ONE SIMPLE APP Buy, Sell, and Pay with Crypto

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reference material Whitepaper.pdf


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Project introduction is a platform that provides check cards and apps based on passwords. cards and apps support billing, wire transfer, and currency exchange for Bitcoin, Etherium, and other tokens based on Etherium (ERC20). The card aims to be a "password-protected VISA card" that can be used by all on-line stores that can pay for an existing VISA card. In addition, users will be able to send money in real time without charge.

Executives and partners

Kris Marszalek


Rafael Melo


Gary Or


Bobby Bao


Erald Ghoos


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Medium December 2018 U...

Happy New Year from!On top of the holiday festivities, the team shared a number of development and updates. Here are the highlights:Ledger to accept payment with PayLeading hard wallet security firm, Ledger, will implement payments with Pay, powered by the Chain. Read the full article hereMCO Visa Card — Accepting U.S. card reservations address started accepting address details for U.S. card reservations during the start of the holiday season.Enhanced Platinum Referral Rewards launched the enhanced Platinum Referral Program with a redesigned Referrals & Cashback page. It now includes the universal referral code that allows users to invite friends easily. Read the full article welcomes Tyson Hackwood to the teamTyson Hackwood, formerly of PayPal and Braintree, has joined the leadership team as SVP, Head of Global Merchant Acquisition. In his new role, he will be expanding the reach and adoption of Pay, the cryptocurrency payment solution powered by Chain. Read the full article hereCRO listed on Chain’s CRO Token listed on leading South Korean exchange, GOPAX, where trading started on 19 Dec. The announcement (in Korean) Wallet feature ‘UPed’ user experience by increasing per transaction and credit card purchase limits. Automated withdrawals were enabled for ETH and ERC20 Tokens (BNB, MCO, and CRO) joining XRP on the new token infrastructure. A card upgrade path was also introduced to users seeking to upgrade. Read the full article Chain’s first CRO Token Airdrop snapshotThe first CRO Token Airdrop snapshot took place on 7 Dec, at 8:00am UTC for eligible MCO tokenholders in the app. Since the airdrop announcement, the platform saw a large inflow of MCO and a solid increase in MCO Chain releases consultation paperOn 5 Dec, Chain released a consultation paper and welcomed input from community members, blockchain industry and other stakeholders on the proposed staking and rewards mechanisms for the Chain. Read the full article on the search for is calling for active and enthusiastic community members to join as ambassadors to support the community as it scales and grow. Read about the application here or apply here.MCO Tokens moved to new address to prepare for integration with institutional-grade custody partnerIn preparation for the onboarding to our first selected custody partner,’s MCO Tokens (15,793,851.2682436 MCO) were moved to a new address on 28 Dec, 2018. Read the full article hereGreeting video and Pay previewOur CEO Kris sent out a holiday greeting to the community in a video that also captured a sneak peek of how Pay works. Watch it here: University now on websiteOur University is back to help give an insight to those new to crypto. It can be found on the website at made headlines in various publicationsSeoul Economic Daily’s Decenter interviewed our Head of Corporate Development Bobby where he spoke about the potential impact and development of and why blockchain is valuable to payment. Full article (in Korean) hereISACA reached out to our CISO Jason for his thoughts on the recent data breach at Marriott in his article “Cybersecurity Due Diligence: Inherited Risk”. Read the full article hereCoin Telegraph published an article titled “ Nets Ex-PayPal Exec to Increase Merchant Cryptocurrency Adoption”, covering news of our newly appointed SVP, Head of Global Merchant Acquisition, Tyson Hackwood. Read the full article hereFollowing the announcement of Ledger and Pay’s Memorandum of Understanding (MOU) signing, Coin Telegraph and South Korean publications Tokenpost, Datanet, and Newswire featured the news on their respective sites.Coin Bureau reviewed MCO and wrote a piece on their interview with our CEO Kris. Read the interview and review here.Other was recognized with the ‘Most Innovative Employer Brand Awards’ — Bronze at the LinkedIn Talent Insights and Awards Night, Hong contributed to the 2nd Global Cryptoasset Benchmarking Study, a research conducted by the University of Cambridge Judge Business School. Read the report here

19. 01. 02

Ledger to Accept Payments w...

Leading hard wallet security firm to allow customers to pay with crypto powered by the ChainLedger will implement Pay — powered by the Chain — into its online store<Hong Kong, December 19, 2018>, the pioneering payments and cryptocurrency platform, and Ledger, a global leader in securing crypto assets, today announced the signing a Memorandum of Understanding (MOU) to have Ledger adopt Pay — a cryptocurrency payment solution powered by the Chain.Once Pay is implemented onto Ledger’s online store, customers will have the option to purchase Ledger products at checkout with their desired cryptocurrency seamlessly and securely, and collect cash back rewards funded by the network. Purchases will be made by opening Wallet & Card app, clicking the Pay button, scanning a unique QR code on the Ledger online store, and selecting the desired cryptocurrency to be spent.Éric Larchevêque, CEO of Ledger said: “Our customers understand the everyday utility of cryptocurrency, and as a leading cryptocurrency asset hardware wallet provider, it is a natural step for us to provide a cryptocurrency payment option. We support what is doing to lead the industry forward with its vision of cryptocurrency in every wallet. We feel this payment option is just what our customers are seeking.”Kris Marszalek, Co-Founder and CEO of said, “We created the Chain as we identified a need in the industry: to pay and be paid in any crypto, anywhere, for free. Chain provides great value for both merchants and customers, which will help drive adoption of cryptocurrency globally. We feel very fortunate to have the support of Ledger, one of the most respected names in the industry, as we continue to build and rollout Chain.”By using Pay merchants can enjoy greatly reduced processing fees for settlement in cryptocurrency, online or offline. Customers will benefit from generous cashback rewards while paying with cryptocurrency.More details about the launch of Pay will be announced at a later date. Learn more about the Chain by visiting: LedgerFounded in 2014, Ledger is a leader in security and infrastructure solutions for cryptocurrencies and blockchain applications. Headquartered in Paris and San Francisco, Ledger has a team of 160 professionals developing a variety of products and services to safeguard cryptocurrency assets for individuals and companies — including the Ledger hardware wallets line already sold in 165 countries. In 2018, Ledger was named as one of the “Hottest Startups in Paris” by WIRED Magazine. www.ledger.frAbout was founded in 2016 to accelerate the world’s transition to cryptocurrency. Key products include: the Wallet & Card app, the best place to buy, sell, and pay with crypto, the MCO Visa card, a metal card with no annual fees, and the Chain, which enables users to pay and be paid in any crypto, anywhere, for free. is headquartered in Hong Kong with a 120+ strong team. For more information, please visit: www.crypto.comFor press enquiries, please contact:The Hoffman

18. 12. 19 Hires Former Pay...

SVP, Head of Global Merchant Acquisition to Drive Growth of Pay<HONG KONG, December 11, 2018> —, the pioneering payments and cryptocurrency platform, today announced the appointment of Tyson Hackwood to the leadership team as SVP, Head of Global Merchant Acquisition. Tyson will be expanding the reach and adoption of Pay, a cryptocurrency payment solution powered by the Chain is’s high-performing native blockchain solution that will drive cryptocurrency adoption globally by enabling instant crypto payment transactions. Its Pay solution will allow customers to pay for goods and services with cryptocurrency while receiving generous cashback rewards. For merchants, Pay offers greatly reduced processing fees for settlement in cryptocurrency, online or offline.“As we develop the Chain to fulfil the current industry need to pay and be paid in crypto, Tyson will play an important role in expanding the number and quality of merchants that are part of our network,” said Kris Marszalek, Co-Founder and CEO of “His relationships and experience in online digital payments will significantly advance our goal of enabling seamless, secure, and cost-efficient transactions between merchants and cryptocurrency users worldwide.”Tyson joins the team with more than 17 years of professional experience in expansion and partnership-driven business, mobile payments, and digital commerce. Most recently, he was Director of Asia Pacific for Braintree, an e-commerce payment division of PayPal, where he led dynamic teams, regional growth and continued expansion of the company across the region, which he launched from Australia over five years ago.“I am thrilled to join the team to help grow Pay through strategic partnerships with merchants,” said Tyson. “My experience in working with digital driven organizations and developing collaborative business channels, combined with’s intuitive platform, will aid in the steady and sustainable adoption of this native blockchain technology and cryptocurrencies.”Learn more about the Chain by visiting:, the pioneering payments and cryptocurrency platform, seeks to accelerate the world’s transition to cryptocurrency. is headquartered in Hong Kong. For more information, please visit: www.crypto.comFor press enquiries, please contact:The Hoffman

18. 12. 11 November 2018 U... announced a number of news in November including the launch of Chain, as well as the MCO Visa Card program receiving the green light to roll out cards in the U.S.Here are last month’s highlights:MCO Visa Card Program Given Green Light in the United StatesOn Nov 16, we announced that we are working with our partner, Metropolitan Commercial Bank, to prepare the rollout of the MCO Visa Card program in the United States. Read the full article Announces ChainOn Nov 20, we announced Chain, the new native blockchain solution that will enable instant crypto payment transactions, and the creation of the CRO token, which will enable cross-asset intermediary currency settlement.The launch of Chain also follows with the announcement of the CRO token airdrop for all eligible MCO token holders in the Wallet & Card App. Read the full article here and visit for the whitepaper.Community Q&AThere were two community Q&As that took place in the month.On Nov 2, the Q&A addressed key issues such as card market updates, app functions and features, as well as, other questions posed by the community. Read it hereOn Nov 23, we released a video of our CEO Kris answering most of the questions submitted on Reddit, including latest updates, details on Chain, as well as what’s in store in the future. Watch it here: Visa Cards Continue to Ship in SingaporeThroughout the month of November, Singapore users have been actively sharing their MCO Visa Card activities including unboxing, making payments, as well as ATM cash withdrawal experiences both local and at Notable Industry EventsOn Nov 13, our Chief strategy officer, Eric attended the Singapore Fintech Festival where he connected with global leaders to discuss current issues in the Fintech realm.At the event, Eric shared a moment with the Chairman of ACCESS, Singapore’s Cryptocurrency and Blockchain Industry Association, Anson Zeall, who were among the many to receive the MCO Visa Card when started shipping in Featured on Coin was featured in Coin Telegraph - “New Free Metal Card With Crypto Perks to Be Launched in the US” that covered’s announcement to issue the MCO Visa Card in the United States.Read the full article hereOther UpdatesWe shared a product overview with the community to help more people to learn and understand more about the Card & Wallet App.On Nov 16, went live on Delta Direct where all the latest updates will now be available. Follow us there!

18. 12. 07

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Platform ERC20
Hard cap -
Audit -
Stage -
Location -