our development, we will be adding the ability to operate C2FC by DAOs or organizations. The initial platform was released in February 2019, according to our roadmap.2. Development of a module for creating and operating on-chain co-operatives/DAOsDevelopment is carried out according to the roadmap, we are on track to make a co-op Governance Module demo around June 2019. The initial design will allow you to create a cooperative to achieve joint financial goals, contribute funds, make decisions about joint investments by voting. Here is a sneak peek into it:Users can set joint financial goals and monitor their achievements on the co-op pageWithdrawals from the cooperative is carried out after a majority of its members vote for it3. TokenomicsAs of today, we implemented staking in CashflowRelay which is used for the C2FC creation. However, we believe this model can be improved in the next product iteration. We are introducing a more advanced model based on the adaptation of the learnings from the Livepeer and MakerDAO tokenomics for our product, in our whitepaper. At the moment, we’re at the final stage of the R&D phase on the token model creation.During the protocol design and development, as mentioned, we adopted a modular approach towards our development and singled out several independent modules that collectively make up our product:The CashflowRelay module has been implemented for exchanging/selling financial obligations. Financial commitments are created and administered by individuals — owners of ETH wallets. It’s worth noting that the owner of the wallet can be not only an individual but also an organization. All decisions in such organization are made off-chain.We are working on the co-op governance module — a module for creating and operating financial cooperatives on-chain. We aim to complete the first version of the module by the end of June 2019.This module will allow organizations to make decisions and conduct their activities on-chain. In the future, cooperatives will be able to raise funds/invest their own funds through CashflowRelay.In the process of implementing this module, we studied the existing DAO platforms: Aragon, DAOStack, Colony.We are using AragonOS as a platform to implement the MVP of our protocol — as it provides a large set of tools for creating and administering DAOs.Right now, one of the limitations of the current state of Aragon is the lack of a single entry point for managing membership in all organizations. To eliminate this drawback, we have developed a primitive version of the identity module for users and organizations— you can check it out here.4. Tech designLast, but not least:We created the Akropolis wiki 👉 https://wiki.akropolis.io/, your one-stop shop for all things relevant to our project.The new Whitepaper is published — find more information about incentives, modular approach, users, and more here 👉https://wiki.akropolis.io/whitepaper/.We have developed a new tokenomics model to encourage AFO to actively interact with each other. The model is based on the adaptation of the Livepeer and MakerDAO tokenomics and is described in detail here 👉https://wiki.akropolis.io/tokenomics/.The Road Ahead:Currently, Akropolis MVP is under ongoing development with the co-op Governance module for creating and operating on-chain co-operatives/DAOs. This is set to be presented by the end of June 2019, we look forward to our users testing and experiencing true financial freedom.Moreover, we are cognizant and moving towards scaling the protocol to accomplish our goal to contribute to the construction of a crisis-resistant financial service. Scalability is key to achieve this.Therefore, we are working on the Polkadot implementation of the protocol.In order to enable the creation and life-cycle management of cashflow-based financial products and solutions that can be used by other blockchains connected to the Polkadot network, Akropolis has already launched a parachain on Polkadot and will be expanding its implementation over the course of our roadmap. More to come on this front soon.Thank you for your support — we could not have done this without our community.Disclaimer: All images and numbers represented in this document are for illustration purpose only. Actual product may vary due to product enhancement and ongoing development.Learn more about Akropolis:Website: https://akropolis.io/Twitter: https://twitter.com/akropolisioTelegram: https://t.me/akropolis_officialAkropolis Development Update was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 05. 21

Empowering Informal Economi...

In a novel industry like blockchain, user experience (UX) plays a big role — we are building tools and protocols from scratch, and people need to be onboarded correctly and easily in order to adopt them. Even the best ideas and technologies can be limited by their usability. A clunky, unintuitive UX will frustrate users and limit their understanding and willingness to use a product.The Web3 ecosystem has many UX challenges to address in order to be fully functional. For instance: public and private key management and associated risks, understanding what is gas and how to set it up, etc. It is our responsibility to alleviate such issues, and bring new users into the ecosystem.Akropolis protocol is a layer-2 solution, designed to be implemented on any Turing-complete blockchain. The objective of the protocol is to enable an alternative financial infrastructure to creation, manage, and connect bank-independent member-owned financial organizations (co-ops, mutuals, etc).Akropolis announces their partnership with POA Network, towards better UX standards for end-user adoption. POA Network has been developing products with the end user in mind, including an open source explorer, BlockScout, POA Core, and xDai Chain.The xDai Chain is an Ethereum-based blockchain, created by POA Network in partnership with MakerDAO, that uses USD-stable xDai (a representation of Dai token) as the native coin of the network and leverages Proof of Autonomy consensus model, in which the validator set is managed by a decentralized autonomous organization (DAO).Akropolis on xDai ChainUsing xDai will allow us to build time- and cost-effective solutions using both traditional currencies and stablecoins, reducing cryptocurrency volatility risk and UX friction.xDai block time of 5s offers quick finality. Its constant gas price is fixed at 1Gwei and is payable with xDAI stablecoin. These two factors are key to paving an easier path to adoption through superior UX.About the Akropolis NetworkAkropolis is a domain-specific financial protocol dedicated to the needs of the informal economy. It is designed to:enable anybody regardless of their geographical location to quickly set up, operate and grow informal autonomous financial organisations (AFOs), e.g. digital co-ops, guilds, mutualsenable an interoperable scalable network between them and external third parties, whereby value can be exchanged freely in a trust-minimised way (e.g. co-invest, lend/borrow, trade).reduce instances of fraud and misuse of fundsAbout POA NetworkPOA products are for people who believe that the Ethereum protocol must be cheap, fast, and scalable. We are focusing on bringing the best developer experience for blockchain professionals. We promise that engaging with POA will help you create a first-class application on the platform.Website: https://poa.network/Twitter: https://twitter.com/poanetworkMedium: https://medium.com/poa-networkForum: https://forum.poa.network/Reddit: https://reddit.com/r/poaEmpowering Informal Economies via DeFi: POA Network and Akropolis announce their partnership was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 04. 25

Akropolis Q1 Update

From An Institutional Approach to Finding Insights in Informal Networks1-Minute SummaryAs a project, our mission is to give people the tools to save, grow and provision for the future safely and without dependence on a geography, a central counterparty, or falling prey to predatorial financial practices of multiple intermediaries.What we set out to build is not about social impact or “banking the unbanked”. It is not about technology per se, though it plays an important part. It is about how we see meta-trends affecting our lives, lives of our (future) children and peers regardless of geography. There are multiple attack vectors to focus on. We chose financial security, due to our asset management expertise, institutional pension fund experience and innate empathy to the scenarios when a nation-state purposefully fails its most vulnerable citizens.We believe that on a sub-10-year timeframe, many a state pension and social security plans will face bankruptcy. Western consumers by and large won’t be prepared, accustomed to the dependency on the nation-state and its institutions. Technology on its own is not and will not be the answer.We see an incredible amount of promise in enabling a mesh network of digital equivalents of informal savings circles, socio-economic archetypes used by millions of people for centuries and therefore by far the most robust socio-economic primitive in human history. We carefully take those centuries-old constructs and make them scaleable, fraud-proof, and geographically agnostic using the blockchain technology. Our product therefore is a protocol that enables creation of scalable robust decentralised p2p alternatives to pension/social security funds.Our VisionThe Akropolis project was conceived from a thesis that the global economy is on the verge of a long overdue global financial crisis with global pensions deficit crisis (meaning total outstanding pensions liabilities to people, incl all asset classes) currently stands at $78 trillion and is expected to reach 4x global GBP by 2050 [1]. A 7.0–8.0% return assumed in actuarial models of Western pension funds is long a subject of fiction due to multiple injections of liquidity into the monetary system through quantitative easing. “At some point, the bubble will pop”, indeed.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}Americans now have more than $4 trillion of collective debt for the first time in history. $4,000,000,000,000 At some point, the bubble will pop.... — @APomplianofunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Ask yourself a question: how did people use to save and prepare for the future before there banks, insurance companies, etc? Informal savings communities or circles of trust is the centuries-proven solution, that still forms a dominant part of the emerging markets economies, contributing to substantial share of the GDP in countries across Africa and South-East Asia.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}You probably have only a small group of people you know well enough to trust. Outside of this small group, it's more scalable to trust people's incentives than the people themselves Systems that align incentives are systems that scale trust — @RyanSAdamsfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}However, trust-based communities have a natural cap, not unlike a Dunbar number, and therefore they cannot easily scale. We address that, along with the two main daily pain-points of our target audience: accounting fraud and misappropriation of funds. More on this in our next update.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}There isn't going to be "the next big social network" The next big social network is the 1000 social networks built with purpose for a specific community, with a specific purpose Facebook, LinkedIn etc are being splintered — @gregisenbergfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Our Place in The DeFi EcosystemDeFi is by far the most promising area of blockchain application, with a number of high-quality interoperable projects promising the future of transparent, fully auditable, efficient peer-to-peer interactions, based both on existing financial primitives and creating novel ways to generate and exchange value.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}Transparency is one #DeFi's most radical improvements over the traditional financial system. To put our money where our mouth is, we're open sourcing Dharma's growth numbers. Think of this as 'ETH Locked in Dharma' h/t @mikeraymcdonald https://t.co/wZl78OnfZG — @DharmaProtocolfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Yet due to the nascent nature of the ecosystem, DeFi is still very much looking for its product-market fit beyond the immediate community of developers and sophisticated speculators. In our research, we turned to the good old “painkiller vs vitamin” metaphore and over a number of months researched and identified a product-market fit, that, in Kayvon’s words “speak to a mass audience” and address a basic need in financial terms and a real pain point: (in)ability to save and grow one’s savings safely and effectively.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}The blockchain space is filled with backend engineers tweaking what's already a proven technology. None of this will move the needle. What will? Building experiences that speak to a mass audience. We want billions of users. Not a few hundred ETH heads debating governance. — @saturnialfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Mass adoption of the technology will not happen until it is unnoticeable, abstracted away as a part of the solution addressing people’s essential needs. Majority of the population do not care about or have the knowledge to trade, take a synthetic position on an Apple stock or engage in the mental acrobatics of margin trading. Let’s get to the basis of the Maslow’s pyramid and adapt it for the DeFi ecosystem. What “billions of users” care about is to be able to:Earn: preserving ability to earn a living (attack vectors: inflation in all its guises)Save: being able to save safely (attack vectors: inflation in all its guises, reliance on centralised financial institutions as custodians, liquidity controls, hidden or poorly understood fees in financial products & services, etc.)Grow: being able to grow their savings safely and reliably plan for future uncertainty (attack vectors: psychological difficulty of saving alone, difficulty growing wealth as a group sustainably and safely; when co-investing in groups).Without imposing new behavioural patterns on users who have already been operating like this for years, we carefully recreate these centuries-old constructs as digitally-enabled DAOs, make them scaleable, fraud-proof, and geography-agnostic using the blockchain technology.Finding a Product-Market Fit [PMF]The search for the elusive product-market fit starts with an understanding what it stands for and when it doesn’t exist, despite our best intentions (“confirmation bias is strong with this one”). Marc Andreesen of a16z loosely defines product-market fit as:You can always feel when product/market fit is not happening. The customers aren’t quite getting value out of the product, word of mouth isn’t spreading, usage isn’t growing that fast, press reviews are kind of ‘blah,’ the sales cycle takes too long, and lots of deals never close (Marc Andreesen, [2])So we did a bit of reading, and a lot of face-to-face customer research to understand the secret of longevity behind informal savings groups.Our internal research databaseFor centuries, well before the industrial and early financial revolution, and before any concept of government provision for its subjects, trust-based communities were the only source of security, whereby economic transactions were rooted in trust and social reputation. In the West, they evolved into co-ops and then mutuals and banks. In many an emerging market they still form an essential backbone of what is known as “informal economy”. Its main unit is a savings group, which is a member-owned institution, typically <20 members who save together and take small loans from the common savings pool. The names for the savings group phenomenon vary by country: it’s chamas in Kenya, ekub in Ethiopia, susu in West Africa and the Carribean, stokvel in South Africa, paluwagan in Philippines, pandeiros in Brazil.Geographic and cultural differences notwithstanding, these socio-economic archetypes have proven to be remarkably robust. They all have a common goal: to create an alternative financial structure where they can save, invest and lend together, as well as borrow money they need without long procedures, official documents for loan applications, and oftentimes without using a bank. This day, they remain a competitively-priced source of credit. As member-owned organisations, there is no external cost of capital return to factor into the economics — all the capital is internal and can be sourced through the network.Our analysis turned to one of the most interesting fintech markets in Africa: Kenya. What we saw was that clearly articulated goals and mutual member support are major contributing factor to co-op growth from 10 members to 25,000+ members and multi-million-dollar treasuries accumulated by its member base. Indeed, most successful chamas have grown from 10-person village groups into banks or mutuals that uncannily remind DAOs.When you superimpose that on a 91% mobile penetration rate, high mobile money adoption rate, young population with the average age of 20, and existing centuries-old behavioural patterns that belie savings circles with relatively weak legacy financial infrastructure, you get a fascinating market that in respect of familiarity with digital financial infrastructure is more advanced than what we have in the US and Europe.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}@lrettig @davecraige we got used to that in kenya for the past 10 years via Mpesa — @Nextstevejobfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Other surprising factoid include 300,000+ registered chamas in the country controlling more than US$3.5 billion worth of assets [3] and ca.1,000,000 unregistered chamas. According to the World Bank, remittances to Sub-Saharan Africa reached US$38 billion in 2017 [4], of which a large part is formed by diaspora remittances. Continent-wide AuM estimates for informal savings circles vary from $90 to $100 billion worth of assets.Our market analysis, fintech/web3.0 opportunities review and PMF process and how we are thinking about building a consumer-facing product on top of a protocol will be covered in our later updates.Progress to DateCore protocol logic defined, portable across a number of blockchainsWe researched Polkadot/Substrate for the purposes of our build. Akropolis node on Substrate launched by Alex Koz, our blockchain R&D specialist:A core financial primitive “Commitments to Future Cashflows” designed by Ana, shaped and put into code by our hero CTO Alex Maz and Product Manager Ilgiz, has been shipped to the Ethereum mainnet whilst on the train on the way to M-1 in Zug. The whole team worked exceptionally hard to deliver not only our financial primitive but the dApp, CashflowRelay, built with 0x+MakerDAO. Alex, Ilgiz, Eugene, Dima, Misha and Dima — thank you!💪 The work has been awarded a second place at the 0x+Coinlist hackathon out of ca.700 submissions:Our friends at Zerion took the first place. We are not even bitter. Honest!body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}Cashflow Relay lets you represent and trade future cashflows. This concept is core to a vast number of financial transactions in the traditional world. It opens up massive opportunities in the token world. https://t.co/CIZUjeXPaT — @andy_brombergfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Product-Market Fit [PMF] identified and validated through 250+ hours of deep customer research advised by leading fintech EM product specialists from a $800mm NASDAQ-listed company. This produced valuable insights in other exciting areas, e.g. practical DAO governance, which we presented to a full audience at Full Node in Berlin tonight.body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}We are super amped for the next Ethereum meetup on DAOs, at Full Node, 14.3. 🌱 Presentations from @stellarmagnet of @autarklabs, @nat_scherer of @daostack, @ana_andrianova of @akropolisio, @tim_bansemer, and Gnosis Product Manager @c3rnst on the #dxDAO. https://t.co/M0cKcCAFr5 — @gnosisPMfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}body[data-twttr-rendered="true"] {background-color: transparent;}.twitter-tweet {margin: auto !important;}So proud of our @ethereum meetup! People from different backgrounds, new faces, fascinating content, a full house and yes - everyone stayed till the end! Kudos to @ana_andrianova @Nat_Scherer @c3rnst @stellarmagnet @tim_bansemer @maurreth and the @ETHBerlin @fullnode_berlin crew — @MPtherealMVPfunction notifyResize(height) {height = height ? height : document.documentElement.offsetHeight; var resized = false; if (window.donkey && donkey.resize) {donkey.resize(height); resized = true;}if (parent && parent._resizeIframe) {var obj = {iframe: window.frameElement, height: height}; parent._resizeIframe(obj); resized = true;}if (window.location && window.location.hash === "#amp=1" && window.parent && window.parent.postMessage) {window.parent.postMessage({sentinel: "amp", type: "embed-size", height: height}, "*");}if (window.webkit && window.webkit.messageHandlers && window.webkit.messageHandlers.resize) {window.webkit.messageHandlers.resize.postMessage(height); resized = true;}return resized;}twttr.events.bind('rendered', function (event) {notifyResize();}); twttr.events.bind('resize', function (event) {notifyResize();});if (parent && parent._resizeIframe) {var maxWidth = parseInt(window.frameElement.getAttribute("width")); if ( 500 < maxWidth) {window.frameElement.setAttribute("width", "500");}}Kate, our Head of People, has been putting in exceptionally long hours leading the customer research process in Kenya with our customised 70-item long questionnaire. Special thanks are extended to our advisor Ian Grigg and Tayo Akinyemi of The Rockefeller FoundationPartnership with MakerDAO for our Use Case №1. We will be using DAI and their interest-bearing savings accounts in our MVP testing it with real people. Exciting times!How Does it All Fit Together? A RetrospectiveWhen we first embarked on the Akropolis project, our mission was to research and prototype a viable alternative to the broken pensions system that addresses our admittedly rather dark 10-year vision. The path to identifying it, learning from our mistakes and assimilating new findings into a product has not been a straightforward one. To put things in perspective, leading researchers have been publicly battling this very topic for over 35 years! However, it wasn’t until now that a confluence of the technology enabled p2p networks, openness to alternatives and emergence of viable challenger models, that a scalable solution was possible.We believe that by now we have the right building blocks in place.What’s Next?Tech and ProductProtocol-level work continues. Documentation is pending. As always you can monitor the progress on our Github, and we will be announcing our roadmap to the mainnet in our next update.A detailed article on the search for the elusive PMF, methodology, mistakes, qualitative and quantitative research methods that we found to be applicableNew improved token model, now with no artificial additives and fully organicAppearancesMarch: we will be presenting our solution with MakerDAO Head of Product in Oslo at the end of this monthApril: EDCON in Sydney is on the cards[TBD]: a field research in Africa with our local beta-testers is being planned as we speak.Product, Distribution and Technology PartnershipsWe _may_ be cooking something up with the incredible Austin Griffith and his burner walletSome big fintech names, some lesser known names, all in the name of building stuff that (a) works and (b) can be productised.Lastly…We would like to leave you with this quote by a much respected Andy Rachleff, a co-founder of the $10bn AuM Wealthfront and Benchmark Capital. His 500Startups customer development deck is a classic. Rachleff’s analysis of the product-market fit decisions made by the prodigious Sequoia founder Don Valentine led him to the following observation:“If you look at the most successful startups, they actually didn’t have the world’s best management teams in the very early days. They happened to have conceived, or more likely pivoted into, an idea that addresses an amazing point of pain around which consumers where desperate for a solution”.Yours truly,The Akro Team.References[1] Citi GPS Report (2016) ‘The coming pension crisis: recommendations for Keeping the Global Pensions System Afloat’, Actualité financière et économique — Information finance avec l’AGEFI, No data [Online]. Available at: http://www.agefi.fr/sites/agefi.fr/files/fichiers/2016/03/citi_retraite_hors_bilan_21_mars_1.pdf [Accessed: 14-Mar-2019].[2] a16z Crypto Blog (2017) ’12 Things about Product-Market Fit’, a16z Crypto Blog, 18 February [Online]. Available: https://a16z.com/2017/02/18/12-things-about-product-market-fit [Accessed: 14-Mar-2019][3] Kenya Association of Investment Groups (2016) ‘The Chama Handbook: third edition’, Kenya Association of Investment Groups, No data [Online]. Available: http://kaig.org/kaig/_dwnld_fls/0kaig e-version.pdf [Accessed: 14-Mar-2019].[4] Kenya Association of Investment Groups (2016) ‘The Chama Handbook: third edition’, Kenya Association of Investment Groups, No data [Online]. Available: http://kaig.org/kaig/_dwnld_fls/0kaig e-version.pdf [Accessed: 14-Mar-2019].Akropolis Q1 Update was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

19. 03. 15

Akropolis Q4 Update

Akropolis Q4 UpdateHello World,Last few months have not been without their challenges. With the market downturn, we repositioned our development team, adjusted our development roadmap and focussed our resources squarely on protocol development using Rust+WASM technologies.Photo by David Boca on UnsplashTech stack migrated to Rust+WASM to ensure robustness, compliance with enterprise standards and cross-chain portability. To this end, we added three Rust engineers to our team.Approached by the World Bank Group and a leading Irish life insurer ($90bn AuM)IBM technical partnership for enterprise application defined and MoU in progressA Re-cap: What problem are we addressing?Pensions are boring and complicated. Yet pension funds own almost half of the world’s total assets by value. Globally, they represent over USD47.0 trillion in asset value, whilst in Europe, pensions are one of the largest and most profitable markets with combined assets of EUR7.0 trillion.With the sheer volume of asset under management and sticky long-term nature, the legacy players have had no incentive not only to innovate but to address the mismatch of incentives in the system. With providers of capital having no self-sovereignty over their assets and seeing their returns eroded through a complex web of intermediaries with no “single source of truth” or portability of pensions records, the case for disruption of this critically important sector becomes more compelling every year.A number of analysts forecast a series of worldwide bankruptcies of major pension schemes. Some may receive government bailouts, some may not. What remains is the sheer size, complexity and urgent need to find a solution.If you have 1.5 hrs over this festive break, we highly recommend you watch the two excellent documentaries: The Coming Retirement Crisis by Goldman Sachs’ Raul Pal (our brief video summary is here) and The Pension Gamble by the Frontline.The Coming Retirement CrisisOur SolutionWhat we are targeting is a complex issue, that we believe is one of the limited number of a genuine real-world blockchain applications with ability to materially impact millions of users and therefore drive adoption, driven by need rather than entertainment, whereby alternatives can be developed without reliance on traditional “trusted intermediaries”. As such, systems design and economic incentives design as just as important as the code.Our solution is presented as a blockchain-agnostic layer-2 protocol rooted in Rust and WASM to ensure compliance with enterprise standards, upgradeability and adaptability of the code. It was important for us to ensure that our technological stack allows us to produce a universal protocol capable of portability across chains as technology evolves and to minimise dependency on a single blockchain.The protocol is designed to enable the following features:Ability to create a user-centric system, with user self-sovereignty of their data and assetsAny qualified party can set up a digital “pension fund”: unraidable and provably solvent at all timesProgrammable money: allows a sender to programme the destination into the transaction, ensuring that funds are spent for a specific purposeAbility to create novel payout models, especially for “communities of interest”Ability to create novel, user-defined contribution and benefit schedulesMarketplace for fulfillment of investment mandatesImprovement on UBI — due to matching mechanism, “salary/earnings top-up”, by a benefactor, corporation, government, anonymous philanthropist, etc.Same-day and fractional liquidity, if the fund permits itReal-time transparencyContribution or benefit pausingAutomated enrolment, administration and reportingMicropensionsMost importantly, an individual previously unavailable economic alignment of interests between capital providers (beneficiaries) and capital utilisers (fund managers). The protocol will enable the following use cases:Pensions/savings platform for freelancers (benefits: portable immutable track record)Open-source pensions/savings platform for decentralised communities of interestTransparent pensions marketplaceProgrammable pensions/benefits (multi-jurisdictional over time)UBI delivery platform linked to partial or full employmentWe are continuous reviewing protocol design to ensure the elements of the functionality can be used in the enterprise use case, as well open source.Where is the Innovation?The value of blockchain is not in simply a de facto API for legacy financial infrastructure to talk to. Instead, the value is in moving from the system-of-record at the level of the firm to an authoritative system-of-record deployable market-wide.This means developing and pushing forward the adoption of open unified standards for the consistent and cost-effective , financial primitives and common semantic approaches.To this end, we proposed and developed a financial primitive which allows for a more flexible protocol implementation. To get to the core of the underlying relationships, we abstracted the key interactions between capital providers and capital utilisers, and stripped them down to exchange of cashflows between the parties. The tokenised cashflow agreements, if correctly implemented, can be batched and traded, thus simplifying architecture and infrastructure requirements at the protocol level. More on the EIP in later posts.We will be seeking to utilise ACTUS (Algorithmic Contract Types Unified Structures), a domain-specific language of financial instruments, developed by a team of financial sector specialists from the US and Switzerland (props to the Trinkler Software team). ACTUS formalizes and implements in machine-readable form the terms and business-logic of virtually all financial contracts.We believe that a domain-specific language therefore is instrumental in building the new financial infrastructure and is just as important as the tech stack if we are not to repeat past failures and ensure cross-chain functionality on a semantic level.Ecosystem and Business DevelopmentDuring October and November, we received direct inbound requests from the World Bank Group in Washington and the largest life insurance company in Ireland via a San-Francisco InsureTech incubator. We presented our protocol and vision to both organisations, provided a vision for how a blockchain and smart contract enabled infrastructure can align incentives, eliminate costs, and provide to an increasingly mobile workforce a compelling alternative. We also shared a high level overview of our business model, market development and partnering strategy. Both institutions requested a follow-up and proposed collaboration.A more detailed business development status is below:Institutional clients or partners pipeline: In addition to our existing relationship with a leading Singaporean pensions asset manager, our pipeline currently includes responding to inbound inquiries from the World Bank Group, a number of life insurance companies and leading global pensions advisory teams looking for alternative solutions.Technology partnerships: we are in MoU stage with several blockchain companies in Korea and Europe. The flagship partnership with a leading global enterprise solutions provider is planned for early 2019.Ecosystem development: we are happy to announce that we joined a DeFi Network, alongside Dharma, Set Protocol, Maker, and other notable teams moving our ecosystem forward. Our involvement and participation will be covered in the next post.Academic partnerships: we will be announcing a DeFi venture initiative with two of the leading academic research centres for Blockchain and Big Data in the UK.Grant-making bodies: we have been invited to apply for a European Commission fintech grant through the initiative established as part of the EU plan to invest €340 million in blockchain tech by 2020.Development UpdateWe are making some of the repos public in our GitHub, where you can monitor our development progress. Our interim MVUs can be found in November and August repos. Last month, we updated our GitHub with smart contract backbone and key user journeys.Current WorkAs a result of the decision to migrate to Rust+WASM, we revised our tech stack to ensure as technology evolves, we can produce a more secure, faster, universal protocol capable of portability across chains, thus minimising dependency on a single blockchain.Our transaction broadcast layer exist to fulfil a sole purpose of affording an easy UI of approving broadcast transactions by a user without Akropolis having to interact with users’ private keys, and providing a secure solution to users. To this end, we selected two established wallets, CoinbaseWallet by Coinbase and TrustWallet by Binance.The oracle layer comprises the following elements: Chainlink which supports Ethereum, Bitcoin, Hyperledger; Proof-of-Authority bridge and Polkadot substrate.Chainlink is a blockchain-agnostic oracle provider that is currently compatible with Ethereum, Bitcoin, Hyperledger and other leading blockchains.Polkadot Substrate allows us to build an independent blockchain network (Proof-of-authority parachain) that will support WASM and can be integrated with other blockchain systems using Polkadot. Thus, Akro will effectively be a parachain, where every PF is a node.Using Polkadot Substrate allows us to quickly and efficiently deploy our protocol on the Ethereum mainnet. Jack Fransham, a software developer at Parity Technologies explains well what Substrate is.Future WorkProtocol developmentOngoing protocol specification [current work]Working on commitments to future cash flows specification and implementationIntegration and initial implementation to reduce dependency on Ethereum as we are closely monitoring the scalability progressReporting: creating a unified blockchain explorer for transaction monitoring inside the Akropolis networkUser on-boardingIntegration with Binance’s TrustwalletImproved UX/UI [in progress]Partnerships [see section below]Institutional pilot scoping — user feedback gathering and case study modellingBlockchain client pilot scoping — user feedback gathering and case study modellingResearch & DevelopmentWe continue with our R&D efforts to improve the token utility, which is an industry-wide challenge. The team has structured its work around four pillars:Token model improvementsEconomic and governance incentivesMathematical modellingReal-world testingThe sole purpose of the token design R&D was to reconcile two problems:How can we ensure that users get the best possible selection from a list of options given the voter apathy? In other words, to how align economic incentives over 2 conflicting types of actors of capital providers and service providers over long time frames (beneficiaries vs. fund managers and pension fund managers)Prevent collusions and reduce attack vectorsThe team has experimented with imitation and multiagent modeling to test and refine the optimal parameters of operation, as well as externalities that can lead to unstable performance. We use Python as basic algorithmic language, in addition to the following program packages:PyMC3 for dynamic modeling using Markoff Chain Monte CarloTensorFlow, Keras for solving optimization tasksNumPy, scikit-learn, StatsModels — mathematical program packagesOne of the current hypothesis of the team is that the model may also resolve a wider set of industries and business issues, in the context of improved allocation outcomes where information asymmetry delivers sub-par results. In order to validate this, a set of experiments will be carried out.In the process of our R&D work, we have developed a new methodology for marketplace governance that we believe has a wide set of applications outside of our use case. The approach is based on Token Curated Registries, first introduced by Mike Goldin of Consensys[1] and further developed by teams behind Ocean Protocol[2,3], Messari[4], Parattii[5], Civil[6] and other projects. Our model addresses the shortcomings of a single-TCR model and currently being prepared for a peer review. Mathematical modelling of the potential outcomes of our governance and incentives model has commenced.ConclusionDespite a deeply bearish sentiment in the cryptocurrency market and anticipation of a long winter, the interest amongst a wider traditional investor community in the problem we are addressing is only rising. As a genuine use case for the application of the blockchain technology, our mission also has a strong economic and social element. With an increasing number of market incumbent under pressure to find or fund solutions, our plan is to identify and execute on effective routes to market, as the ecosystem matures.References:https://medium.com/@ilovebagels/token-curated-registries-1-0-61a232f8dac7https://blog.oceanprotocol.com/artdaos-curation-markets-and-tcrs-2d2847e4a0f9https://blog.oceanprotocol.com/the-layered-tcr-56cc5b4cdc45https://messari.github.io/tcr/whitepaper.pdfhttps://medium.com/paratii/curation-markets-infinite-staking-247e8b72caa3https://blog.joincivil.com/the-civil-registry-a-tcr-for-quality-journalism-a2452f363665Akropolis Q4 Update was originally published in Akropolis on Medium, where people are continuing the conversation by highlighting and responding to this story.

Akropolis

18. 12. 21

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  • 우기 Sep 13. 2019

    비은행화

    국제 송금 수수료 및 불필요한 수수료가 필요없는 Finance 3.0을 통해 저축 및 대출 인프라를 구축하고 DeFi와 OpenFinance 솔루션을 통해 한층 나아진 Finance 3.0을 구축합니다

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